Partner won’t change Trust

[LindsayAnn97]

Hello am I being unreasonable to want my partner to change his trust for our son and myself?
For context we have been living together for 5 years and have a 2 year old together. We live in his property and he rents another couple out. All in his name. I was working full time and contributing but since my maternity leave ended I went back to uni which I am currently still doing. I don’t have access to free childcare as my partner earns over the threshold and we don’t have family close by. I am not on the deeds to his property and he does not want to get married. Currently his trust is to benefit his “family” but our son and myself are not mentioned. He has no life insurance either. I find this quite irresponsible as it’s one thing to not look after myself if he passed away unexpectedly but it’s another not to look after our son. It’s the principle of it that bothers me I want to protect his inheritance. Is there anyone that has experience a similar issue? Any advice would be great!

35 for him and 35 for my own per month.

What is "his trust"? How does it differ from a will? Does he have a will, and if so do you know what's in it?

Trusts are an entity in their own right, and are quite different to wills.

https://www.phrsolicitors.co.uk/legal-services-for-individuals/wills-and-probate/resources/benefits-living-trust-vs-will

With a will, ownership of an asset passes from one individual to another. If an asset is in a trust, it belongs to the trust. The named beneficiary may have use of an asset (a house, for example), but they don’t own it. What access they have to any assets held in trust is determined by the terms of the trust.

Yes! Yes! And on top of that you’re gone to university for a long degree, instead of getting back to work. Bad decisions after the other op. All yours.

I'd hardly call doing a dentistry degree an irresponsible choice.

Whatever you don't have another DC with this man. Get your degree. Get a job and make him pay for your DC childcare. You need to start building up a nest egg. Taking out life insurance on your partners life is a good idea. If he refuses to pay would he pay half? I'd be asking him. I'd also tell him I was worried if he died how I'd afford to bring up his DC. Let him think about it.

It isn't. But the only reason she's able to do it is she's found herself a man to fund her entire living costs whilst she studies to develop her career. There are not many women who would find themselves in that cushy position. Granted, many women wouldn't want to sponge this way but as she doesn't mind, she's in a good position. She seems to be expecting him to fund her life AND wants to screw him for his assets which are nothing to do with her. I'm struggling to see why he is being made out to be the mean one here!

Amazing that there are any female graduates at all if it is impossible for women to study without men supporting them….

@Legobricksinatub this situation is slightly more complicated as there is a young child in the mix.

I know someone who did this. It paid out hugely when required.

I think you also might be able to independently Insure his life too? You pay the premiums.
Explore your options. Take professional financial advice.

They mean take out insurance on him.

You wouldn’t have a mortgage to pay , you don’t own a property. It would be up to the kindness of whoever he’s left the house to to decide if they’d let you stay.