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AIBU?

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Affair and left penniless

1000 replies

Newchapterbeckons · 27/02/2024 08:56

Please advise. My sister is with me now, her partner of 20 years has just left her and the children for another woman.

They live in a house jointly owned, but my sister has no other assets or savings, she hasn’t worked for nearly two decades as she supported him and raised their dc. Four children aged 13-19.

He has moved out, and has put the house on the market, she is shell shocked and inconsolable. What happens now? He has threatened to cut her off and stop paying for food, petrol and bills. Can he do that?

We had no idea he controlled all of the money in this way. She is devastated. What can I do to support her?

She has no money for legal advice, but has had the free hour.

For 15 years we have asked her to get married for this very reason, and he refused. Can anyone advise what she can do.

OP posts:
Thread gallery
20
baileybrosbuildingandloan · 27/02/2024 16:34

Newchapterbeckons · 27/02/2024 11:16

It’s genuinely like her world is over. It’s not just man leaves woman. Not to her, she says she is almost fifty and just can not see how she can start again.

I am just hoping to god there is some equity in the house. What happens if there isn’t or it’s so small? I don’t know what she can do nowadays for a career. It is daunting starting again.

It's happened to millions of us and we're still here. Mine is an almost carbon copy, except I could work and get a job, and I had a child with a life threatening disease at the same time. And 2 other children. All under 8. Did I mention the OW was my friend?
She needs to stop with the dramatics (get some self respect) and start to be a grown up.

Notheninkynonk · 27/02/2024 16:35

baileybrosbuildingandloan · 27/02/2024 16:34

It's happened to millions of us and we're still here. Mine is an almost carbon copy, except I could work and get a job, and I had a child with a life threatening disease at the same time. And 2 other children. All under 8. Did I mention the OW was my friend?
She needs to stop with the dramatics (get some self respect) and start to be a grown up.

I'm sure she will once it has actually sunk in. I too would be in the same state she's in if this had happened to me.

Geebray · 27/02/2024 16:36

supercatlady · 27/02/2024 16:33

She should contact the Estate Agent and point out that the property is jointly owned and she doesn’t consent to the sale. That should take one pressure off in terms of viewings etc. yes, he may be able to take her to court to force a sale but let him do that.

Why? Selling the house seems to be the only way that OP's sister will get anything. He's already said he won't pay the bills. Even if he does keep paying the mortgage.

Beenhereforever1978 · 27/02/2024 16:36

notwavingbutdrowning1 · 27/02/2024 16:07

Really excellent post@Hippobot , and I’m sorry you had to go through that.

Absolutely. @Hippobot has nailed it - talk to EVERYONE and get ahead of problems before they become crises.

anothernewstart9 · 27/02/2024 16:38

Just read the full thread - it's an awful situation but she is incredibly lucky to have such a caring and supportive sister.

KingofDays · 27/02/2024 16:38

Elleherd · 27/02/2024 16:12

Just to say she is not entitled to PIP.
Condition needs to have existed for 3 months before a claim will be considered, and expected to last another 9 (disregarding rules around terminal diagnosis)

I should imagine op's sister has been subjected to some pretty horrible disgarding abuse, this won't be isolated, he has probably been pulling away along side his financial abuse, her depression and anxiety may well have been 3 months before this, I'd be surprised if it hadn't.
She has had two people actively abusing her in the background unbeknown to her, a devious pair of shits thinking only of themselves and forgetting he had a wife and children, those children have also been decieved by a manipulative cunt.

He's now making it even worse by stating her mental health is the fault for the breakdown, he is completely lacking in empathy for his wife and his children, he has abandoned them and is now presenting as the victim. Honestly he is the worst kind, a pychopath if you ask me, many Gp's understand this narrative.

He needs exposing, he has controlled the narrative up to now, so as many agencies need to be aware of the situation as possiible, ranging from WA, Gp's, SS, and financial services, all documented and recorded.

He will turn nasty when op's sister tries to garner sympathy or help, because he wants to be in control of the narrative, if he turns up after his holiday op and starts being aggresive, make sure the police are called, this type of man is without logic or empathy.

Gonnagetgoingreturnsagain · 27/02/2024 16:38

Notheninkynonk · 27/02/2024 15:47

FWIW I'm a SAHP myself but would never have done it without marriage and certain other financial protections. But I don't see what good chastising the OP's sister about it is going to do - to me it seems quite abundantly clear that there is an element of coercive control involved here. She needs empathy and support, not people telling her she should have done x and y, she's lazy etc etc.

