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Financial incompatibility in a new relationship

293 replies

SapphireSteel28 · 18/10/2026 08:54

My partner died 9 years ago, and I only felt ready to date the past 15 months. I had to focus on my children, but now they’re 17 and 23. I met someone straight away, and that lasted 5 months, but fizzled out, then I met another man who I was with until 2 weeks sgo. He is extremely wealthy but wasn’t the best at treating me well-there was gaslighting and lying but we were very physically compatible. I didn’t feel “in love” with either of these men but enjoyed spending time with them. Now I’ve met another man and we’ve been on 7 dates but haven’t slept together-yet. He says he’s “falling for me”, and I feel the same. I haven’t felt like this since my partner died. However-he is financially insecure. I own my own home and have a pension and savings -I didn’t inherit anything as my late partner had no life insurance. I’ve worked for it myself in a stressful career. We are both in our 50s. I can’t decide whether he is drawn to me as a solution for his financial problems or likes me for myself. I can’t decide whether it’s better to stop it now before it gets more intense. Can a relationship work with a financial imbalance?

OP posts:
FunPartyIdeas · 20/10/2026 22:14

@SapphireSteel28 How long were you with the father to your two children? And how long after that did you meet your partner who passed away? I can't work it out...

dragonflygold · 20/10/2026 22:15

jimmyjammy001 · 20/10/2026 17:24

If he has no house or pension or savings rand you do, what ti's going to happen when you retire and he can't afford to? He carrys on working whilst you don't, in which case resentment will most likely build up on his part which will destroy the relationship, or you can on working for an extra 15+ years in order to support him so that you can both retire together, in which case resentment will then build up on you're part

Golly, you have skipped a long way ahead there! It's only been a couple of weeks...

The OP doesn't have to marry, cohabit, retire in tandem or do any of those things, she can just have a fun easy-going relationship if they continue to get on well.

SapphireSteel28 · 20/10/2026 22:21

FunPartyIdeas · 20/10/2026 22:14

@SapphireSteel28 How long were you with the father to your two children? And how long after that did you meet your partner who passed away? I can't work it out...

Edited

With husband aged 24-41, with late partner 41-47.

OP posts:
FunPartyIdeas · 20/10/2026 22:24

@SapphireSteel28 There was no gap between the two?!!!!

Blueandgreencoloursflashing · 20/10/2026 22:48

FunPartyIdeas · 20/10/2026 22:24

@SapphireSteel28 There was no gap between the two?!!!!

Like I said ... FFS!

SapphireSteel28 · 20/10/2026 22:54

FunPartyIdeas · 20/10/2026 22:24

@SapphireSteel28 There was no gap between the two?!!!!

No-there was no gap.

OP posts:
FunPartyIdeas · 20/10/2026 22:56

SapphireSteel28 · 20/10/2026 22:54

No-there was no gap.

Wow. An affair then?

Myweeklyocado · 21/10/2026 05:31

FunPartyIdeas · 20/10/2026 22:56

Wow. An affair then?

Not necessarily an affair. I am assuming there was a few weeks or even months between the relationships. OP said there was no gap but didn’t say there was overlap.

It is interesting though, going from a marriage straight into another relationship.

dragonflygold · 21/10/2026 06:32

Myweeklyocado · 21/10/2026 05:31

Not necessarily an affair. I am assuming there was a few weeks or even months between the relationships. OP said there was no gap but didn’t say there was overlap.

It is interesting though, going from a marriage straight into another relationship.

Is it relevant though because OP says she waited 8 years before dating again now?

Myweeklyocado · 21/10/2026 06:42

dragonflygold · 21/10/2026 06:32

Is it relevant though because OP says she waited 8 years before dating again now?

It’s not the topic of the thread no- but the issue has been raised and that’s how thread discussions go sometimes.

As you can see, I’m replying to a poster above who commented on it.

dragonflygold · 21/10/2026 06:49

Myweeklyocado · 21/10/2026 06:42

It’s not the topic of the thread no- but the issue has been raised and that’s how thread discussions go sometimes.

As you can see, I’m replying to a poster above who commented on it.

Edited

Yes, I realise that.
I'm not criticising as such, just that sometimes further down a thread facts from the initial post get forgotten.

sweetpotatopie2 · 21/10/2026 07:15

SapphireSteel28 · 20/10/2026 19:56

Not to drip feed, but my late partner was financially insecure and when he became ill I had to house and support him as he had no insurance and was renting. It was difficult and compromised my relationship with my kids. I suppose that’s why I’m worried.

As regards going from one relationship to the next, it wasn’t planned, I didn’t look on dating sites, it just happened that he texted me the day I split up with my previous boyfriend and asked me to go for a coffee. I was feeling a bit miserable, so I just went.

To be honest, I'd quit with the current guy now, before you get too attached. I read your first paragraph above

"My late partner was financially insecure and when he became ill I had to house and support him as he had no insurance and was renting. It was difficult and... I supposed that's why I'm worried."

This guy is in a worse position than your former partner was because he's older and also has a disabled adult child. Even though you said you don't want to get married again or cohabitate again, I'm sure you know that once you have a loving, established relationship with someone, in reality, you probably wouldn't want to just walk away and leave them to it, if they become ill or unemployed, both of which become more likely the older they are.

I think you are quite right to be worried and should listen to that wise inner voice. Getting involved with someone who can barely cover his rent at his age, even before considering that he has a disabled grown child, is setting yourself up for the same thing you went through with your last longterm partner. Only this time you likely won't be able to build your nest egg up again.

It sounds like you have enough to do all right and have an okay retirement on your own, if you're careful. But not enough extra to bet on another "have-not," not at this age. It seems like very good sense to me to set a minimum standard, that anyone you consider getting involved with must have at least equal assets and income as yours. I think you should prioritize looking after yourself and your financial future. Best wishes.

FunPartyIdeas · 21/10/2026 07:50

OP - why are you so desperate to find a man? You do know you can very easily survive without one?!! Jumping from one to another isn't healthy.

Coldmorningfog · 21/10/2026 07:58

@SapphireSteel28 You’re not on trial here and the derailment of this thread due to that poster is so rude. There’s a bee in her bonnet.

SapphireSteel28 · 21/10/2026 08:26

FunPartyIdeas · 21/10/2026 07:50

OP - why are you so desperate to find a man? You do know you can very easily survive without one?!! Jumping from one to another isn't healthy.

Edited

I was single and celibate for 8.5 years after my partner died. I completely devoted myself to my children. I have been enjoying male company, that’s not desperate.

OP posts:
SapphireSteel28 · 21/10/2026 08:29

FunPartyIdeas · 20/10/2026 22:56

Wow. An affair then?

Yes.

OP posts:
Myweeklyocado · 21/10/2026 08:32

Myweeklyocado · 21/10/2026 05:31

Not necessarily an affair. I am assuming there was a few weeks or even months between the relationships. OP said there was no gap but didn’t say there was overlap.

It is interesting though, going from a marriage straight into another relationship.

Well it looks like you were right @FunPartyIdeas

OP, you mentioned that your involvement with your late partner compromised your relationship with your children. What do you mean by that?

FunPartyIdeas · 21/10/2026 18:16

Myweeklyocado · 21/10/2026 08:32

Well it looks like you were right @FunPartyIdeas

OP, you mentioned that your involvement with your late partner compromised your relationship with your children. What do you mean by that?

Indeed. My advice to the man would be to send this OP back. Anybody who has an affair is not "devoted to their children" but tearing their lives apart.

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