Neighbour asking for money

[Redbird3]

It all started a few months ago. Next door neighbour messaged me on Facebook and asked if I could bank transfer her £10 and she would knock on with the cash. I get on with her so I said yes.

Ever since it’s got to the point that she is asking every day. If not every day then every other day. I have started to say no as I do feel like she is taking advantage. When I don’t reply she then messages DH. There’s been times where DH has transferred her money on the promise that she’ll come round with it asap but it’s been next day.

Last night around midnight she messaged me asking for £20. I was just getting in bed so I didn’t reply. She messaged again around 12:20 as I was dropping off to sleep which woke me up. Then around 12:30 she called me on Facebook.

I think it’s getting a joke now but DH disagrees and doesn’t see the problem. A couple of nights ago she messaged DH, he sent her £10, then she messaged again for £20 which he sent her, then again 10 minutes later asking for another £10!

AIBU in thinking this is just pure cheek?

It sounds like she could be a small-scale drug dealer. People pay her in cash, which she gives to you and then you transfer nice clean money into her account.

What a weird situation. I’d be having nothing to do with it, and she’d have got a right earful for calling past midnight.

You seem very passive, how come you haven’t asked her what she’s up to?

Other than the £10 'dropped on the path' 🙄
has she paid everything else back?

Even if she has, I'd say no more and tell her she woke you up. CF.
Put your phone on silent at night and tell her no more. Also, why is DH so willing to help? 🤔

Why would she need £10/£20 if she's the dealer ??? They'd be paying her in cash which is untraceable

Please turn on “do not disturb” on your phone x

My reply would be 2 words, the 2nd one off!

She gives that cash to OP for some reason, and has the equivalent transferred electronically.

It's for gambling online. If it was drugs it would be more likely the other way around as dealers want cash not bank transfer.

Given that it’s so urgent at silly o’clock, she presumably has an online gambling habit.

Sounds like money laundering.

Your husband is an idiot facilitating this. Tell her it is going to have to stop, and block her.

Why would you and your husband draw this on yourselves?
Say No and block.
Your husband sounds a bit dim.
Of course this is not normal nor accept.

If she has always, bar that once, paid you back, I would say you cannot carry on with this but she clearly only has a short term cash flow problem (it's low level and always paid back) so can you help get create a way of budgeting for this? (Get ahead and put a money pot away with a few quid in it)

I find it bizarre you ever started giving her ££ in the first place, and even more bizarre that you blithely carried on doing so.
In your shoes I would tell her a firm ‘no more’ and refuse to reply to any future requests.
Oh, and tell your OH to stop, too.

Cash isn’t untraceable.

Tell your DH to stop being such a wet wipe.

Its absolutely ridiculous that he’s being such a pushover over this.

You also need to ignore her messages especially in the middle of the night.

If she does it again tell her how disrespectful it is to ring you and to not ask you to borrow money again.
Then stick to it.

@Redbird3 for goodness sake stop encouraging her!!! dont give her a penny more! just tell her you are not giving her anything again.

She takes the cash off her customers and gives it to OP/husband to pay them back for putting money into her account?

You're limited where you can spend cash and she may not want to make regular deposits at the bank. And cash is traceable.

The gambling angle sounds quite probable too.

Either way, it's weird and I wouldn't be continuing to facilitate it.

Does seem a bit odd, doesn't it?

@Redbird3 its for drugs especially if it’s late at night. I’ve had a similar problem with a former acquaintance, also a nuisance neighbour. They see you as a cash point. Nip it in the bud. It will get bigger amounts that she owes and then you get excuses as to why she needs £10/20 gas electric blah blah. It maybe also coke that she is on.

For a low level drug dealer it is

Why have you gone along with this? Just say no.

I'm sure I've seen something on television about this with money laundering where it's like a multi level network .
She could be doing it will a few different people, for someone else who is getting other people doing it for them etc

Whatever it is op if you don't want to do it anymore, that's enough reason to say no.

Strange that your DH is so accommodating though!

Yeah it’s drugs or gambling.
She is heavy on the cash but needs the money in her account as people say.

Also your DH fancies her