To tell my daughter she goes on too many holidays?

[Salltee]

I have a daughter, aged 26. She has an addiction to holidays abroad. She spends every moment of her annual leave on a beach in a foreign land.

She should be saving the money instead. She rents and doesn’t have a huge amount of savings. She earns a lot of money for her age and does work hard to be fair to the girl.

But it’s hard to see her rentin, when she could save for a deposit on a house.

She’s just told me she’s booked flights again for £500 to go to mexico for a week in December. Heaven forbid another holiday. I reckon she probably spends about 20-30% of her income on holidays.

Wish I did this when I was her age as I can't now I have small income and children. (and still now house!)

She's 26 and can do what she likes with her own money?

She's an adult and as long as she isn't in financial difficulties or looking for handouts, it's none of your business.

She's an adult. Her choices. Her mistakes - if they are mistakes. I'd try and stop judging her if I were you.
FYI I have 2 grown-up daughters.

Life goals, good for her! £500 for a week in Mexico sounds amazing.

It’s absolutely nothing to do with you, and to be honest, you sound envious.

You would be hugely unreasonable! Her life, her money, her amazing experiences seeing the world.

I know what you mean though, I wish I'd saved all my tips and wages when I worked and lived at home, I could have saved up so much money. God know where it all went..

I don’t think you’re unreasonable to ask her if she has any plan to buy and for her retirement but you’re unreasonable to tell her what to spend her money on.

Good for her!

She's an adult she can do what she likes with her money. Maybe she's not bothered about buying a house?

Let her enjoy her money. It’s hers not yours!

I don't think you'll go anywhere telling her not to go on holiday...

But I wish someone had taught me about personal finances when I was that age, not only to save for a mortgage but also pension and how to save/invest for the future (e.g. children).
So if you can find the right way to talk to her, do it.

I can see your reasoning but it's her choice. It's not like she's 17 and clueless, she's 26 which is very much into Proper Grown Up territory and it's her life to choose how to live it.

Doesn’t it!

Well it's HER life isn't it?

She's earning her own money and can spend it on whatever she likes if it doesn't impact on your finances at all.

I'm sure if she wants your opinion she'll ask for it.

How she spends her money is nothing to do with you unless she asks for advice. I’m jealous of her as I suspect you are a bit it sounds like.

I wish I had been more like your DD in my 20s tbh. I wish I hadn’t listened to my mother tut at me so much.

So had she expressed that she wants to save? It sounds like she’s having an incredible time. Better to see the world than spend it down the pub.

I would probably suggest she saves a certain percentage of her income towards saving for a house. Although I admire her, I wish I done the same thing. I frittered my wages away young on nights out and clothes. Didn’t save for a house or use the money to make any memories, at least she will have a lot of happy memories of being young.

I don’t think you should say she goes on too many holidays. However, can you have a constructive conversation about her future plans, ie, does she plan to buy a house? How is she planning to achieve this etc? Ie. Talk about her life plans.

You sound interfering, to be honest. She's an adult, and won't welcome your input or opinions.

Wow good for her! Talk about making the most of life.

I don’t blame her. What a great way to live when you’re 26

If she’s not asking for handouts then it’s none of your business really. Those sort of convos never go well! (2 adult DDs)