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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel guilty about letting the repossession company take his car away?

224 replies

LegendaryExtra · 24/07/2025 08:25

I got engaged to my ex after 7 months of dating (short I know).

He told me his Range Rover had a fault and he wanted to return it and get a new one. Since his credit was bad he asked if I could get it in my name while he makes the payments. He gave me time to think about it. I realised without him knowing that he had been in negotiations with a repossession company cos they wanted to take his car away due to some arrears. It seems he had some missed payments but had a payment plan but for some reason they still wanted to take the car away. I never confronted him about this.

a week or two later I found out he had been messsging women on a dating site. He had given two or 3 of them his number even 2 days after he proposed. (opened a thread here which got deleted about it at the time)

Anyway, out of annoyance I reserved a car for him online, an 80k RR. I showed him the reservation. He was over the moon.

The very next day he asked the repossession company to come get his car.

Then a day later I confronted him about the dating site activity. He promised me he was careless and it was just a dormant account and he would delete the app. I swore heaven and earth until I mentioned names of ppl he had been chatting with and quoted conversations.

we have still been in contact but he still says I was unreasonable for allowing them take his car if I knew I wasn't going to go ahead with the purchase of a new one. He is blaming me 100% for this. I do feel a bit guilty cos he's been borrowing his friends car an is so depressed. Am o being unreasonable for feeling guilty?

OP posts:
Left · 24/07/2025 12:09

If he doesn’t feel safe in other cars then he shouldn’t be on the road tbh.

What support do you need to cut off contact with him OP?

LegendaryExtra · 24/07/2025 12:14

Left · 24/07/2025 12:09

If he doesn’t feel safe in other cars then he shouldn’t be on the road tbh.

What support do you need to cut off contact with him OP?

Support? I really don't know, I've just thrown myself into work tbh.

OP posts:
Mygosh · 24/07/2025 12:15

This is not your fault. He was clearly using you for your credit and kindness. He is abusive to blame you.

If it was me, I'd be sniggering at the cheating low life. Stop thinking about him, he doesn't deserve you. And please stop contacting him because he will keep trying to fool you.

Verv · 24/07/2025 12:15

"doesnt feel safe in anything but a land rover" 😂
Oh OP, this man is an absolute herbert.
Get rid stay rid.

ARichtGoodDram · 24/07/2025 12:18

I ended it but he treated me so well, was caring, considerate, faithful etc.

He didn't treat you well though.

He lied to you about the issue with his car. He hid his financial issues to trick you into taking out a huge amount of credit for his new car in your name.

Also faithful? He was messaging other women on dating apps. So zero guarantee of that as well.

BabyEatsEverything · 24/07/2025 12:18

I remember your previous thread. He’s using you to get a free car he doesn’t need. For the love of everything please leave him this time!

ARichtGoodDram · 24/07/2025 12:21

That's what kept going through my mind. All the what if's... he said he would never default since he actually needs a car for work etc but he wasn't up front about the repossession. The balls to make such a request in the first place was a shocker to me.

He'd have still had the car for work because you'd have been paying for it.

Especially as you're the one that was going to be driving it. He was going to be driving your car. Do you have finance on your car or is it (as I suspect) paid off?

So eventually it would have been "why am I expected to pay £xxx when you're driving the car. You should contribute..." then before you know it you'd have been paying everything for the new car while he swanned around in your car.

LadyMonicaBaddingham · 24/07/2025 12:23

You little beauty! I am in awe of that revenge! Now you just need to cut him and his self-indulgent whinging off completely - as a pp wrote, he fucked around and got found out. Not your problem anymore 🥳

LegendaryExtra · 24/07/2025 12:31

ARichtGoodDram · 24/07/2025 12:18

I ended it but he treated me so well, was caring, considerate, faithful etc.

He didn't treat you well though.

He lied to you about the issue with his car. He hid his financial issues to trick you into taking out a huge amount of credit for his new car in your name.

Also faithful? He was messaging other women on dating apps. So zero guarantee of that as well.

I was referring to my someone else, not him.

This man was actually quite stingy tbh.

OP posts:
ThreePointOneFourOneFiveNine · 24/07/2025 12:33

Honestly I think you’re a legend! Serve him right.

LegendaryExtra · 24/07/2025 12:37

LadyMonicaBaddingham · 24/07/2025 12:23

You little beauty! I am in awe of that revenge! Now you just need to cut him and his self-indulgent whinging off completely - as a pp wrote, he fucked around and got found out. Not your problem anymore 🥳

Yeah, definitely not my problem anymore. But I'm not the type to do revenge, I got caught up in my emotions, the lies, the secrecy, his guts being on a dating site after proposing and his response to me when confronted. It hurt.

He went as far as saying his Nigerian ex who was from a rich family and owns a football club in Prague would have got her dad to pay outright or something along those lines. I was wondering how on earth he could speak to me like that. Smh...

OP posts:
mumda · 24/07/2025 12:39

LegendaryExtra · 24/07/2025 12:37

Yeah, definitely not my problem anymore. But I'm not the type to do revenge, I got caught up in my emotions, the lies, the secrecy, his guts being on a dating site after proposing and his response to me when confronted. It hurt.

