I know I said this before upthread, but here goes again, in more detail -
Let's suppose this woman had not been raped.
Let's suppose this was someone - anyone - trying to get home. It's 3 o'clock in the morning, and this is the last night bus home. The bus fare is £5, but this person has only £4.80 in their hand.
This person is not trying to beg money in the way that someone in the street might be trying to beg passers-by for the odd 20p.
This is someone who is not just trying to get home late at night, but who also suggests to the driver that if he will only wait, they will go to the ATM and get some money out so that they can pay the full fare. (So, not someone who is just trying to cheat the fare, then.)
This person might be you, or your daughter, or your son, or your friend.
The point is, this person is obviously in need. Of just 20p out of a £5 fare. And they are not an obvious scammer.
In this scenario, wouldn't most people just give the would-be passenger 20p to see them home?
If not, why not?