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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Husband keeps money to himself

211 replies

ForeverHopeful21 · 06/08/2020 07:07

My husband has a very good job. I a self employed, I don't earn much but I love what I do and work hard, and it allows me to work part time to care for our toddler. I am also pregnant.

We have been together for 14 years and always had separate bank accounts.

Over time he has paid for more and more bills, and as our house / mortgage has grown and he has earned more he was required to cover this. For this I am grateful. I buy everything for our toddler and always have, most food shopping and I have never asked him for anything for me personally.

Now (and especially as I haven't been able to work since March / corona virus and nursery closed) he hasn't given me any money. I received 35% of my normal pay from the government which isn't much and I used this on my few bills and our daughter. I have nothing in my bank account.

I paid for some food shopping on a credit card last week as we had little food in the house. This annoyed him, and I said how am I supposed to buy anything with no money?! His only response was, I'll have to send you the money to pay off the credit card.

If I tell him how difficult it is having no income, his response is, maybe you should do a different job. As if its as easy as that?! Especially when my hours are convenient for childcare. And I've actually studied and worked really hard to build my business up from nothing.

He has a very expensive golf membership, has just joined a swanky gym, has £50 haircuts and regularly has parcels arriving at the house for new shoes etc. But he insists we don't have much money. Its true we don't have tons, but this is because we are in the process of building a house. He also goes on a few holidays abroad every years with friends. And I go nowhere.

From the outside I think people think I'm so lucky because of the new house build and we live in a lovely area and I only work part time. But I can't even afford deodorant and live on beans on toast whilst he buys himself lunch at work everyday.

I really don't think its a control thing. I think he just thinks that I should do more and earn more. He is lucky that from leaving uni he stepped in to a great job and loves what he does. I always get the impression he thinks I'm lazy - even though I do 90% of everything at home, have my own business, and childcare. He often talks about me doing different jobs and what could earn us more. I think he's disappointed in me.

I've been used to living this way for a long time. I went back to work when my daughter was 7 months old as I was so sick of having no money. But since lockdown and not being able to work and receiving so little from the government (£300 a month for 3 months and £0 for the last 2 months) I just don't know what to do?!

OP posts:
Middersweekly · 09/08/2020 11:10

Oh OP that is really shocking. You shouldn’t be scraping by to put clothes on your child’s back and food on the table whilst he swans off to a fancy golf club and gym costing £££ that’s disgusting behavior and yes it is abusive. He doesn’t see your homemaker role as equal to his BIG job despite you looking after the DC Non-stop and working p/t. You really need a sharp and frank discussion with him because you’re currently pregnant and the situation is going to get worse. The fact he swans off on holidays with his mates instead of you all having a family holiday is also utterly selfish.

Oliversmumsarmy · 09/08/2020 11:17

But I guess there is a chance he is thinking to himself 'I have spent years supporting my wife to indulge her low paying, self employed work, whilst I do a job that covers the vast majority of our expenses. I can cover all the nursery fees for us both to have full time employment whilst she gets herself established. I wish the pressure was off me to cover most of the bills on my own and that she was in a career that also paid well

Op was working f/t before children and it isn’t as black and white as her giving her p/t business and getting a f/t job.

If she did then who would drop off these children to nursery/school
Who would pick them up again
Who would be the one to take them for inoculations. Take time off when they were ill.

Who would be in charge of food shopping or cleaning or the other 101 things to do with running a house and children

It is obvious he wouldn’t so are you saying that not only does op work f/t but take on everything else whilst he goes to work and swans around the golf course

Do you think that is the fairest split.

Just because someone works f/t doesn’t mean all the rest of children’s and life’s admin goes away. It all still has to be done.

Why do you think that ops dh would step up to looking after his children and taking time off work each week to drop off and collect his children from nursery or look after them at the weekend instead of going golfing.

priceforeverything · 09/08/2020 17:58

Myself and DH put everything in one pot and we pay for everything from that. We are a family and it's never ever even entered into DH head that it should be any different m. I feel sick reading your post.

Worriedaboutcovid19 · 10/08/2020 20:00

@Oliversmumsarmy

But I guess there is a chance he is thinking to himself 'I have spent years supporting my wife to indulge her low paying, self employed work, whilst I do a job that covers the vast majority of our expenses. I can cover all the nursery fees for us both to have full time employment whilst she gets herself established. I wish the pressure was off me to cover most of the bills on my own and that she was in a career that also paid well

Op was working f/t before children and it isn’t as black and white as her giving her p/t business and getting a f/t job.

