Its a long story that I wont go into but my husband being so frugal contributed to me having a mental breakdown that nearly killed me. He woulnt let us spend money on essential things even though we had over £100 K in savings.i needed to spend £600 on something vital to take the pressure off my phd submission and he refused.
I used to pay all the bills and deal with anything financial before my breakdwon becasue he couldnt be arsed to do anything financial. we never had joint accounts so all this extra money just accrued in his current account.
after I had the breakdwon I got a parking fine because I was sitting crying in a car park becasue I lost everything I ever worked for. even my physical health too. id Orem form a background of trauma and poverty and got a phd from an elite university and was producing world class research.
well try car is registered in my husbands name and he received the car park fine notice. He dismissed it and said they were hackers when all the reminders to pay were coming and threatening a county court judgement if he didnt pay. I have no clue why but he didnt pay and got a CCJ when he has around £100K in the bank.
I know I know. it is ridiculous and I also realise ive been a victim of financial abuse as well as other forms of abuse.
but how bad is this? what does it mean for us? I know it has already impacted our ability to borrow from our mortgage savings pot as our lender wrote to us and told us this.
I dont have nay income now becsue I cant owl and we lost earnings over nine years for me since I got sick as I had a good job to go to.