Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that this is a ridiculous arrangement?

347 replies

Bfgirl101 · 08/10/2026 09:33

I have a friend and I’m really struggling not to say something.

She is married with a 2.5 year old child. She’s also pregnant with her second.

Her dh works full time but she doesn’t work at the moment, which is fair enough, she has a small child.

But, her toddler has been in nursery 2.5 days a week since he was 1. It’s costing them an absolute fortune and she fully intends to put baby number 2 into nursery too.

She is constantly telling me how broke they are and worrying about money but she sees the nursery as essential because apparently her ds loves it there and it’s all for his development.

Aibu to think that this is a crazy arrangement and find it hard not to say something?

OP posts:
mtobrokeme · 08/10/2026 17:40

Well, I’d find it insane if they were swimming in money and still opted for nursery when she’s not working but that’s just me!

Permanentlymildlymiffed · 08/10/2026 17:45

The replies here are wild! Obviously it’s unreasonable and totally unfair on her husband. She is getting them into debt instead of just caring for her own kids. It’s maybe one of those situations where she needs a dose of reality. Her toddler’s well being would be better served by having financial security and not being at risk of homelessness if his parents keep not paying bills.

MrsWallers · 08/10/2026 17:51

OP I really feel your pain
Listening to people moan about how skint they are is very very tiresome
My sister always does it to me because she thinks we are rich
We just worked a lot to pay a mortgage
I worked every weekend when DC were little
When I pointed out to her about getting a weekend job or going on less holidays or looking at remortgaging as they were on a stupid rate I was always shot down
Interestingly she never moans to my brother about being skint and apparently he earns way more than my DH!
I used to believe people when they complained about being skint and was always trying to help them out until I realised its all nonsense when they then go skiing
I would distance yourself from her, she seems a bit of a CF too letting you pay for her

Error404FucksNotFound · 08/10/2026 17:54

Unless she's asking you to pay for it then it's her problem and not for you to worry about.
The most I would say to her if she moaned to me about money is yes, you are skint because you are choosing to put X in nursery when you don't need to. It's either worth it to you or it's not.

Hiredgun · 08/10/2026 17:56

Bfgirl101 · 08/10/2026 09:33

I have a friend and I’m really struggling not to say something.

She is married with a 2.5 year old child. She’s also pregnant with her second.

Her dh works full time but she doesn’t work at the moment, which is fair enough, she has a small child.

But, her toddler has been in nursery 2.5 days a week since he was 1. It’s costing them an absolute fortune and she fully intends to put baby number 2 into nursery too.

She is constantly telling me how broke they are and worrying about money but she sees the nursery as essential because apparently her ds loves it there and it’s all for his development.

Aibu to think that this is a crazy arrangement and find it hard not to say something?

Frankly, it’s none of your business and saying something would only harm your relationship.

Daftypants · 08/10/2026 18:01

Since they can’t afford it then you’re not unreasonable.
If they can afford it I’d say it’s good that the 2.5 year old goes for 2 Days per week .
That age is completely full on and if there are no grandparents to give her a break then it’s the only way she’ll get some rest while pregnant .
However I’ve never sent my babies to nursery or any childcare , I just looked after them myself without help .
in her situation I’d not be sending the baby to nursery unless she’s going back to work
when mine were 3 they had 2 half days at a playgroup

Differentforgirls · 08/10/2026 18:04

TB23 · 08/10/2026 15:42

Why? No, of course not. Going by info given by OP. I do however know other parents who had kids in nursery on days off or even if they weren't working on some days. It’s not that unusual.

I just wondered if you had inside information about how happy the son was in nursery.

MCF86 · 08/10/2026 18:10

Bfgirl101 · 08/10/2026 09:40

I’m surprised that people are voting yabu.

Who pays to put their baby/toddler into nursery when they are a sahp.

It's the wanting to say something that swings it. They've decided it's what's best, doesn't matter if you don't agree.

