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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU for pulling out of a mutual exchange and refusing to move?

231 replies

aibu200101 · 13/10/2023 13:06

Around seven years ago my mum, who was a single parent to three children physical health started declining and became really poorly; at this point there was not a day where she wasn't ill. Due to her being a single parent and her income status she was a social housing tenant but she refused to be ashamed of it whereas most people she knew are also social housing tenant were. She became ill and I stepped up to the plate and gave up a lot of things to care for my mother who sadly passed away in her sleep two years ago.

I informed everyone of her death including her HA and they informed me about successions rights and to apply which I was successful in doing so. A year and a bit after her death my family asked me if I'm interested in downsizing as I don't "really need this house" and I wasn't interested but I felt pressured to join mutual exchange sites as my siblings said they would join some sites on my behalf and felt like I couldn't say no as well.

Which brings us up to what has happened recently.

A few months ago I finally found a three-way mutual exchange which involved a one-bedroom flat which I would be moving into who needed a two bedroom flat, then a two-bedroom flat who would be moving into my house. There was a couple with a son and daughter who said they were desperate to get to my area whereas the one-bedroom flat was half an hour away from me. At first I was okay with this and started the application process but issues started with the couple from the two-bedroom house.

Issues:

The couple kept coming around uninvited on many occasions where I've either been out or been at home but although I'm at home I've still been busy and they've tried to barge their way into my home but I've been firm and remained at the front door. I've spoken to them many times letting them know it's not okay and it's still my property.

There has also been times when they've jumped over my fence to take measurements without even knocking and I've had to keep the door to the garden locked and the windows shut as I've seen them on a few occasions where I've seen them trying to enter through the garden door.

There's many more issues I can mention but I don't want to go into details. The thing is I've had a word with them many times and I've told them what they're doing is not okay and I don't feel comfortable as I'm a young woman in my early 20s and it can be frightening. I finally decided to pull out of the mutual exchange due to me being uncomfortable and I'll be honest frightened too.

My family already knew I was part of a mutual exchange and I made it clear to them I'm staying put and won't be moving. The thing is I read that it can take between ten and twenty years to downsize/upsize and I do want a family of my own so I know I'm being an asshole now as I currently have two empty bedrooms but I'm paying the whole rent by myself without benefits, my house is fully decorated and I keep up with the tidying and I pay all my bills on time. However, like I said I want a family of my own and seeing the fact it's ten to twenty years waiting time helped with my decision to stay.

So, AIBU for refusing to move and pulling out of a mutual exchange?

OP posts:
Ilovegoldies · 13/10/2023 13:08

Honestly, just pull out. Cheeky fuckers.

TerrazzoChips · 13/10/2023 13:09

YANBU, the whole social housing system sucks but you have a right to stay where you are so I would. Whether the system should let you (or anyone under occupying, and I include retired empty nesters in that) is a different question entirely.

You are doing nothing wrong, you’re entitled to stay and if I were you I would.

TempName247 · 13/10/2023 13:10

Why do your family want you to downsize? I would stay put.

CanvaQueen · 13/10/2023 13:11

YABU as an individual to choose to make your own life harder.

The whole system is HUGELY unreasonable and you shouldn’t be in a council house.

UpaladderwatchingTV · 13/10/2023 13:11

I echo the poster who asked why your family want you to move?

Coldinscotland · 13/10/2023 13:14

You posted previously about your family being determined you should move didn't you op? Tell them all to stfu. Enjoy your lovely home.

MatthewsMumFromTikTok · 13/10/2023 13:16

TempName247 · 13/10/2023 13:10

Why do your family want you to downsize? I would stay put.

Wondering this too??

NotSorry · 13/10/2023 13:16

YANBU but maybe work on your boundaries - your siblings were going to put you on exchange sites on your behalf? WTAF is it to do with them?

Sorry for your loss

MatthewsMumFromTikTok · 13/10/2023 13:16

CanvaQueen · 13/10/2023 13:11

YABU as an individual to choose to make your own life harder.

The whole system is HUGELY unreasonable and you shouldn’t be in a council house.

Why on earth not?

MatthewsMumFromTikTok · 13/10/2023 13:16

And it's a HA property not a 'council house'

MooseAndSquirrelLoveFlannel · 13/10/2023 13:24

Pull out of the MEX, thats your decision and nothing wrong with that..

Work on your boundaries, both with family and strangers alike..

