southall To give you an idea of how bad obamacare is, average premium is $1000 a month for a family plan. You then make co-payments every time you receive care up to a maximum amount set by your plan. Our plan, the max deductible is $6k per individual and $20k for the family.
Two issues with this is that out of network providers don't submit what they are paid to the insurance companies. We can submit what we pay for our son for out of network care but the insurance company requires proof from the provider. The provider then charges you extra to provide that proof ($100 a quarter is the normal charge in our area). The other issue is that while on a net basis you only pay 10% of your income on medical care, if your income is $100k a year you are expected to put out up to $32k a year and then claim it back. You don't get your W2 back until end of January so it is at the every earliest mid Feb before you get your refund. Medical care is unsecured debt so the rates are 10-15% to borrow the money.
The fact is $100k a year is not a high income in the North Jersey/New York metro area yet on a national basis $100k is a good income. Quite frankly, in our area an income of below $100k mean you are living on/close to the breadline if you have any children. At least Trump recognizes the issues everyday people face. HC has completely ignored these issues.
Also, tax proposals by Trump worry me. A lot of them make sense and rely on the laffer curve where payment goes up as you reduce taxation. From what I see in business I think he is correct.
For those complaining about his tax treatment, he followed the rules and his tax break is because of his NOLs for his businesses. When the oracle of omaha came out saying he pays his taxes unlike Trump, that is unfair at best. The Oracle of Omaha has made his money via leverage and shipping out manufacturing to the far east. The quality of the products has diminished and the cost crept up resulting in higher margins. He takes the same tax breaks that Trump does. The only difference is that his companies are more profitable, in part because of the industries they are in, but also because of the leverage. Trumps RE business is not highly leveraged so his returns are lower.
Trump lost his shirt in the casino business. He knows real estate, is very successful at it but needed cash flow. The casino was added to give him that cash flow. The failure was spectacular and I think the decision to go bankrupt was in part because of the tax offset he could use against money coming in from his real estate business made the best out of an awful situation.
The tapes and comments made by Trump are clean in comparison to how other liberal politicians behave. Bill Clinton, Strauss Kahn and Anthony Weiner are just three that I can easily recall as being extremely offensive yet no one goes after them in the way they are going after Trump. Trump said something, the other actually did it. Doesn't make it right, I don't like it but I am not going to use that as a reason not to vote for him. As a woman I am much more offended of his comments about immigrants.