How old were you when you first got a mortgage?

[RolyPolyBatFace]

My DD is 22 and buying her first house. She was lucky to leave university and get a well paid job and really wants to get onto the property ladder. (We are assisting with a deposit however!)

Anyway it got me thinking - how old were you when you got your mortgage? I was 30 odd so 22 seems very young to me

21

19, I got a 100% mortgage (dad as guarantor) and some extra lending for furniture!

18- joint with boyfriend. Paid off by 25

Dh and I were both 25 (although not married then). We had 100% graduate mortgage and paid without any problems. We’ve since been able to afford to move again into a much bigger house. It’s a shame 100% mortgages have gone. They helped many people like me and dh get onto the property ladder.

21. Had a £6k inheritance which was my deposit and got a job that paid me a relocation allowance which included all legal fees and money for fixtures/fittings so that paid for new carpets and curtains throughout. And then I lived in my lovely flat for a long time with just a double bed that my mum bought for me, a chair that I’d had since childhood and a sofa I got in the DFS sale. My tv was a very old chunky thing and I had it sat on a stool which was the only other furniture I owned. I saved and bought as and when I could, it was brilliant and I only wish it could be as achievable for my DC.

@flightofthecrow

44!

Me too!

23

20 almost paid off now

23. Which was 29 years ago.

21

34 for me, 39 and 11 months for DP

24

18

37

29. No help from family. We paid off my master's degree loan (£10,000) and my husband's US student loans first (£40,000)- that in itself would have been a decent house deposit. I get very grumpy when family members complain that we decided on a registry office wedding!

We exchanged contracts on our first house on my 30th birthday.

27

18! That was in 2004. I bought a house that was at the peak of prices in the area. All these years later and its worth less than when i bought it and still has 16 years on the mortgage. Thankfully, I rent it out and bought another home with my hubby in 2012.

19

21

23

23

I'm 30 now btw

8 weeks shy of 21. We did get a leg up with the deposit though.