I'm 22 and my boyfriend is 24 and since we've been together his finances haven't been very good as he went in debt in his previous relationship. When we were first together I was always paying for everything since I was the one with consistent working hours (he has a zero hour contract). A couple months into our relationship he secured an apprenticeship (paying minimum wage, not apprentice wage) which was 30 hours a week and he was going to quit his other job, he took it but then told the manager he no longer wanted it because he said he needs time to take care of his mom (he is one of seven kids who are all adults). A couple months later he secured a second job working nights stocking shelves and it was 5 days a week. He would only get one shift at his other job as it's zero hours but they'd usually cancel so I thought that this new job was great. On his second shift, he quit. He said he didn't have the right frame of mind to work two jobs. We broke up for about 4 months due to some serious things happening but have been back together for a while now. His money was a lot better but only because of furlough. He keeps putting money in his savings and then spends it, it worries me because he says he wants a future with me but I feel that because of his spending habits and quitting things, that all of the responsibility would fall on me. He recently brought a ps5 and a whole pc system which comes to atleast £600+ for both and most of that came out of his savings and borrowing money from his mom. Also, he recently started a level 4 course at university, it's only been a few weeks in and he said he might quit. He doesn't have any GCSE's or Alevels so he has nothing to really put on his CV and this makes me worried, I am currently in uni and have my GCSE's and a level 2 and 3 qualification and I know what I want to do in life. He says he wants to do certain things but then changes his mind and I find it stressful. I love him a lot but the thought of being financially insecure frightens me. Part of me thinks I should break up with him but then the other part of me thinks I should wait and see it things improve.
Sorry it's so long haha x