to ask how much money you have in the bank

[noisyrice]

I don't really talk about money to anyone in real life, other than my DM and DP.

I'm being nosy, I know but a few numbers aren't going to out me!

I get paid on Friday so I currently I have £5.54 in my account and £15k locked away in ISA's and Bonds.

How much do you have in the bank?

I thought we were doing well (spent most of my life with next to nothing) but some of the amounts here are staggering! DP and I are early 30s and have never been given money by relatives (well maybe £20 for a birthday but not thousands!). Are those with loads older or people who inherited a lot?

Less than a fiver in my current account (currently being paid weekly) and £150 in my Glastonbury spending money savings account

About
40k savings
2k current
1k other bank accounts

About to pay for a holiday though so will go down by about 6k soon.

Three children have between 3 and 5k each.

-£225 in my current account
-£1053 in my student account
and two credit card maxxed out at £2600 owed.

i have £40 cash though haha

So who is the richest then?

Permanent overdraft. No savings.

£100 in my current account. £3000 in ISA. £700 in almost 3 year old ds savings account.

That's all I have. Don't own property, no other assets.

£900 in joint account for bills
£190 available in current account but -£310 into the over draft,
dh has £120 and there's £580 in savings from tax credits which will have to be paid back when they recalculate.

This is a scammer's dream - why would you put this online, especially as mumsnet is not exactly the most secure site. Sincerely hope you have different passwords/user names on your online banking!

My current account -£180(ish) but my overdraft is only 200, so about £20 of not-my-money. Get £80 on Monday but a load of bills renders it not-spendable and then paid £340 the Friday after that but I'll be deep in overdraft due to all my outgoings by the end of the day. No savings.

And that is a permanent state for the past few years (Because "us lot" scrounging on benefits are minted from the tax payers clearly lol)

We're in our 50s - haven't inherited from parents, 3 out of 4 are still alive and there may be an inheritance in future but obviously it isn't guaranteed

We own our property outright, and have a holiday let, looking after it and the rentals is my job really

About 5k at the moment , just been paid

Not enough to retire on, but enough to be able to save a bit and still feel comfortable and not worry about having to replace the washing machine, or even a car, tomorrow. We are lucky.

Not a lot. All our savings are tied up in the flat we let out. The rest is spent every month as we renovate our home.

Scammers? You mean a hackers dream? Someone very close to me used to be a hacker up until their mid 20s, and it is NOT as easy as you think.

£10k I could access instantly, spread across 3 accounts.

About £15k I can't access so easily.

1.4k in joint account
£48 in own account (just for tax credits for nursery fees)
£2k in joint savings
1k in own savings
£200 in Xmas savings (we put 50 s month in between Feb and Oct for presents and food. DD and DH birthdays in Jan so it also helps with that)

This is a scammer's dream - why would you put this online, especially as mumsnet is not exactly the most secure site. Sincerely hope you have different passwords/user names on your online banking!

How would anyone use a mumsnet username to clear out someone's bank account?

I've got about £45k in savings at the moment (not including my pensions), although quite a lot of it is tied up in medium-term or long-term investments. I could liquidate around £15k relatively easily if needs be. DH has a similar amount of savings in his name.

SpaceUnicorn wait, you mean thats not the name on your bank account?!?! 😂

YABU

How rude to ask people about their finances

No one is boasting, money is not everything, I was extremely unhappy until I had children, it's just a few numbers in a bank account.

Oh come on... Of course it's boasting when you post that you have hundreds of thousands squirreled away in an account, with your kids have £50k each. If you want to boast then fine, least have the self-awareness and honesty to admit it! If you had a couple of hundred in the bank would you honestly have been so quick to post?

And besides to say your money 'is only some numbers' is crass and rather insulting to those with very little!