@mumsneedwine how interesting that doctors qualifying today will retire at 67+. Like everyone else I think, including my 63 year old husband.
My DS has a PhD and as an early career academic has also to pay his rent and utility bills. Just as DH had to as a Pupil when he earnt peanuts.
The difficulty with the medical profession is that they think they are different from the rest of us. They aren't. They are no more skilled or qualified than the other professions: accountancy, law, architecture, etc. Except that if average earnings over a lifetime were assessed, the doctors overall would probably earn more. The Parners at PwC and magic circle law firms, on £500k plus are the exception rather than the rule.
The biggest difference I see is that the Dr's and other NHS staff never stop whingeing about their pay and conditions (their employer) to stakeholders including patients. If other professions were to be as rude to clients on a regular basis or were to bad mouth their employer they would be swiftly dismissed.
The entire culture of the NHs has become unacceptable.