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Original poster

How old were you when you first got a mortgage?

383 replies

RolyPolyBatFace · 18/06/2021 20:48

My DD is 22 and buying her first house. She was lucky to leave university and get a well paid job and really wants to get onto the property ladder. (We are assisting with a deposit however!)

Anyway it got me thinking - how old were you when you got your mortgage? I was 30 odd so 22 seems very young to me

OP posts:
chillied · 18/06/2021 21:08

40 here too. renting til then.

Feel a bit 'whaaat?' about all these people who started mortgages in their 20s.

I also have friends who will Never buy. There is just no way. The prices are out of reach

RainbowMum11 · 18/06/2021 21:09

25 on my own and no help with deposit, although did get a 95% mortgage,

MagnoliaXYZ · 18/06/2021 21:09

23

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Roominmyhouse · 18/06/2021 21:10

We moved into our first house on my 32nd birthday after 7 years of renting.

weegiemum · 18/06/2021 21:10

27

Still own that house and have since bought another. I'm 50 and have never sold a house!

Thesagacontinues · 18/06/2021 21:11

Last year at 30.
Took us years to save our deposit.

chocolateoranges33 · 18/06/2021 21:11

22

GoldenTobes · 18/06/2021 21:11

25, just before I got married.

ohfourfoxache · 18/06/2021 21:12

23

Still in the same house 15 years later!

CatRamsey · 18/06/2021 21:12
  1. 5 years ago.
Clickbait · 18/06/2021 21:13

28

Icequeen01 · 18/06/2021 21:13

My DS21 got his at 18.

omgthepain · 18/06/2021 21:13

20
Northern Rock 100% mortgage!
No deposit required but grandparents gave me £500 for the solicitors bill and I had lots of secondhand stuff

Cheeseycheeseycheesecheese · 18/06/2021 21:13

25 with dh. Probably still wouldn't have one now at 30 if I did it alone...

proudwomansexmatters · 18/06/2021 21:13

23 for me!

ohidoliketobe · 18/06/2021 21:14

22 in 2009 with (now) DH. He'd been saving for a deposit for a few years as he had taken the apprentice route into the world of work. I was a year out of uni and ploughed as much money as I could from my Graduate role wage into savings to reach a deposit which was circa £12k in the end. Glad we did it pre kids when we had more disposible income.

nellly · 18/06/2021 21:15

25 for a real fixer upper on one salary

AlexaShutUp · 18/06/2021 21:16
  1. Paid off in full by 45.
BatshitCrazyWoman · 18/06/2021 21:16
  1. With an 100% mortgage and the interest rate was about 12%
Lottielovescake · 18/06/2021 21:18
  1. I graduated at 22 and got a really good job but it took us years to save whilst paying rent on a little house. We didn’t keep it long, only about 18 months before it was back on the market but we made a lot of money on it luckily and that funded a much bigger deposit and a move to our no 1 location just after my 30th birthday. That felt winning the lottery!
dopeyduck · 18/06/2021 21:18

27 - no help with deposit and fairly recent so no such thing as 100% mortgage.

mamawithfive · 18/06/2021 21:19

We were 21. 15 years ago.

Newpuppymummy · 18/06/2021 21:19

31

Trinacham · 18/06/2021 21:19

24, in 2015 (joint with partner)

blahblahblah321 · 18/06/2021 21:21

DH was 22, I moved in with him at 26