If she did then who would drop off these children to nursery/school
Who would pick them up again
Who would be the one to take them for inoculations. Take time off when they were ill.

Who would be in charge of food shopping or cleaning or the other 101 things to do with running a house and children

It is obvious he wouldn’t so are you saying that not only does op work f/t but take on everything else whilst he goes to work and swans around the golf course

Do you think that is the fairest split.

Just because someone works f/t doesn’t mean all the rest of children’s and life’s admin goes away. It all still has to be done.

Why do you think that ops dh would step up to looking after his children and taking time off work each week to drop off and collect his children from nursery or look after them at the weekend instead of going golfing.

What do you think other parents who work full time do?
Reluctantcavedweller · 10/08/2020 20:09

@Worriedaboutcovid19.

Share the load?

Mangofandangoo · 10/08/2020 20:37

This is terrible OP - me and DP are in the same employment situation as you and he pays 75% of bills and always offers me a little extra money if he's got some left at the end of the month/ helps out with money for my clothes and DD too.

Seems like you're living two different lives

Exilecardigan · 10/08/2020 22:42

@ForeverHopeful21 He is abusive and extremely so. We have separate finances. My DH sometimes sends me money ‘just to buy something nice’ even though I work full time and only earn 20k less than he does. He loves to treat me as he loves And cares for me!! I can’t believe he’s getting fancy golf memberships and you’ve not even had a haircut and can’t afford deodorant and proper lunch.

It’s so sad you can’t even see you’re being abused and actually think you are in a good relationship.

Oliversmumsarmy · 10/08/2020 23:46

Worriedaboutcovid19

I would expect they share the load. I somehow don’t think that would happen in this case and all would happen is op would end up running herself into the ground doing everything whilst her husband swans around on the golf course.

If he won’t share financially he isn’t going to share his leisure time

Hidingtonothing · 11/08/2020 00:18

My DH is the sole earner, I'm a SAHM and home educate our DC. I get roundly told off if I refer to DH's wages as 'his money', it's our money as far as he's concerned.

I'd be wanting to know why your DH sees it so differently OP. I'd also be countering every 'you need to earn more money' comment with 'and who will (for eg.) pick up DD from nursery/do the food shopping/housework/cooking if I'm working full time?' Point out the specific practical holes in his thinking and don't be afraid to name (to him and others) the disparities in your lifestyles, the haircuts, beans on toast, new shoes for him etc, shame him into stepping up if you have to because he's an absolute disgrace to be letting you live like that when he doesn't have to.

Opentooffers · 11/08/2020 00:58

There are many examples OP of you not sharing your life together and yet you are happy apart from the money it would seem? So, if you started earning enough to take yourself on holiday, would you be going on your own without him? Would he be fine about you going away on your own while he had the kids? It in the end comes down to whether it was a joint decision to have kids, did you not have a conversation before embarking on a family as to how childcare would be split? Did you expect/want to be the main carer? You are about to have another child fully knowing how it's gone so far - not well. You've got an odd dynamic. Somehow, I'm imagining a situation where the new sibling is passed to DH - right, one each now, so you get to pay for their food and outings and do all childcare needs for it, including pickups, drop offs and night feeds, hope you can work it all around your job - would he get it then?
Really, joint children means joint responsibility. Are you also buying him nice food while you eat beans on toast? Hope you at least get all your food delivered. You see, paying bills by direct debit, takes no time at all, and internet banking makes everything so quick and easy. He's left you funding the time consuming jobs only - days out, food shopping, and I'd guess with the toiletries, also household items, with which you then get get to use in the time consuming job of keeping house. He knows full well how he's split it.
Well now, stop paying for the food and pay for the council tax, electric and anything else to a similar value. He can then be in charge of going out and doing the shop ( and putting it away, less time for golf and gym? - shame that). Nursery, well he needs to pay for more hours so he can work his job around it, and on his weekends, he gets to take the kids out on day trips. Does he come with you on trips anyway? I kind of get the impression that you are like a lone parent, but with a nicer house, and he breezes in and out, I may be wrong, but is he a hands on Dad?

heartache590 · 11/08/2020 01:02

Happy wife, happy life. It is the married man motto.

Wife not well looked after financially = unhappy wife. If you add up a SAHM hours at NMW, they save around £70k in childcare fees. Just something to consider that a SAHM would be an above average earner if we paid them properly.

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