A lot in fact too many women don't realise the protection marriage/civil partnership offers.

I have known so many women inc my ex best friend have a baby with a man, get engaged to him, he then turned violent and she asked him to leave her house and then when she asked for financial support he gave her a measly £50 a month when she had private nursery fees. A couple of years later she's back with him sold her house and bought one with him but still isn't married to him! I mean I hope she's ok and all that but he could be up to anything and she has no support, she did work and she also worked for his business. She also isn't a stupid woman either but is very much guided by her DM/DF which is stick by your man whatever... That is only one example!

The first thing I was told when I started working in a law firm, was, if you have DC then get married. I knew that anyway.

It really is quite concerning how many men/women still believe if you're in a civil partnership, you have rights for claims on finances/a house you don't own/aren't named on deeds.

urbanbuddha · 27/02/2024 16:41

Yes @Geebray I think getting her head straight and then selling the house asap is the way to go. But she needs to get advice as to whether or not she can reserve some of his share to recoup the money for her flat. It’s going to be complicated.
And I think you need to talk to the police about the financial abuse.

Copenhagener · 27/02/2024 16:42

I’m seeing a lot abut financial advice, so my two cents as the daughter of a woman this happened to.

Look after the kids.

My mother did exactly this. Wouldn’t get up, didn’t feed the dog, wouldn’t get a job, spent all day texting the other woman or driving around trying to find her. Sending poison pen letters to her house. Eventually found my father and punched him in the face. She told me without my father, her life wasn’t worth living. Even for her kids.

I was working in a city 3 hours away and she’d call me around the clock ranting about the OW and threatening to kill herself that night if I didn’t get in touch with him and ask him to go back to her.

Asked me for money - which she spent booking a flight to the island my dad went to with the OW. (I was on minimum wage and she said it was for food). She wouldn’t get psychiatric help. It’s like she became a totally different person.

It totally destroyed our relationship - and we barely talk now. It never got better.

Gonnagetgoingreturnsagain · 27/02/2024 16:43

Suchagroovyguy · 27/02/2024 16:14

The sanctimonious posters criticising and blaming a victim of abuse for the actions of an abusive man have been a grim addition to one of the saddest threads I’ve seen in a long time.

I’m trying to take comfort from the fact that it is arguably a good thing that they are totally ignorant of male abuse. I just wish they’d leave the bossy smugness out of it, though.

Actually I'm not ignorant of male abuse. My own dad was an alcoholic who refused to stop drinking hence why my DM divorced him. However, soon afterwards she got in a long term relationship with a violent, functioning alcoholic. And she's not left since. Don't ask me why she's still with him though he's mellowed over the years.

So don't talk to me about being ignorant of abuse. You can quite easily get help these days to get away from it, not as simple as it sounds but it is there and there is access to far more help and support now than back in the olden days.

Janehasamane · 27/02/2024 16:43

Newchapterbeckons · 27/02/2024 15:52

The one thing I am too afraid to ask - and for her to find out - is the exact equity in the house.
He has flawlessly planned this as far as I can see. Why would he leave so much for my sister in equity? The person I thought he was would never have hurt her like this, but I honestly don’t know what her reaction will be if it’s nothing like the amount she is thinking. The house equity is the only thing keeping her afloat.

How do you even recover from the knowledge that there will be no pension, no savings, no money and maybe no home at this age? This is more than she can cope with right now.

He hasn’t shown any interest in seeing the dc or supporting them through this. He has literally just walked out and become a different person.

Op, I’d urge you to take a balanced view for your sisters sake. You’ve now went down the route of she was near on enslaved, when telling us earlier this was her choice to not marry and to not work.

agreeing with everything she says is not going to help her.

if he’s been planning this for a long time, then it would appear he has been very unhappy for a long time, and possibly waiting till the kids were grown.

as said, relationships breakdowns are very complex.