TB23 · 08/10/2026 18:11

Differentforgirls · 08/10/2026 18:04

I just wondered if you had inside information about how happy the son was in nursery.

Because it says so in the OP's post. Second before last paragraph - her friend says DS loves it there and it's for his development, so she doesn't want him to leave.

Differentforgirls · 08/10/2026 18:14

TB23 · 08/10/2026 18:11

Because it says so in the OP's post. Second before last paragraph - her friend says DS loves it there and it's for his development, so she doesn't want him to leave.

Yes the friend who is skint.

SleeplessRoads · 08/10/2026 18:35

Bfgirl101 · 08/10/2026 09:47

It’s not putting the child into nursery it’s the fact that she’s not working and they are broke.

They can’t afford it and are getting into all sorts of debt and problems to pay for it.

Do they owe you money?

maxslice · 08/10/2026 18:36

First, not your business. Second, even if they are struggling, they are sacrificing because they believe it’s best for their children.

Autumnalhibernationisthedream · 08/10/2026 18:38

Op sometimes it’s whatever tick boxes people have in their heads for their kids. Maybe she doesn’t think her child will be socialised, maybe she just doesn’t think she can cope! She knows, in fact potentially they’re already arguing about this

MyrtlethePurpleTurtle · 08/10/2026 18:45

Bfgirl101 · 08/10/2026 17:26

Whats the point of replying to a thread if you’re basically going to call the op a liar 🤷‍♀️

Where is she calling the OP a liar?

ProudCat · 08/10/2026 18:46

Needmorelego · 08/10/2026 17:25

@ProudCat she told the OP they are in debt and can't pay some bills.
(I mean that could be Netflix/Amazon Prime/Hello Fresh.....but surely they would cancel those 🤔)

This is just loads of assumptions on your part. Can't pay some bills doesn't mean risking losing the house or court proceedings. Massive leaps you're making there.

ProudCat · 08/10/2026 18:48

Bfgirl101 · 08/10/2026 17:31

She has told me that their outgoings exceed their income.

They have only got her husbands income, have spent all their savings and are now in a position where they’re avoiding paying certain bills.

Which bills has she told you they're not paying, specifically?

Bfgirl101 · 08/10/2026 18:50

MyrtlethePurpleTurtle · 08/10/2026 18:45

Where is she calling the OP a liar?

She didn’t say “you’re a liar” but she said we’ve only got my word that my friend is broke and that I’m try I’m to convince everyone to agree with me.

What's the point of joining in a thread if you’re going to insinuate that my friend isn’t really broke?

OP posts:
MyrtlethePurpleTurtle · 08/10/2026 18:51

MyMiniMetro · 08/10/2026 17:07

Our friends and family are meant to be rude if it gives us perspective on stuff they are getting carried away with. I think you are definitely allowed to ask pointed questions without directly criticising her parenting choices.

Asking stuff like “isn’t that going to be really expensive to have two in nursery at the same time? However, are you going to afford it?” is a reasonable conversation to have with a friend. And I think it’s within the realms of friendly conversation to suggest “as you’ll have a bit of time with the kids in nursery you could probably get a little job?”

She might come back a little defensive and suggest you’re judging her. Own it. Explain you’re not judging her for using a nursery or not working but that you are worried for her because given what she’s told you about struggling financially two children in nursery sounds like it could be more than they can afford.

That said, maybe the they actually can afford it- everyone is moaning about having no money at the moment, even when they have lots.

Friends of mine held a few decorating parties for their nice new house. It’s a much nicer house than mine but mine’s completely paid off and I think theirs is on some mortgage and needed modernisation- so swings and roundabouts. They had been bemoaning having no money. They were doing a lot of refurb on the house themselves and everyone wanted to help them out.

