Aibu to ask why we should bother?

[Blossomspring]

Lots of threads on here about people not taking CV seriously and I’m just not sure I get it.

How can you expect people to take it seriously when the government does not impose a proper lockdown?

Also lots of people sitting in judgement of those still trying to work, keep businesses open who haven’t been covered by the government’s income protection. How can you sit in judgement of people who might lose everything, who are being forced to choose between their health and their families as well as others and earning a wage to survive? Another sign the gov aren’t taking it seriously or allowing people to take it seriously.

If you want people to self isolate to protect themselves and others then you need to provide them with the income to do that and also force people to stay at home.

Im self employed and have now lost 6 months worth of work. Most people in my sector saying there won’t be work now for months. None of us covered by the measures announced yesterday. My death and even that Of my family’s is of less concern to me than not being able to survive and losing everything. It might be an unpopular view to publicly say but it’s not an unreal view.

You can only die once even if it is miserable and sometimes life is worse than death.

As long as my income isn’t protected and I’m forced to choose I will keep going out to try and find work and move around.

Universal Basic Income, which would mean people could protect themselves and others but still have enough money for the essentials

This would be by far the most sensible option. But supports individuals rather than business which presumably is why the government not so keen.

It was a fucking figure of speech, Jesus lord! Of course I’m not going to be living on the streets eating from bins when I have ample savings and am protected as a renter. For now. UC is also an option.

My 4yo DD has been with my (young and healthy) mother for the past 3 weeks as she was still in pre-school. I probably won’t see her for another few months. She is incredibly upset as well as unwell (not symptoms of the virus). This is reality and this is what people are having to do in order to protect themselves and family. I’m not going to argue it anymore. I hope that an enforced lockdown will be put in place tomorrow evening otherwise it’s just going to get worse and worse, especially after the idiotic behaviour of everyone going to the pubs before closures last night.

@starrysimon

I obviously can't predict the future. But I'm assuming your DC are currently in good health, and you haven't said that they have underlying health issues? Therefore, why put yourself through stressing about what at this stage isn't a major risk?

I have 2 adopted DDs, who have their own particular needs. My DD2 was terrified about losing me last weekend, thankfully it looks like I'm going to be okay.

My DD2 probably had the virus and passed it on to me. She's over it and being her usual self again. DD1 will have her 11th birthday and her biggest upset is that she won't be having a party. I'm grateful that her health is very good and she's not in any danger at this stage. It's something to be happy about, isn't it!

I hear what you're saying about the knock-on effect on other health services, but, unless your DC do have health problems then why worry about something that will hopefully not be in danger of happening?

You're not better than other people because you have a great relationship with your entire family

Errrr it's not about a great relationship its about saying I would care if they died. I have a poor relationship with my dad who is not elderly but falls into the vulnerable category and I'd absolutely care if he died and honestly he is very unlikely to live if he catches this virus. My sister I also have a bad relationship with but I still care if she were to die! Sheesh it's not hard, it's basic human decency which a large amount of people on here seem to lack.

It was a fucking figure of speech, Jesus lord! Of course I’m not going to be living on the streets eating from bins when I have ample savings

Ah well then, you can't possibly understand what some people are facing then. You throw around your "figure of speech" without actually having to worry that it will happen to you.
Also, that's not a figure of speech

Iminaglasscaseofemotion are you that bored that you have to pick apart posts on a thread and argue with a stranger on the internet on how they feel about their family and what they are doing to protect them? It’s every single persons own choice. No where in my posts have a said people should do this people should do that. I haven’t attacked the OP for their opinions, nor have I attacked any other posters. My opinion is that it is simply idiotic to put certain things before lives of family members and, of course, other members of the public. Because that’s what it is to me. I would not go to work and do a photoshoot of people’s children that could then pass it on to their vulnerable grandparents or I myself could get infected and end up with pneumonia at 35 weeks pg.

No one can be forced a single way, unless of course the government enforce a lockdown.
You cope with this your way and I’ll continue as I am. My entire family are now self isolating and WFH where possible. No one is leaving their homes unless vital and that just seems sensible to me. I’m going to leave this thread be as it’s incredibly toxic but I beg everyone to please watch this video and be aware that people won’t just be losing their lives to the virus.

Vox info vid:

Iminaglasscaseofemotion that’s what UC/benefits are for? People that don’t have an income? As well as SSP. Renters and mortgage payers are protected also. Obviously they will have a lump sum to pay but they will more than likely be able to go back to work before it is due and will, of course, be able to set up a payment plan of any debts.

Do self employed people not have insurance to guarantee them an income if they can't work through ill health or things like this?

I've also noticed that the OP isn't interested in the posts offering to help her find solutions to her situation. She isn't interested in any solutions other than what she wants, for the government to pay her like they do those with paid jobs

This. This is all this is about. The op wants the government to pay her like they are the employed. That’s it. She’s being goady because she’s not getting the money she wants, She doesn’t want anyone to die. She’s being dramatic. She wants the government to give her money, like they are the employed and Uc is not enough for her.