I have empathy for her, her life is about to change enormously, she will need to work, ger her own home, be self sufficient and also possibly share custody of the kids, one of which at least is an adult, and I assume the second isn’t far behind.

how much equity can depend on a lot of factors, including how much he actually earns, plus he was supporting 6 people on his income.

its highly unlikely she would get a mesher order to stay in the house and force him to pay the mortgage, in fact its non existent chance. If he can house the kids under 18 then she would have to go it alone if she isn’t able to house them with her.

as she is unmarried and has not worked, she needs to get on the council,list. As she will be made homeless so they will house her. Trying to obstruct viewings so she can stay is a pointless short term solution.

I think she needs some time to get accustomed to the fact the relationship is over. That he has now moved on and is not coming back. She can sort her future after this.

its a worry she’s still in this condition after 3 weeks, and is making herself so very ill. I think she needs an emergency doctors appt and not to wait till Friday.

Notheninkynonk · 27/02/2024 16:45

Gonnagetgoingreturnsagain · 27/02/2024 16:43

Actually I'm not ignorant of male abuse. My own dad was an alcoholic who refused to stop drinking hence why my DM divorced him. However, soon afterwards she got in a long term relationship with a violent, functioning alcoholic. And she's not left since. Don't ask me why she's still with him though he's mellowed over the years.

So don't talk to me about being ignorant of abuse. You can quite easily get help these days to get away from it, not as simple as it sounds but it is there and there is access to far more help and support now than back in the olden days.

With coercive control it is possible the OP's sister didn't even realise it was abuse. It is incredibly subtle and has you questioning your own sanity. It's really not as simple as just getting help, and help for coercive control without physical violence is actually not that easily obtained.

Annime · 27/02/2024 16:46

I'm so sorry your sister is going through this. You've received plenty of great advice above, and I'll add my 2 cents (apologies if it's already been mentioned). Your sister can also have a look at government skills bootcamps as well as apprenticeships and see if there's anything on there that appeals to her.

The bootcamps aren't paid, but the apprenticeships are.

Patrickiscrazy · 27/02/2024 16:47

saltinesandcoffeecups · 27/02/2024 16:16

Ok, I’ve read all of the thread and tried to keep these questions to myself but I can’t.

Skip the replies I’ll just assume you all will call me a horrible and heartless person.

What did she (and any woman in the same potential position) think would happen? C’mon it’s 2024… 20 years ago was 2004 not 1904. Nothing about this situation was a surprise. Yes it absolutely sucks that he found a new girlfriend and left her and the kids, but men have been doing the same since the dawn of time.

She was 30 years old when she entered this relationship so not some doe eyed teenager. Why don’t people take precautions for this eventuality? What did she do to protect her kids from this?

Now for practical advice for her and anyone who is in this same precarious position.

  • Keep (or start) working…
  • protect yourself financially by marriage, regular ‘payments’ from the working partner to a solely owned and separate account , or other means
  • Have access to all financial resources, have regular reviews of accounts
  • Educate yourself- personal finance, applicable laws, etc
  • Keep your skills active and fresh.
  • Anticipate it will all come crashing down around you and you will be responsible for picking up the pieces and supporting yourself.
  • And teach your kids how to provide for and protect themselves from this kind of thing.

Yes, you are right and I'm definitely not gonna call you a smug b*ch or whatever.
It crap out there for women, still whether it's 1904 or 2024. I'm old enough to know.
Only that Mr. Hindsight isn't gonna help here.
🙂

Gonnagetgoingreturnsagain · 27/02/2024 16:47

Notheninkynonk · 27/02/2024 16:45

With coercive control it is possible the OP's sister didn't even realise it was abuse. It is incredibly subtle and has you questioning your own sanity. It's really not as simple as just getting help, and help for coercive control without physical violence is actually not that easily obtained.

Whatever you say is gospel. I 100% agree with you.

Reallybadidea · 27/02/2024 16:47

OP, I'm so sorry for what your sister is going through. I would urge you to seek urgent mental health support for her as a top priority. She sounds in a very dark place.

Thank goodness she has you to support her Flowers

Newchapterbeckons · 27/02/2024 16:48

My sister considered getting a job a few years ago but the childcare and holiday care for 4dc made it all but pointless. How do other people manage to work full time with 4 children? Her dp was dead against it and not supportive, and wasn’t prepared to help on top of the 70 odd hours a week he works, so she just couldn’t do it.

She was talking about training as a teacher when her youngest whom is only now old enough to leave, but obviously this situation has changed everything.

In between shopping, cleaning, doing the laundry for six and dealing with all the activities, homework and admin she was always busy and tired. It’s not like she has spent 20 years doing nothing, she has raised four children.