Re the 3 bed house, yes the waiting list is long and huge for 3 bed houses. There are families in desperate need right now for that size house. A 3 bed house which you don't need, and might not need ever. Morally, is it right for you to live alone in a 3 bed social house?? Maybe not. But legally, you're doing nowt wrong and have every right to live there.

billyt · 13/10/2023 13:25

TerrazzoChips · 13/10/2023 13:09

YANBU, the whole social housing system sucks but you have a right to stay where you are so I would. Whether the system should let you (or anyone under occupying, and I include retired empty nesters in that) is a different question entirely.

You are doing nothing wrong, you’re entitled to stay and if I were you I would.

Are you trying to say that the system should force people like us, homeowners who's children have left home should downsize as there is only two of? If so, then you can just FO.

I've fully paid for my house and even if I was on my own I'd stay.

beachcitygirl · 13/10/2023 13:27

Yanbu pull out & get some boundaries in place with your family xx

TerrazzoChips · 13/10/2023 13:31

@billyt no not homeowners, people who live in social housing and rent it. There’s not enough family homes and until there’s more built it is very unfair for people who don’t need 3/4 bedrooms to be hogging a home while a family live in a bed sit.

MatthewsMumFromTikTok · 13/10/2023 13:36

@TerrazzoChips life's unfair, but op is planning ahead for a'fair' future for herself

CanvaQueen · 13/10/2023 13:36

MatthewsMumFromTikTok · 13/10/2023 13:16

Why on earth not?

Because OP doesn’t need a three-bedroom home subsidised by the government when there are desperate families living in B&Bs.

aibu200101 · 13/10/2023 13:37

UpaladderwatchingTV · 13/10/2023 13:11

I echo the poster who asked why your family want you to move?

My family said they wanted me to consider moving as I live in a three-bedroom house with two spare rooms by myself and although I legally am entitled to live here I morally should downsize and let a family move here.

OP posts:
RosesAndGin · 13/10/2023 13:38

YABU, there are potentially many families that have already been waiting for 10+ years for a house like yours and you are part of the reason the waiting list is so long!
This is why people get frustrated with social housing tenants, of course you are not doing anything legally wrong but morally is a different story.

MatthewsMumFromTikTok · 13/10/2023 13:41

@CanvaQueen subsidised by the government how?

And as op has demonstrated, mutual exchanges are not easy.... there is little involvement from the HA involved.

As I have also found

pikkumyy77 · 13/10/2023 13:42

The system should end of people getting to keep family HA properties, I suppose? It should go back into the general pool of available properties.

MatthewsMumFromTikTok · 13/10/2023 13:42

Op you could take in a lodger?

Plenty of people looking

PinkMoscatoLover · 13/10/2023 13:44

One person in a three bedroom house is madness when you actually think about it. However, if I was you I’d probably do the same thing. Every man for themselves in this world.

Maybe look into getting a lodger so at least the rooms aren’t going to waste?

BuffaloCauliflower · 13/10/2023 13:44

Stay put if you can afford it. As you say you’d like your own family at some point, you will likely struggle to get back to a house this size through exchanges.
I moved out of an HA flat I was entirely entitled to because I felt guilty and like
someone with greater need should have it, and it was honestly the biggest mistake of my life. I’ve regretted it every day for almost 8 years. You are not responsible for the housing of other people, it’s the government who aren’t building enough housing.

LadyGrinningSoul85 · 13/10/2023 13:44

Yer, sorry but yabu.
As are any People occupying 3/4 bed social homes that don't need that space anymore.

I have just been through homelessness hell and even though we were banded as top priority (exceptional homlessness), myself and my children couldn't get a home big enough, partly because of empty nesters hogging them, or people like yourself sat in them that don't need them.

We are now back in a private let, with yet again zero security, I've had to uproot my children from their school, and friends that they've had since preschool, because we had no choice.

Of course, the main blame is with the government not building enough social housing, but people like yourself (I'm alright, Jack!) don't help the situation at all, and the sooner they start doing forced rehousing for those in under occupied social housing, the better.

midnitghtgraveyard · 13/10/2023 13:47

I was in the mix of a 3 way swap once and i pulled out with in the first 4 weeks.
Not like you they were not coming over it was the endless calls and messages.
Then the other 2 got a bit iffy with each other and tried to drag me in to it over flooring not joking a floor.
My phone was none stop she said this said that screen shot messages sent to me alot to this story 4 weeks of drama.
By the 4th week I rang my housing and stopped it on my end and rang other housing to let them know.
I sent a message via the group whats app that one set up and said my peace and blocked.
I went on to the housing list and started to bid been in my new home years now.
No way would i ever try and swap again.
And i have 2 bedrooms and only me living here and i wont give up my spare room.