Neighbour asking for money

[Redbird3]

It all started a few months ago. Next door neighbour messaged me on Facebook and asked if I could bank transfer her £10 and she would knock on with the cash. I get on with her so I said yes.

Ever since it’s got to the point that she is asking every day. If not every day then every other day. I have started to say no as I do feel like she is taking advantage. When I don’t reply she then messages DH. There’s been times where DH has transferred her money on the promise that she’ll come round with it asap but it’s been next day.

Last night around midnight she messaged me asking for £20. I was just getting in bed so I didn’t reply. She messaged again around 12:20 as I was dropping off to sleep which woke me up. Then around 12:30 she called me on Facebook.

I think it’s getting a joke now but DH disagrees and doesn’t see the problem. A couple of nights ago she messaged DH, he sent her £10, then she messaged again for £20 which he sent her, then again 10 minutes later asking for another £10!

AIBU in thinking this is just pure cheek?

My guess is low level drug dealing. She’s selling weed for £10-20 and you’re kindly laundering money for her by transferring your clean money into her bank acc and accepting her dirty cash.

what other reason does she have to have so much continuous cash which needs to be deposited?

I can guarantee that you are not the only one she’s asking.

Tell her your bank have frozen your account to investigate the volume of cash transfers and watch her poop her undercrackers.

suggest she goes to the local post office to deposit her cash from now on.

Tell her that your husband has gone ballistic as he has found out that you were lending her money and andcyou are no longer in a position to lend her money.

This 🔝

Money laundering

Really sounds like your dh is either involved with her sexually, is drug taking with her or is being blackmailed by her - there’s no other reason why he would willingly continue to give her money when you’ve now stopped and asked him to stop too. 🤷‍♀️

I think it's small scale heroin dealing / taking. Two reasons for that, one is the very specific £10 or £20 amounts. With smack heads, they typically buy by the "ten bag", which does what it sounds like, 10 quid's worth of gear per wrap. The second thing is that late night hassling, weed smokers don't get desperate that time of night for another smoke, they'd just go to sleep. Smack heads will absolutely not want to stop and be desperate for just one more ten bag. She's likely doing a little bit of dealing so she can take it herself, with the punters. The money never shows up as unexplained income cos she's got your transfers as cover, all legit in her mind that kindly neighbours gave her the money, until the story falls apart on the first test of it, which it always, always, always does with smack heads, they are not very bright and believe their own bullshit because it's the addiction talking. Watch for her having 'pinned' eyes, very small pupils, that's what it does physically when you're on it, though you can't see that if they have brown eyes. She might also gouge out in front of you, trail off while speaking, half fall asleep, or she might be one of those people who have the opposite reaction and get quite animated. Speech, does she have a really whiny, grating way of speaking? Typical smack head, it's hard to explain, but like a whingy child with every sentence. Your husband is either really stupid and a total walk over or involved somehow, sorry. That would be a deal breaker for me, instantly, because, in case you can't tell, I've been around that scene far too much in the past.

I agree this could be some kind of money laundering.
I’d be double checking those aren’t fake notes you are getting.
Nip it in the bud right now.

Is your partner shagging her ?

The amounts involved are far too small for that to be a realistic option....

That wouldn't make any sense, seeing as he's sending the money too.

I think she is a an online gambler. Like any addict, your generosity is feeding her habit.
Stop being an enabler and stop giving her money. I doubt the relationship is going to last when she has to face the fact you are no longer a piggy bank.
I find it strange that DH is OK with giving her cash. My wife would really have a go if I was funding a neighbour, especially at gone midnight. Why did she need money at that time?? Is he playing away from home with this woman? Has she not got a man to call at that time?
It is not a scenario I would feel comfortable with

Don't reply to anything from her. Block her. Stop looking at your phone.

what’s her source of income? beginning to think cash in hand that she can’t declare and put in her bank herself..

Drugs or prostitution , husband is a keen punter clearly . Hopefully OP has kicked him out.

Perhaps your husband fancies her? To keep on funding her?

Her behaviour is absurd, and should never have been encouraged.

I had a 'friend' like that. It started off as £20 to get a taxi back from the hospital (the buses are bad round our way) and soon it became a regular thing - must have had a season ticket for the hospital! She always promised to pay it back, she didn't have much work for a while. I did ask whether I was funding her bf's weed habit and she said no it was for the hospital and she'd pay it back. Well she never and I've learnt an expensive lesson £230 worth. At least she's moved along with the pot head bf - I think he's in prison atm.

Seems odd hubby is sending like - you sure you can trust him

The last time someone asked me for money - not family - I said I would not lend it to you. I will give you what I can afford and you do not have to pay it back.

She took the money, but never asked again.

Be strong. Try saying no. Friends do not ask to borrow money over and over. She is not your friend..

She's got a gambling habit id tell her no from now on

I'd love to know how people have jumped to her dealing and money laundering because she smokes weed .
I'm nearly certain she's gambling i had a neighbour exactly the same as this , i later found out her benefits were paid into a family members account and passed to her in cash and having me transfer the money was a workaround

No weirdly, the OP has said she’s just a neighbour that they don’t even know well 🤷‍♀️

Then why did she even give her the money in the first place? That really is strange. She must know a bit more about her, unless tapping strangers for money is something people do where she lives?

I know 🤷‍♀️

Can you go away for a few days, even a week or two to a relative? If you are not there, she cannot ask you. If you don't go on Facebook, you will not see her messages.

It will break the cycle. You can always pay a PI to keep an eye on the house and any friendship with your husband.

She may be setting you up for something. Do you think the exchanges of money are recorded? If it has to do with drugs it would just implicate her as a supplier, and that has a jail sentence for sure. That doesn't mean there is nothing else.

You do not mention family. Obviously it would be difficult to leave for a break if the children are at school.

That’s what I was thinking too!