Is it unreasonable for husband to give his siblings Power of Attourney (financial), instead of me?

[Imaresponsibleadult]

Exactly that.

I was sorting out a cupboard and found a document dated 2 years after our marriage, giving his siblings financial P o Attorney (England).

He had done this without telling me and his shitty siblings agreed to it!
We've been married over 15 years and his siblings control his bank account and savings if he was unable to??!! WTF

Im not a gambler and don't go nuts with money. I'm responsible- I'm the one who moves accounts to gain more interest!
I'm fuming that he's kept it secret for over 12 years, despite me saying to him that we both need to Wills etc.
Devious!!

That is strange, unless he's worried you'd get poa if he forgot to update records after a split? He can have 2 POA. I'd talk with him.

No that wouldn’t be the case because as countless people have said, the POA ends with the death of the donor.

Is your house in joint names? What does his will say?

Which law governs his Will?

Also, as spouse living together you may have a major claim on his estate regardless. He is still a shit for what he has done. Which is a different matter.

Divorce him and get half! That will get around the POA.

He sounds like a right conniving shit. Definitely ditch his arse

They wouldn’t have POA over any joint accounts

Is there any way of checking if your husband has made a Will? I’m just thinking that if he knows the POA expires on death as @DoraSpenlow and others have said whether he also made a Will making siblings executors.

And agree it’s a devious thing for him to have done.

edited because I can’t type!!!

It doesn’t matter what his will says if they’re joint tenants, the survivor automatically inherits.

Do you mean executors or beneficiaries?

You need to talk to him.

I get the anger, if your gut is correct and it's correct.

However, it was made 13 years ago, has it been updated? It's financial only, lots of people ask even a solicitor to do this. It's a pain in the ass job with huge responsibilities.

Is it a case of an old one being updated without real thought.

Or has he gone in to make a will? What about welfare attorney?

Have you checked to see if it’s a financial POA or a Health one? I know a lot of people who have chosen people other than their spouses for the health as they don’t want to put the burden on their spouse/children should difficult decisions need to be made.

If it’s purely financial, I think he’s being a complete ass. He obviously has money in savings you don’t know about and doesn’t want you to access.

As others have said it gets cancelled if he dies so don’t worry about it from that perspective. Are you sure he doesn’t have a will already? He may have also appointed them executors. They wouldn’t be able to touch anything in joint names as it will automatically go to you, but anything in his own name they would have control over if they are.

I wouldn't blame the sibling for agreeing.
It could be for a variety of reasons and it's best to try and talk about it calmly. You might be able to change his mind but if he feels he wants the sibling to do it then ultimately it's best to accept his decision.

It’ll be registered and his siblings will know about it.

You already know this, but LTB.

Also just reading some of the other posts and whoever said a POA wouldn’t have access to a joint account is incorrect. If the OP became unable to manage his accounts, his siblings would take over his place and would run the account with the OP in place of her husband. In effect they could clear the whole lot out and leave her with nothing.

In this scenario I would be going for divorce whilst he's still alive!! Harsh I know but he sounds not very committed sadly anyway

Shit.

YANBU, OP. That's unforgivable and says everything about what he thinks of your marriage. How upsetting.

That's what i need to start.
If he talk to his family but not me, then they can take care of him, cos I'm fighting for every penny as a stay at home mum cos he works 7 days week!

It's a financial & property one.

The way I see it, at the minute you are the one in control. You know about this and have time to do something about it before that document is needed.

Does he have any other assets he may have already signed over to them? It seems to me that he may have already planned for the event you don’t stay together?

It’s a huge decision to make, but if you genuinely feel like this is the end for your relationship I would pluck up the courage to leave and divorce now. Get your half before his siblings can get a look in.

Are the siblings substantially younger than you? I mean my sister and I are POA for our parents because it doesn’t really make sense for them to be each others are they are both in their eighties. even if that was the case he should have told you at the very least. my dad also wanted us to be health poa as he did not think my mum would be able to make difficult decisions about his health care (dnr for example) and thought it unfair to ask her to.

The op could prove what is hers but all the rest could go.

@Soontobe60 It was quite a few years ago and we were very poorly advised by our solicitors tbh. I now co-own a house with my DP as tenants in common and our agreement reflects our respective shares in the property.