She doesn’t want a solution. She’s not looking for other work. She’s likely not even looking for her own work. She’s simply fucked off the government has not promised to cover eighty percent of her income, so she’s pretending she will wish death on everyone because of it.

@user1471590586 there was a poster on another thread saying self employed insurance often doesn't cover pandemics.

Can we also address the point that those who chose to be self employed also take the risk of not have the security of an employer? I know I will likely get ripped apart for this but its a choice you make.

Do self employed people not have insurance to guarantee them an income if they can't work through ill health or things like this?

Yes, but it doesn't cover global pandemics.

It comes down to this,
I dont want my Vulnerable loved ones to die.
I want the Government to impose the Police and Army on the Streets and want them to do exactly as they are doing in China/France/Italy and Spain.Right now.
The fact that there is so much confusion and wilfulness in this Country shows that people won't follow what is politely asked of them. Half of us are doing our best. The rest will have blood on their hands for their ignorant selfishness. We ALL need to be ordered to do as we are told to SAVE LIVES.
I want us to come out of the other end as quickly and painlessly as possible.
I have depression and an ongoing health issue.
I have to go to work as per Government guidelines.
I want as many people as possible to survive.
This will not happen.
It is starting to implode.
Stop the debate.
LOOK AT ITALY.

So a simple way for the government to support self employed is to give grants to th insurance companies so that they can pay out?

Your death and your families death is less important than you being able to make a living??
Really you can sacrifice yourself but not your family and many other people.
To me and I am sure many others I can't imagine anything worse than losing my family. Nothing matters more to me than keeping my family alive and well.

So a simple way for the government to support self employed is to give grants to the insurance companies so that they can pay out?

It's not that simple, because Insurance policies rarely ever cover incidents like this. It's not that people have chosen not to take that specific level of cover, more that it doesn't exist. The government would need to make them all change their policies/terms so that everyone who is insured as self-employed gets helped out.

I can't see that ever happening.

The people who are being hit the hardest are those who work from home or out of the home as independent contractors - they don't have a bricks and mortar premise and aren't qualified to receive a government grant. Unfortunately DH and I both fall into that category.

You think there will be enough money to pay everyone who becomes unemployed from this uc/benifits. I don't.

Can we also address the point that those who chose to be self employed also take the risk of not have the security of an employer

Can we also address the point that it is not employers that are covering this 80% payment, it's the government. This is money that we will all be paying off (self-employed people included) through taxes and austerity for years to come. Also people don't necessarily chose to be self-employed. In my work it is virtually impossible to find employment even if you would like to be.

Greyt i do not choose to be self employed. My industry forces many to be self
Employed and it has been going that way for decades. It’s exactly that sort of attitude that makes me think I will carry on.

Some of these posts are absurd.

Nobody is going to “lose the roof over their heads”. Nobody is going to be left without an income and unable to “put food on the table”.

Why haven’t people listened to the chancellor, for fuck’s sake?

You can get a three month mortgage holiday. That will be extended if necessary.

You are protected from eviction for the next three months, also extendable. And no judge will evict anyone who hasn’t paid their rent because of coronavirus.

This will keep everyone in their homes.

People who might otherwise have lost their jobs are having their wages underwritten by the government, so they’ll still have an income.

Council tax holidays are almost a certainty and I am pretty sure all utility disconnections will also be stopped for the foreseeable.

This is a global emergency. Think Deep Impact but with a virus rather than an asteroid.

If we get through it fed, housed and with those who most need medical assistance getting it then we are fortunate indeed.

The “woe is me” brigade are doing my fucking head in. Watch (from your comfy home with running water, a gas fire and food in the cupboards) what happens when India gets hit.

Can we also address the point that those who chose to be self employed also take the risk of not have the security of an employer? I know I will likely get ripped apart for this but its a choice you make

You will get ripped apart and rightly so.

Not everyone can work in a PAYE job. People go self-employed for all sorts of reasons, normally to fit around family life. They work just as hard as PAYE employees (if not harder as they don't get paid holidays or sick leave or any of the other protections you get as a regular employee) - why don't they deserve the same support when things go tits up?

They're still paying the same taxes as you are, yet you believe they don't qualify for the same help from the government?

The strategy is to stop people suffering and dying.
Then will turn to making sure life worth living again.
Hang in there.

It’s exactly that sort of attitude that makes me think I will carry on

And it’s exactly attitudes like yours, OP, that will see people dying.

Op, but you do choose. You chose that line of work and industry. We all make the choice of what industries and careers we want. I personally chose one that meant I had a office 9-5 job, with added flexibility that meant I would be more financially secure. Its not my dream career but for me financial security was important. Nobody forced you into the industry you are in now.

yet you believe they don't qualify for the same help from the government? hmm

@adaline please can you point out where I said that? Because I certainly didn't. Of course they should get the same help from the government but that doesn't change that fact that by being self employed you have to take on the risks associated with that choice.