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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Would you pay back £11?

194 replies

StolenChanel · 20/04/2025 21:49

I went out to an event recently with a non-close friend. We used to work together and thought we’d catch up as it was something we’re both interested in. We’re not close but friendly and always got along well. I paid for the tickets on my card and it was only £11. She said “send me your bank details so I can pay you back” and I did. A week has since passed and she still hasn’t paid me back. It’s only £11 so I haven’t chased it but honestly I’m a bit miffed. We both work in the same industry so I know we’re on similar salaries, (which really isn’t very high but also not very low either) but she is far more financially comfortable than I am. Her husband has a high paying job, her in laws do their childcare and she owns properties that she rents out. I, on the other hand, budget very tightly for each month and, with the cost of living and school holiday, this month’s budget has run through far quicker than usual.

I’m not going to bother chasing her for it as I’m not completely flat out (yet) and get paid in a few days anyway, but I’m just wondering if it’s normal to not pay someone back for something this small?

YANBU = she should have paid back
YABU = it’s only £11, get over it.

OP posts:
Stickortwigs · 20/04/2025 21:50

I’d still chase it.

MrsTWH · 20/04/2025 21:52

Just message her? She might have forgotten.

Redglitter · 20/04/2025 21:52

I'd send a nice friendly message with my bank details

BatchCookBabe · 20/04/2025 21:53

Slippery slope. £11 or 11 pence or £111, it's still money she owes you.

If she never gives it back, at least you know NEVER to lend her any money again. If she asks, say 'no, you never gave me the last lot back that you borrowed off me!'

Gundogday · 20/04/2025 21:54

Yes, I would pay it back. It’s obviously niggling you, else you wouldn’t start this thread. Just send her a friendly text on Tuesday (ie, after Easter) with a reminder. It’s probably one of those five minute jobs she hasn’t got around to, or she’s waiting for payday.

StolenChanel · 20/04/2025 21:55

Redglitter · 20/04/2025 21:52

I'd send a nice friendly message with my bank details

I already did that and she didn’t respond! I even messaged her again about something unrelated in the hope that she’d see the previous message and remember, but she replied to that and not the one with my bank details.

I feel silly chasing it (and, honestly a bit embarrassed) and I’m just hoping she suddenly realises. It’s not earth shattering but it’s the difference between me saying yes and no when the kids ask for an ice cream or something when we’re out and about.

OP posts:
shoofly · 20/04/2025 21:55

She's probably just forgotten. Friendly reminder text will hopefully get her to send it. Honestly just message her.

Mrsttcno1 · 20/04/2025 21:55

Ahh that’s an awkward one. I’d always pay it back, I hate the thought of owing someone and someone thinking I’m being cheeky! But at the same time if I was in your shoes I wouldn’t chase for £11 because I’d feel like I was being petty

CalypsoCuthbertson · 20/04/2025 21:56

It’s important to you so don’t feel bad about reminding her.

Either that or chalk it up to experience and never front her again!

GRex · 20/04/2025 21:56

I would assume she forgot and probably remind her. Just send a text, "I didn't get the £11 for Saturday yet, can you check you sent it to the correct account please? Xxxxxx yyyyyyyyy. Thanks"

Pillarsofsalt · 20/04/2025 21:57

“Hi Shaz, did you send me that money yet? Just checking cos it hasn’t arrived. Hope you had a nice Easter”

Changeyourlifes · 20/04/2025 21:58

This is completely up to you to decide how to tackle. I have different sorts of friendships with different people - there’s some I would chase and those I wouldn’t. Some of my friends are petty in that they would chase pennies but often not pay themselves. Other friends are easy going and we cover each other without keeping tally. So I’d tackle this differently depending on the friend.

A good reflection point might be, how was the outing? Would you see her again? If not, you have nothing to lose by giving her a reminder.

You don’t have to go in all guns blazing and immediately ask for the funds, you could go in soft and mention the money once you’re a few messages in.

Idontjetwashthefucker · 20/04/2025 21:59

I'd definitely ask again, tell her what you said here, that you need it for treats for the kids. She's obviously a lot better off than you and probably doesn't think £11 is a big deal because she's never been cash strapped. Hopefully it's just slipped her mind

Jollyjoy · 20/04/2025 21:59

GRex · 20/04/2025 21:56

I would assume she forgot and probably remind her. Just send a text, "I didn't get the £11 for Saturday yet, can you check you sent it to the correct account please? Xxxxxx yyyyyyyyy. Thanks"

Yes send something like this. I’d always pay something like that back but also I am forgetful so it could take me a while too sometimes if I don’t do it immediately, and would appreciate (although feel bad) about the reminder.

shoofly · 20/04/2025 21:59

Ah that's rubbish. You shouldn't feel bad for chasing it though, she's clearly not feeling bad about owing it when you've reminded her.

NeilDiamondsBlowDry · 20/04/2025 22:00

She’s a Tight Wad

paradisecircus · 20/04/2025 22:01

Yes I'd pay back £11, and I'd want to be reminded about it if I'd forgotten. Give her a nudge. If you don't get anywhere, chalk it up as a reminder never to lend to her again.

AnnaBalfour · 20/04/2025 22:01

Let it go, she’s cheeky but you’ll be much happier if you forget about it because it’s one of those things where it isn’t actually about the money anymore but about them being rude.

OldCottageGreenhouse · 20/04/2025 22:04

She’s trying to wait until you forget about it

StolenChanel · 20/04/2025 22:04

I’m wondering if she’s thinking she shouldn’t pay because she drove us to the event? It was about an hour away from where we both live. In which case was I the cheeky one for not just saying “I’ll get the tickets as you drove”?

OP posts:
OldCottageGreenhouse · 20/04/2025 22:05

AnnaBalfour · 20/04/2025 22:01

Let it go, she’s cheeky but you’ll be much happier if you forget about it because it’s one of those things where it isn’t actually about the money anymore but about them being rude.

Why should OP forget about it though? It’s the principle of it. Plus, this is enabling CFs! It feeds them

pinkstripeycat · 20/04/2025 22:05

£11 is a lot if you don’t have it.

A shop wouldn’t let you have something worth £2 for free so why should she get away not paying back £11.

BeingATwatItsABingThing · 20/04/2025 22:06

I would definitely pay it back and would feel awful if I needed a follow up reminder.

Have you got a different bank account? Maybe message and say, “Actually could you please send it to XXX account instead please?” That’s a prompt again for her but not like you’re nagging.

Radra · 20/04/2025 22:06

She probably just hasn't got around to it yet? In my group of friends, unless it's a lot of money - over £100 ISH - we might take a couple of weeks to do a transfer.

AnnaBalfour · 20/04/2025 22:07

I just feel it’s really not worth getting in a tizz about. If she drove you there an hour each way even more so!

I don’t think you’re wrong to have asked though if she offered.

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