Is there anyone who WON’T be receiving an inheritance?

[PinkMoscatoLover]

I’m not sure if it’s just me but sometimes I read posts and feel so out of touch! It seems like everyone and their dog on MN will receive an inheritance when a family member passes away.

Not one person in my family has a mortgage or owns their home outright. Those of pension age don’t have any pension savings saved up and rely on state pension (not too sure if that’s the correct wording as I’m not 100% on how it all works.) No one has any savings that they’ll pass on to their children/grandchildren/nieces & nephews etc.

I actually saw a comment on a thread that said, ‘can you ask your parents for an early payment that can just be taken out of your inheritance?’ Not everyone gets inheritance! Surely I can’t be the only one?

Just to add, this isn’t a post to say ‘oh boohoo look at me, I won’t receive anything when a family member passes away.’ It’s more a post to see if there’s other people on MN that have a similar family set up to mine!

It's funny - even though I won't get any inheritance and I'm genuinely not bothered, I still get angry on other posters' behalves when I read about unfairness.

I think it's because my siblings are in the same boat.

Not expecting anything.

If they want to do an equity release and bloody enjoy themselves while they can then fantastic.

It's such a gamble thinking you may have an inheritance, you are only a care home cost away from having nothing.

All in all, when all parents are gone and we dodge care homes, we could have as much as £450k in house sales alone. It's a bizarre thought seeing as we live in debt now with no savings. It hasn't occurred to either of our sets of parents to give us anything now, and we will most likely be near retirement if and when we do inherit.

There are loads of people who will not inherit anything. I doubt I will. If I do I will be retirement age myself.

Entirely depends on if money is used on care fees. We stand to inherit decently from both sides, but I suspect at least one of those pots of money will be gone before it gets to us.

This is much more likely than most realise. I expect to fall into this group which means their money goes on their care.

I won't get anything.

Me! My dad died several years ago and was declared bankrupt at the time. My mum has a very small pot that she lives off, along with her state pension. I don’t think there’ll be anything left when she passes away. Even if there is, my brother and sister have financially supported her (bought her a flat to live in, help pay her bills) so in my eyes, anything left over should go to them. I’m a single mum too so no inheritance from a partner. C’est la vie!

I got a very small amount of money from my parents less them 10k , but that was a surprise I did not think they had any money, I knew that they had enough for there funeral , but they did have a little nest egg which I was left, they also left 1k to a neighbour who was very good to them and helped them a lot .

My parents lived in a council house and had next to no savings,the little they did have was blown by my father within weeks of my mother's death.My father was better insured though(thanks to my mother)so there was a few grand left after his funeral expenses were paid.

Do u own a house op?

Both parents are in rented homes, both have small pensions topped up with pension credit and housing benefit.

My dad has savings to cover funeral costs, but has had to break into those to pay dental fees.

I just know my mum would have been so upset, I hate him so much, he remarried and I didn't fit in his life anymore, spent my 20's desperately looking for stability and for someone to love me. But I'm married, own my own house and have 2 beautiful children he will never meet and I will make sure they are loved and secure no matter what

The only thing I’ll be inheriting are some hereditary medical ailments 😂

I probably won’t as my not so dsis who dm has been bailing out all her adult life and has taken to helping herself to dm bank account has sole poa so has probably changed the will now.

Me!
I don't have parents, aunts, uncles, grandparents etc. So I have no one to leave me anything.

I'm actually quite relieved, I see all the family squabbles on here and think thank fuck I don't have to put up with all that, its worth every penny I won't get lol

Me. And it doesn’t bother me the slightest. It isn’t something I feel entitled to and there wouldn’t be anything anyway.

Nope. At one time my family was wealthy but years later there is no house, parents live in rented and have massive debts. Not something I ever think about really.

Me...and dh. Our parents didn't own property.

I received nothing and had 2 funeral bills to pay with no insurance or money put by for them

There is a difference between not expecting and knowing there is no money anywhere so parents enjoying the wealth goes out the window.

Nothing coming my way either OP. It’s hard not to compare at times, and harder to admit to.

I got nothing. Not a penny. Not even money for the funeral.

Same. My Uncle (the one who’s “done well for himself” out of the siblings) took care of my father’s funeral costs bless him, but when my Mum died it all fell to me (and I had a newborn baby to deal with at the time too). I couldn’t afford a proper funeral so had to just have her directly cremated. Even then her death cost several thousand pounds. If all the QVC receipts I found in here home were pound coins I could have paid for it several times over!

I come from a large family so if there is any inheritance it will be divided by 6.
I’m not counting on any.
Dh got a modest inheritance when his df died.
We've already given our two dc deposits towards houses and we have standing orders for dgc savings account, it’s not much but it helps.

@1984Winston make sure the legal aspects are secure for them.
It's one reason I want to open up a sipp for my dds so they will have something when older as we don't know what life throws at us