Is it unreasonable for husband to give his siblings Power of Attourney (financial), instead of me?

[Imaresponsibleadult]

Exactly that.

I was sorting out a cupboard and found a document dated 2 years after our marriage, giving his siblings financial P o Attorney (England).

He had done this without telling me and his shitty siblings agreed to it!
We've been married over 15 years and his siblings control his bank account and savings if he was unable to??!! WTF

Im not a gambler and don't go nuts with money. I'm responsible- I'm the one who moves accounts to gain more interest!
I'm fuming that he's kept it secret for over 12 years, despite me saying to him that we both need to Wills etc.
Devious!!

You're going to need to talk to him

Yanbu, this is very hurtful behaviour.
Have you asked him about it?

Combined with other things, I think it's the end for us.
He conceals info when I ask him.

I'd be chucking that paperwork in the bin.

Do you have a joint account? Would they have access to this if something happened to your DH?

Your DH has been very underhand about this. You need to speak to him about it.

You refer to them as his 'shitty' siblings. What is the story here?

Doesn't make any difference cos it's registered legally.

That would really make me question my relationship

What would that achieve?

We have a joint account and he has another one for saving.
They're shitty cos they agreed to this.
He's "lent" them money and he won't tell me if it's been repaid (a few thousand!).

I would be questioning his opinion of you , he obviously does not trust you . Not forgivable.

I agree. He's only been looking out for himself since we got married (various experiences/events).

Yes, unforgivable. I should be on that sheet WITH them or instead of.
I know there were commitments before our marriage and that's why one sibling is on it, but both??
And never to mention it to me, any of them.
Husband is a healthcare professional working in hospital during Covid FFS! If the worst had happened, I would have been a bereaved wife with 2 kids asking and having to justify paying the mortgage?!!

They're lodged with officials so not bin able.

For whatever reason he doesn’t trust you and that is why he has chosen to give his siblings PoA instead. It’s impossible to say whether he’s unreasonable or not - if it was a woman on here saying she didn’t trust her DH and would prefer her sister to have PoA instead, I bet everyone would be sympathetic and tell her she was doing the right thing.

Obviously this is very hurtful, OP, but just to be clear - POA expires on death, so you would have sole access to joint bank accounts in that scenario, and would presumably inherit all or most of your husband's estate.

Has the POA actually been put into action? Because for a financial one you can just have it sitting there but until you actually let the banks and buildings societies know, nothing happens with it.
A POA also ceases as soon as the person you are attorney for dies. So if you were widowed it would be irrelevant.
I mean, it doesn’t sound good and you certainly need to speak to him about it but don’t get ahead of yourself.

It is a slap in the face OP.

I would see it as the end. It's provocative.

That is really shocking behaviour on his part. What are the financial implications of you breaking up?

My ex did something like this. We weren't married but have 2 kids. I found out that he had willed his half of our house to his DH and DS. And made them his executors. The house for which I had provided a £100k deposit. It was the end for us.

DSis, I should have said. Not DS!

That would be a really shitty and controlling thing to do.

And who is his DH?

And DF, not DH! 🤦🏼‍♀️

That's grim now you have children

Power of Attorney ends with the death of the donor.