Neighbour asking for money

[Redbird3]

It all started a few months ago. Next door neighbour messaged me on Facebook and asked if I could bank transfer her £10 and she would knock on with the cash. I get on with her so I said yes.

Ever since it’s got to the point that she is asking every day. If not every day then every other day. I have started to say no as I do feel like she is taking advantage. When I don’t reply she then messages DH. There’s been times where DH has transferred her money on the promise that she’ll come round with it asap but it’s been next day.

Last night around midnight she messaged me asking for £20. I was just getting in bed so I didn’t reply. She messaged again around 12:20 as I was dropping off to sleep which woke me up. Then around 12:30 she called me on Facebook.

I think it’s getting a joke now but DH disagrees and doesn’t see the problem. A couple of nights ago she messaged DH, he sent her £10, then she messaged again for £20 which he sent her, then again 10 minutes later asking for another £10!

AIBU in thinking this is just pure cheek?

This

And I might be inclined to pay a visit to the police station, sorry if that ruffles any feathers on MN but if, by chance, this neighbours 'situation' escalates OP & her OH might potentially get drawn into a future investigation.

I don't think it's the neighbour that is the problem. Say 'nope, sorry' a couple of times and she will stop asking. Your problem is your DH and the fact he got angry when you asked HIM to stop.

That is not right at all and there is something going on there that you need to get to the bottom of.

This^

I’m gonna start texting your DH for money!
he needs to stop. Is she giving the money back? Can you get his phone and block her number so he doesn’t see text messages? And on Facebook etc so he doesn’t see. He would need to go into settings to unblock but hopefully it will give you a breather.

I would also start texting your husband and asking for money. If he says no then tell him he’s not being a good husband.

This! Delete her bank details, do not transfer anymore money to her accounts. You are helping her launder money. Are you stupid?

definitely drugs...

sounds like she’s got something on or about your husband and he darnt stop giving her money in case she says something

I can't be arsed to read the whole thread but sounds like she might be dealing weed as well as smoking it. Why else would she keep receiving small sums of cash every single day? I'd say no going forward OP, make sure your husband does the same (he sounds like a liability) 😂

Is she money laundering via you and your husband?

I'm sure someone has probably said this, I've not ready every single post either - if she is dealing (and it sounds like it to me) then you're already pretty heavily implicated in a crime

This, I would phone the Police as it could well be a safeguarding issue. Dealers could be using her.

What is wrong with your husband? It's really actually quite creepy and your neighbour is just using both of you.

Stop sending her money and block her. She might be your neighbour but she has completely stepped over a boundary.

Tell your dolally husband that he can still be a good neighbour to her without opening his wallet to her at her every whim. I know of no neighbour in our estate that would give me money if I needed it nor would I give them money either. I can support them in other ways, should they need it.

Regularly giving money is crossing a line.

Did you come back and mention if she repays the money to you? If she does, then laundering money has to be high on the list of what she is doing with it.

Could she be selling weed and getting you to pay in her earnings? In that case you're money laundering. If you point this out to him and say you're reporting her to the police then he will stop.

Could it be drug related and he is involved?

There's definitely more going on behind the scenes for your husband to continue in this manner... I'd probably confront him, and ask what's really going on.

I don't think this is money laundering. Money laundering is cleaning up dirty money. Making money earned in ways that arent legal appear legal. So for example my neighbours are medium level drug dealers, i think mid range in the chain and they have a vape shop they use to put the money into the system. You still have to prove a legitimate source and my neighbour gave it me wouldn't cut the mustard.
The subject of weed: as a former smoker £10 should last a couple of days. The evidence is pointing towards gambling or maybe coke. Keep an eye out. Tell her your bank as detected suspicious activity and stopped you from using it. Tell your husband to stop too before the bank does it for real. If it's gambling she must be winning to be able to pay it back straight away. Does she work? Have children in the home? If thr latter I'd maybe make a cheeky little call to our friends at social services. It may ruffle her feathers

It's bullshit, this isn't being neighbourly, this is either being a complete mug or he has a reason for what he's doing that he won't tell you. She's either doing something dodgy you could be implicated in or she's a gambler. You're not helping her by doing this and the fact he is so eager to keep doing this is highly weird and suspicious.

@mummytotheboy Don't think she needs to be winning to pay it back quickly.

She's just got cash on her and not in her account.

Maybe she even takes her money out of her account in cash as a (failed) way of stopping herself gambling it online.

There is much more to this than meets the eye .. don't want to say anything that's upsetting but has she got something on your husband she doesn't want you to know.

I'd dig deeper go and tell her to stop asking for money from both of you .
I'm sure you will get to the bottom of this .

If she's asking her neighbours, you can guarantee she's already asked family and others, who must have got fed up of her asking. She's now a new bank, your husband.
I'd be annoyed. Your husband should have your back and support your decision.
When it stops, she'll find another target to sponge off.

Exactly what I was thinking is, is he keeping her sweet because of something that has happened that you are unaware of?

So you are sending money to a drug user? like everyday?
Sounds like she is being paid in cash and using you as a teller machine to deposit the cash.

I would be worried about the police knocking on my door.

There no minimum cash amount for money laundering or handling proceeds of crime

you are absolutely mad to have done this

It does sound as though she's buying drugs for her own use, we had a relative who did this. Relatively small amounts regularly, often on Friday or at the weekend. It's cheeky and stupid of her, you should stop giving her money now. Hope that you're husband isn't involved in any way? Maybe she slips him something.
£10 is the price for many drugs in various quantities.
https://www.drugwise.org.uk/wp-content/uploads/IDEAQuickReferenceAveragePriceGuide2023.pdf

It sounds like she's dealing and you're effectively laundering the money for her.

Your OH is being really weird about this. Does he smoke weed? My guess would be that he is one of her customers.