Is there anyone who WON’T be receiving an inheritance?

[PinkMoscatoLover]

I’m not sure if it’s just me but sometimes I read posts and feel so out of touch! It seems like everyone and their dog on MN will receive an inheritance when a family member passes away.

Not one person in my family has a mortgage or owns their home outright. Those of pension age don’t have any pension savings saved up and rely on state pension (not too sure if that’s the correct wording as I’m not 100% on how it all works.) No one has any savings that they’ll pass on to their children/grandchildren/nieces & nephews etc.

I actually saw a comment on a thread that said, ‘can you ask your parents for an early payment that can just be taken out of your inheritance?’ Not everyone gets inheritance! Surely I can’t be the only one?

Just to add, this isn’t a post to say ‘oh boohoo look at me, I won’t receive anything when a family member passes away.’ It’s more a post to see if there’s other people on MN that have a similar family set up to mine!

Same here!

My mam worked all her life and rented off the council. Dad died 23 years ago. Mam 2 years ago diagnosed with thyroid cancer at start or covid. Before that very active for a 83 year old. After her diagnosis and covid, she went nowhere and her little bit of money all added up. After costs 4 of us got 5k each which we did not expect bless her. My exhubby, 3 x kids dad, passed away accidental death aged 53 3 months after my mam. Even I was left a little money. And the kids were also. 200k in total. So theyve had a nice sum already. But I have nothing really. I rent. My partner owns a house, we live apart. But are due to get married. We both work FT. I might have something after marriage but I wouldn't presume to. Its his house not mine. He has a son who is not a very nice young man. I've told him we want nothing. Leave it to the local dog shelter for all I care.
Haven't read the whole thread but seen a lot of comments about care fees. My friend and her sister done something legally which transferred their mothers house to them while she was of sound mind. She went into a care home after the event and it was paid for by the local authority as the house was then not in her name. 2 daughters sold the house and got all profits after the event. I suggest some people look into that if necessary

Me! My mum and dad have remortgaged so often they have no equity. They’re now at the end of a repayment mortgage with no endowment in sight, I think the 4 of us always knew we wouldn’t inherit anything.

My brother is set to buy their house as an investment at least giving them a rented home.

my DH inherited a reasonable amount which he shares happily with me.

There was about £5k when my dad died at 71 years old. We siblings agreed for it to go to my younger brother as he lived with him and had cared for him full time for the year he was ill.

I don’t think I will. My Mum is a TA so low income, she owns her house but it’s joint with her partner and she wouldn’t have been able to buy it without him. I don’t know if she has savings but I doubt it. I think she has life insurance so probably have that split with my brother but that’s it. My Dad thinks he’s going to be a Hollywood actor still so doesn’t have a real job, haven’t spoken to him for years either.

Lol, no ill not receive a penny. My parents have both always been reliant on out of work benefits so I'd have never received anything except the bare minimum.

My DH won't receive one either. His parents do own a modest house, but that will be eaten up by care fees, MIL is discussing FIL going into a home quite soon.

I'd be very angry if my parents left me any money (I won't get any😊). When my Grandma died she didn't have a will and as such it was divvied out amongst all her sons and grandchildren, of which I am one of 6. I received about £4k. It made me so upset. She lived in a council flat and never bought herself anything. Her 5 grandchildren got the same amount. When I went to her funeral, not one of the grandchildren had seen her in years, I knew she was in hospital and as such visited her despite me being all the way in Cumbria and she was in Bedfordshire. She died a few weeks later.
She should have spent what was thousands of pounds of savings to make her final years more comfortable. I don't intend to leave my children anything I would rather help them out now and watch them enjoy it.

Not me!

my brother, sister in law and my daughter will get my share I no longer speak to any of them but I’m good with that! I’d rather peace than a wedge in the bank!

I won't get any inheritance! I also am not one of the many mumsnetters who have a huge wage or some lavish lifestyle. I haven't been abroad for 11 years either and I don't drive a fancy car. I feel very different to so many people nowadays!

I inherited a small amount of money from my parents. Dad did have a one-bedroom flat, but the local council bought it via compulsory purchase for £400 in 1972. Apparently, that would be the equivalent of 6k nowadays.

Dad was a coalminer. He'd saved until he was in his mid-thirties to buy that flat and had no hope of buying anything else.

I'm in my 60s and I'm in the same house that I bought when I was 27. It's paid off. Ironically, I have no children to benefit from this. House prices round here are not that high. If I die, it'll go for 150k, perhaps - but it'll be split amongst my cousin's kids. They won't get a lot each.

I suspect that my husband's kids expected to inherit it. Not happening now, for various reasons. (They did get their share of his savings and I paid for this house entirely on my own.)

If - as is likely - I have to go into a care home - my cousin's kids will only get pennies, given the rules on how much you're allowed to keep when you go into care.

I won't have one most likely. I expect it will go on care fees tbh.