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How much is your mortgage?

160 replies

Birchwoods · 27/01/2026 13:58

How much is your total amount owed and what are your monthly payments?

I know the answers will vary hugely but I’m curious as to what other people pay.

Our outstanding amount is £275k and we pay around £1600 per month.

OP posts:
Sunshineclouds11 · 27/01/2026 13:59

90k
£475

Thunderpants88 · 27/01/2026 14:01

£203000 1083per month

Hollyhobbi · 27/01/2026 14:02

Less than €8,000 and I pay just under €140 a
month. Will be paid off in 4 and a half years. I could pay it off in the morning but I get free banking with the same bank!!

MumtoGPW · 27/01/2026 14:08

£440 plus £260 overpayment a month, so £700 at present. £75000 left. Its due for renewal at the end of November so just trying to pay down as much as I possibly can before then.

LadyDanburysHat · 27/01/2026 14:10

Outstanding £125k, monthly payments £800, but we overpay by £150 every month.

NewYearNewMee · 27/01/2026 14:11

Ours is about the same as yours!

Gettingbysomehow · 27/01/2026 14:13

12k £350 a month. Im paying off the lot next year. I choose to pay that much a month.

PShelp · 27/01/2026 14:13

252k left, 1380 per month but the rate is crap. Hoping for a better rate when we re mortgage in 18 months time

Livedandlearned · 27/01/2026 14:14

£100,000 we pay £635 a month and have overpaid £10,000 this year. We overpay in a lump sum each year.

Eileen101 · 27/01/2026 14:15

£165k
£1150 per month.
Hoping to start overpaying in 2027

DramaAlpaca · 27/01/2026 14:17

We paid ours off a few years ago (best feeling ever) but I can tell you that our repayments were around 15% of our monthly income.

Starlight1979 · 27/01/2026 14:23

£210k
£875 / month

CoastalCalm · 27/01/2026 14:28

£1250 and £1250 left to pay 😬

DeftGoldHedgehog · 27/01/2026 14:30

£75,000 left, paying £1,220 a month, overpaying slightly.

Mirrorxxx · 27/01/2026 14:30

£300k and about £1300 a month

Gothamcity · 27/01/2026 14:31

About £100k left, pay £550 a month. Really need to start overpaying to get the term down, but there's always something that needs money thrown at it more urgently

NameChange30845654 · 27/01/2026 14:33

£530,000 and pay £2,700 per month. We are due to remortgage later this year after 5 years fixed at a low rate, so anticipating an even bigger hit

2026x · 27/01/2026 14:34

£621,750 and £4,183
£470k ish and about £2,400
£240k ish and about £1,400

hby9628 · 27/01/2026 14:35

140k we pay approx £1100 a month…..13 years to go if we don’t manage to pay it off sooner.

hby9628 · 27/01/2026 14:35

@CoastalCalmthat’s exciting!

Overthebow · 27/01/2026 14:36

£280k with repayments of £1300 a month. We overpay on top of that.

CoastalCalm · 27/01/2026 14:37

hby9628 · 27/01/2026 14:35

@CoastalCalmthat’s exciting!

It couldn’t have come at a better time as I’m probably going to have to retire early due to ill health so it’s a lot of pressure removed

Travellingatthespeedoflight · 27/01/2026 14:38

211k and 1700ish a month.

Villanellesproudmum · 27/01/2026 14:44

99k and £645 PM

Toastersandkettles · 27/01/2026 14:45

90k. Repayment is £428 a month, but we choose to pay £700 instead.

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