He went as far as saying his Nigerian ex who was from a rich family and owns a football club in Prague would have got her dad to pay outright or something along those lines. I was wondering how on earth he could speak to me like that. Smh...

Edited

It was a challenge to give you the chance to swoop in and save his princely arse.
You chose not to and I hope keep well out of this man's life going forward.

LegendaryExtra · 24/07/2025 12:42

mumda · 24/07/2025 12:39

It was a challenge to give you the chance to swoop in and save his princely arse.
You chose not to and I hope keep well out of this man's life going forward.

Yup!!! I get that, pure manipulation but it's like he's not trying to be deliberately manipulative. That's just the way he sees life. I think he legitimately feels women are a tool to be used.

OP posts:
Internaut · 24/07/2025 12:46

LegendaryExtra · 24/07/2025 08:49

He was going to make the monthly payments it was just that he couldn't use his name due to bad credit and I guess he knew my credit score already,

Well, he was never going to keep up those repayments, was he? The next thing would have been you being totally unreasonable if you refused to bail him out. What a total dick.

Internaut · 24/07/2025 12:48

LegendaryExtra · 24/07/2025 12:37

Yeah, definitely not my problem anymore. But I'm not the type to do revenge, I got caught up in my emotions, the lies, the secrecy, his guts being on a dating site after proposing and his response to me when confronted. It hurt.

He went as far as saying his Nigerian ex who was from a rich family and owns a football club in Prague would have got her dad to pay outright or something along those lines. I was wondering how on earth he could speak to me like that. Smh...

Edited

Lovely. Perhaps can ask his Nigerian ex to get her dad to buy his next penis extension.

I suspect she's an ex for the same reason you are.

TryingToStayAwake88 · 24/07/2025 12:49

If he needs a car he can buy a 5k cheap little thing to get around. I don't see any situation when an 80k car is required and he has shown that it's not within his budget. Well done for not letting him destroy your credit rating

LegendaryExtra · 24/07/2025 12:49

Internaut · 24/07/2025 12:46

Well, he was never going to keep up those repayments, was he? The next thing would have been you being totally unreasonable if you refused to bail him out. What a total dick.

Like a PP said, maybe he was going to make a few repayments and then default for some reasons. He has plans to relocate to the US soon so maybe that's when the shit would have hit the proverbial fan.

OP posts:
LegendaryExtra · 24/07/2025 12:52

TryingToStayAwake88 · 24/07/2025 12:49

If he needs a car he can buy a 5k cheap little thing to get around. I don't see any situation when an 80k car is required and he has shown that it's not within his budget. Well done for not letting him destroy your credit rating

Thank you... every now and then I take a look at my credit rating and I know I did the right thing.

OP posts:
LegendaryExtra · 24/07/2025 12:53

Internaut · 24/07/2025 12:48

Lovely. Perhaps can ask his Nigerian ex to get her dad to buy his next penis extension.

I suspect she's an ex for the same reason you are.

😂🤣😂 Hilarious!

OP posts:
Ooodelally · 24/07/2025 12:55

Absolutely brilliant you should feel no guilt whatsoever! Please stop talking to him though, he’s a complete arse and you’d do very well to block him and walk away laughing

Mummyto7lovelife · 24/07/2025 12:55

He is a child please leave him, your money was good enough for him for only the car but you are not precious enough for him, emotionally to not be a cheater he has no care for you he is disgusting.
Get rid no women is going to want a man with a bad credit, whats he expecting you to pay for the wedding in future if he so bad with money a luxury car is not what he needs, he needs a wake up call and reality is he should get a car he can afford with his bad credit. Don't let him use you please walk away. He a red flag walking!

BoredZelda · 24/07/2025 12:58

Seems rather previous for him to immediately have his old car picked up given Range Rovers are on a 2 month delivery. What was he planning to do in those 2 months?

LegendaryExtra · 24/07/2025 13:00

BoredZelda · 24/07/2025 12:58

Seems rather previous for him to immediately have his old car picked up given Range Rovers are on a 2 month delivery. What was he planning to do in those 2 months?

So we had visited Saxtons together and he had identified the exact one he wanted they would have delivered it within days.

I was shocked cos the very next day his car was gone.

OP posts:
PumpkinsAndCoconuts · 24/07/2025 13:02

LegendaryExtra · 24/07/2025 08:49

He was going to make the monthly payments it was just that he couldn't use his name due to bad credit and I guess he knew my credit score already,

No, you were not unreasonable. But you had a lucky escape!! Just imagine you would have found out later. I would strongly suggest to be more careful (in you next relationship)!

99bottlesofkombucha · 24/07/2025 13:20

LegendaryExtra · 24/07/2025 08:52

He said he would have never slept with any of them and he's not my husband yet so he can do what he likes.

And you feel BAD about what you did? Well done you on sending one more little bit of fuck around and find out into the world. The only appropriate response is ‘yes see I thought the same, we weren’t married so it’s fine what I did. Why are you so upset??’

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