OP posts:
notwavingbutdrowning1 · 27/02/2024 16:49

baileybrosbuildingandloan · 27/02/2024 16:22

@Newchapterbeckons I had 4 kids as a single mum and did it all. Worked full time. She needs to be encouraged to do this stuff, not enabled to continue to absolve her self of the responsibility. You can guide, advise and assist, but ultimately, she has to take the reins first her own life now.

Some people seem to think getting over a catastrophic break up is a competitive sport.

KingofDays · 27/02/2024 16:51

its a worry she’s still in this condition after 3 weeks, and is making
herself so very ill. I think she needs an emergency doctors appt and not
to wait till Friday.

Are you serious, three weeks when she's been with him for over 25 years, I can only think you have not been in a similar situation.

Would posters who arn't middle aged, female or have not been abused refrain from being so unkind.

**

Newchapterbeckons · 27/02/2024 16:52

notwavingbutdrowning1 · 27/02/2024 16:49

Some people seem to think getting over a catastrophic break up is a competitive sport.

Maybe it was helpful because the children’s father looked after dc 50% of the time allowing pp to work and not have so much childcare to pay for. What happens if you don’t have help and need childcare for 4dc?

OP posts:
Cerealkiller4U · 27/02/2024 16:53

Cazpar · 27/02/2024 09:05

What happens now?

The house sells, she gets her half as it's jointly owned, and can use that to put towards rent / savings. She needs to get a job ASAP, any job really.

He has threatened to cut her off and stop paying for food, petrol and bills. Can he do that?

Of course he can. The only thing he will be obligated to pay is child support, and it would be the same even if they were married (although if they were married, you'd argue over the division of assets in court of course). I'd get your sister to apply to the CMS as soon as possible.

There is nothing else she can do about any of the money. She has no right to anything except that which is in her name, like half of the house. I am presuming the solicitors told you the same. You could spend time going down that avenue but you may find you'll spend more on legal fees than you'd ever get from him, so I'd tread carefully.

It is a truly shit situation. But for the sake of her children she needs to find herself a job, use the time staying in the house until it's sold to find somewhere to rent, and then use the proceeds from the house wisely for savings / maybe a mortgage deposit in future.

She could get spousal support if they were married I believe.

Reallybadidea · 27/02/2024 16:55

notwavingbutdrowning1 · 27/02/2024 16:49

Some people seem to think getting over a catastrophic break up is a competitive sport.

Agreed. If this poor woman's husband had died and left her penniless, I doubt anyone would be telling her to pull herself together and blaming her for her financial situation. Yet a break up like this probably feels to the OP's sister like a form of bereavement because she has lost her partner and the life she thought she had.

notwavingbutdrowning1 · 27/02/2024 16:58

Newchapterbeckons · 27/02/2024 16:52

Maybe it was helpful because the children’s father looked after dc 50% of the time allowing pp to work and not have so much childcare to pay for. What happens if you don’t have help and need childcare for 4dc?

I was really replying to the comment about 'she needs to stop the dramatics' (a different post, perhaps?) which I didn't think was a helpful way to describe what your sister was going through

Emotionalsupportviper · 27/02/2024 16:59

Reallybadidea · 27/02/2024 16:55

Agreed. If this poor woman's husband had died and left her penniless, I doubt anyone would be telling her to pull herself together and blaming her for her financial situation. Yet a break up like this probably feels to the OP's sister like a form of bereavement because she has lost her partner and the life she thought she had.

Absolutely!

It is not just a loss of her relationship, but the loss of the man she thought loved her and their children. All of these years, she hasn't known him at all, and he has been feathering his nest very nicely at her expense. A double bereavement

It's a terrible betrayal.

AffIt · 27/02/2024 17:03

How old are the children, OP? You say between 13-19, but are they mostly older or younger: 13-15-17-19, or 13-14-15-19?

If older, then I think you (or possibly your DH or another relative) need to have a bit of a 'come to Jesus' chat, particularlywith the older ones - yes, it will undoubtedly be difficult for them too, but if their mother is falling off a cliff right now, then they can be expected to rally round a bit.

My father died when I was 18 and my mother was in bits: my older sister and I had to pick things up for quite some years thereafter, as well as dealing with our own grief, because needs must.

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