So we all turned up to chip-in with painting; bringing donations of equipment and paint. At the end of a long weekend painting we were all tucking into pizza (which I’d paid for) talking about school catchment areas. The assumption was that they had moved to the new house to be in the catchment area of the ‘outstanding’ local state schools which some of us had children attending. Mrs friend laughed and said that the “outstanding” ofstead ratings didn’t mean anything and that their two preschool children were already on the list for [name of expensive private school] a couple of miles away.

That was the last weekend I helped them with the decorating, and I believe the six or so others helping that evening also faded away. I’ve no issue with people sending their children to private school, but they’ve no business claiming poverty to the degree of asking friends to decorate for them for free and accepting donations. In fact, I’ve only seen them once since then, and she was keen to tell me how it is financially really REALLY difficult for them now the first one has started school and “libour” have put VAT on school fees. I smiled, nodded, made vague promises to catch up and watched her walk across the car park and climb into a new BMW suv. Maybe they are in debt up to their eyeballs, I don’t know, but people can definitely give conflicting information about their financial standing in life.

“Asking stuff like “isn’t that going to be really expensive to have two in nursery at the same time? However, are you going to afford it?” is a reasonable conversation to have with a friend. And I think it’s within the realms of friendly conversation to suggest “as you’ll have a bit of time with the kids in nursery you could probably get a little job?”“

So so so depends on tbe tone. In one tone/context, it could be a conversation/discussion coming from a place of interest and concern. With a different tone and context, tbe questioner could sound like a supercilious judgmental cnt.

MyrtlethePurpleTurtle · 08/10/2026 18:54

Bfgirl101 · 08/10/2026 18:50

She didn’t say “you’re a liar” but she said we’ve only got my word that my friend is broke and that I’m try I’m to convince everyone to agree with me.

What's the point of joining in a thread if you’re going to insinuate that my friend isn’t really broke?

I suspect she’s making the fairly valid point that you don’t actually know whether or not she’s broke (absent having sight of her family unit finances). Hardly calling you a liar.

BIossomtoes · 08/10/2026 18:56

She seems to think that the nursery is all for her toddlers development and because he has friends there.

Well she’s right, isn’t she? I used to clean other people’s houses to pay for my kid’s playgroup.

Bfgirl101 · 08/10/2026 18:57

ProudCat · 08/10/2026 18:48

Which bills has she told you they're not paying, specifically?

I don’t want to go into that specifically because if she did see this thread, she would 100% know it was about her based on that.

But they are in quite a precarious situation with a few things money wise, where they’ve broken rules and ignored things that are going to eventually catch up.

OP posts:
Bfgirl101 · 08/10/2026 18:59

MyrtlethePurpleTurtle · 08/10/2026 18:54

I suspect she’s making the fairly valid point that you don’t actually know whether or not she’s broke (absent having sight of her family unit finances). Hardly calling you a liar.

But I do know, because she’s told us.

Tbh I don’t really understand why people are arguing over whether she’s broke or not.

My friend has told me in no uncertain terms that their outgoings exceed their income and they are in debt.

I’ve said this several times.

OP posts:
Bfgirl101 · 08/10/2026 19:02

BIossomtoes · 08/10/2026 18:56

She seems to think that the nursery is all for her toddlers development and because he has friends there.

Well she’s right, isn’t she? I used to clean other people’s houses to pay for my kid’s playgroup.

Well I’m not sure how that’s the same thing. You’ve just said you were working to pay for it.

She is not working and hasn’t got the money.

OP posts:
CoralFz · 08/10/2026 19:03

You're not wrong for thinking its a bit nuts to get yourself in to debt for but you cant say anything. Well, depends how close you are... if my best friend was moaning to me constantly and wanting coffees paid for id probably highlight that nursery isnt a need its a want 🤷‍♀️ if anything about this situation she just needs to quit whinging.

Goldengirl123 · 08/10/2026 19:05

I can’t understand this at all. She can’t afford it so she shouldn’t be paying for it. I agree with you

Swipe left for the next trending thread