To give up Housing Association house and buy house with partner?

[Housingquandary]

I live in a new build HA house with my daughter. It's a 2 bedroom and is very small but it's a nice quiet area and lots of schools nearby.
My partner is divorced and lives with his mum , he has started talking about living together and getting a bigger place together. My place is nice but it really is noticably crampled especially when he stays over. We don't live together and I do like my own space , I also am terrified of getting a mortgage and the financial burden and responsibility especially now as I'm in early 40s, but the idea of a bigger house is so appealing. Would I be mad to give up my house and do this? I was so lucky and grateful to get this house in the first place.
It's an ok size for me and my daughter but when he is here, it just feels cramped and not big enough for 3 people. I should also add we have been together for 2 years.

No don’t do it . He can buy a place on his own and you can continue to date him.

@Housingquandary he needs to be living on his own so you can see what he is like at looking after himself before you consider moving in with him. And no, I wouldn't give up my HA place.

Absolutely not a chance. You have a secure tenancy, but you'd have no financial security if you gave it up then split with your partner.

HA property?
✨Gold-dust, darling.✨
Don’t do it.

No dont give up a secure tenancy

I had the opportunity to buy a 3 bed house in south Manchester for £35k but I chose a larger HA house instead. To me a secure tenancy is priceless

Don’t do it. Don’t give up your home, don’t move a man into your DD safe space and ting give up your security for a man who you’ve known a couple of years who has way more to gain from this than you do.

Let him move out from his mums, rent somewhere for a few years or buy a small flat on his own. See how he is in his own place before you even think about living together,

Not a chance without a lengthy period of living together first.

You'd be mad to commit to a mortgage with someone when you've no idea what he's like when he's not a guest.

Please don't give up yours and your daughter's security. Let him get his own place and then see how he is taking care of himself and his home, not living with his mum! You've got plenty of time when your daughter is older to think about living with him then if you want to.

I would, if you love him. It's been two years, life is short and why not take a chance at happiness? Seems sensible not to have separate properties. Everyone complains about too much building on green spaces, yet some people seem to think everyone should live alone.
For the living with his mum thing, if I was single, I would prefer to live with a parent than alone. Not just for environmental reasons, but it saves a lot of money and while I'd rather be with a partner, company isn't always a bad thing. Now, if he's suggesting you act like a mum, not a wife, that's a problem.

Agree with this. What would happen if you broke up? The number of threads on here from who need to leave relationships and feel trapped because they can't afford to move out, they really are worth a read @Housingquandary

Secure tenancies are possibly more secure than a house on mortgage. Don't do this to your little girl!

Don't do it @Housingquandary
It's to risky .

You'd be an absolute fool to give up your house!
Especially for someone you've been with 5 minutes who lives with his mum. Don't do it.

Please don’t be that type of woman, that type of mother. You know the one, that puts her selfish needs before her child. The one that puts a man over her child.
You have your child’s security in your hands and you would even think to throw that away… for a man.

You’d be mad.

keep your house and your space. Your DP can sort his own accommodation

Don’t do it! He should buy his own home and live in it for a couple of years before you commit to living together and handing back your home. He’s looking to share the expense of setting up a new home when you already have one

Say no, not yet.

his reaction will tell you everything and likely won’t be what you expect. Watch his response.

i personally would only buy with a man I’m married to or buy solo. None of the ringfencing of deposit and contributions. A relationship is all in or it’s not.

this is half assing it so say no.

Absolutely fucking no way. Let him buy a house on his own. You would be insane to give up a HA house for his pipe dream.

Another one saying don’t do it. I’d be very cautious about moving a boyfriend in with my dd, and you haven’t been able to see how he runs a house and his level of responsibility. It is too big a risk to me. And that’s before you even consider the loss of your secure housing.

It would be better if your dp buys on his own.

Absolutely this,don't even think about it at the moment OP,not even for a second.

Are either you or he actually in a good position to apply for and be accepted for a mortgage, and have enough equity to purchase? Then pay the mortgage and all repair and maintenance costs for the property.

It is tricky, ideally you would live together for a few years before committing to buying a house. As you may hate living with him. But you can’t really try it out as you have a 10 year old daughter and there shouldn’t be an unrelated man in her house over night. I hope you’re aware of the incredibly high statistics for abuse of girls from mothers boyfriends / men in house.

Overall, best to stay as you are - with your daughter. Less risk of terrible outcomes. Enjoy the years you get to spend with her before she’s all grown up.

You cannot pass tenancies onto people! HA tenancies only pass to people in the event of the named tenant dying! The person left behi must have been living with the tenant for over a year and be capable of paying the rent.

NO do not do this.

2 years is not long enough to move in a man with your DD and I would DEFINITELY NOT give up a secure tenancy on an affordable property that can potentially even be passed to your DD!!

Let him buy a property and you can go stay occasionally. You don’t need to rush this, your DD is your top priority here.

You would be mad, yes.