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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU for pulling out of a mutual exchange and refusing to move?

231 replies

aibu200101 · 13/10/2023 13:06

Around seven years ago my mum, who was a single parent to three children physical health started declining and became really poorly; at this point there was not a day where she wasn't ill. Due to her being a single parent and her income status she was a social housing tenant but she refused to be ashamed of it whereas most people she knew are also social housing tenant were. She became ill and I stepped up to the plate and gave up a lot of things to care for my mother who sadly passed away in her sleep two years ago.

I informed everyone of her death including her HA and they informed me about successions rights and to apply which I was successful in doing so. A year and a bit after her death my family asked me if I'm interested in downsizing as I don't "really need this house" and I wasn't interested but I felt pressured to join mutual exchange sites as my siblings said they would join some sites on my behalf and felt like I couldn't say no as well.

Which brings us up to what has happened recently.

A few months ago I finally found a three-way mutual exchange which involved a one-bedroom flat which I would be moving into who needed a two bedroom flat, then a two-bedroom flat who would be moving into my house. There was a couple with a son and daughter who said they were desperate to get to my area whereas the one-bedroom flat was half an hour away from me. At first I was okay with this and started the application process but issues started with the couple from the two-bedroom house.

Issues:

The couple kept coming around uninvited on many occasions where I've either been out or been at home but although I'm at home I've still been busy and they've tried to barge their way into my home but I've been firm and remained at the front door. I've spoken to them many times letting them know it's not okay and it's still my property.

There has also been times when they've jumped over my fence to take measurements without even knocking and I've had to keep the door to the garden locked and the windows shut as I've seen them on a few occasions where I've seen them trying to enter through the garden door.

There's many more issues I can mention but I don't want to go into details. The thing is I've had a word with them many times and I've told them what they're doing is not okay and I don't feel comfortable as I'm a young woman in my early 20s and it can be frightening. I finally decided to pull out of the mutual exchange due to me being uncomfortable and I'll be honest frightened too.

My family already knew I was part of a mutual exchange and I made it clear to them I'm staying put and won't be moving. The thing is I read that it can take between ten and twenty years to downsize/upsize and I do want a family of my own so I know I'm being an asshole now as I currently have two empty bedrooms but I'm paying the whole rent by myself without benefits, my house is fully decorated and I keep up with the tidying and I pay all my bills on time. However, like I said I want a family of my own and seeing the fact it's ten to twenty years waiting time helped with my decision to stay.

So, AIBU for refusing to move and pulling out of a mutual exchange?

OP posts:
WrongSwanson · 16/10/2023 20:39

BlueSky2023 · 16/10/2023 19:42

@WrongSwanson

I’m not angry at all,
just replying to several people claiming that having social housing accommodation is not getting a benefit when it actually is.

They are living in accommodation which they could never afford to live in without the council assisting them to get it.

The OP is a good example, living in a 3 bed house on her own and probably paying pittance rent, she is abusing the system.
But then again the council should have regulations in place so this sort of thing Dosen’t happen.

No op isn't abusing the system . Absolutely not. We want to enable people to have a secure home. At an affordable rent. It's not a "pittance".

It's not op's fault greedy private landlords charge an excessive amount. It's not op's fault the govt isn't building enough.

BekiP · 18/10/2023 07:04

Yanbu

it sounds like you didn’t want to move before looking for a mex and just been pressured into it by siblings.

That couple sounds horrible!

Your’e legally allowed to stay put and if you did move and then started a family you’d find yourself on the back end of this exchange possibly in a 1 bed flat with multiple people on a ridiculous waiting list. Sometimes you just got to be selfish. Could you possibly sub-let a room? Or take students?

beachcitygirl · 23/10/2023 09:58

Stay strong OP

QuirkyPoet · 10/01/2025 04:05

I recently did a mutual exchange that was against my will , I was groomed cohursed Gaslighted into doing so as my last forever flat was going to be condemned I was Decanted into a beautiful flat with carpets paid for £1700 it had a brand new kitchen brand new bathroom totally refurbished..allso a mirrored bulit in wardrobe that cost £600 ...but there were trees 🌳 that were blocking both my front room & bedroom I couldn't see outside & it stopped most natural light I was all by myself & suffer with severe mental health issues..the parasites that I did the exchange with were constantly tx messaging me on the phone on msgr & her husband would tx me sms she would constantly hound me during the day ..he would hound me during the night it was non stop I was allso having to look after my Autistic grandson with adhd that's was nearly 4 yrs old..I wasn't getting any sleep & still ain't.. there flat is adapted with a adapted toilet & walk in shower I was Groomed & brain washed due to all the stress of my last flat being condemned & the fact I the trees 🌳 were having a Detrimental effect on my exsisting mental health illnesses..the flat I was Decanted to was beautiful , these parasites completely stolen my life as I didn't know about the rules of a mutual exchange there was nothing mutual about it.. she kept saying don't you let me down I have had a nervous breakdown from all of this & lossed a lot of weight can't sleep properly & the flat I moved into has a Adapted wet room that I do not want or need & has a high rise toilet that I don't need it was left in a shit hole state..I have had suicidal thoughts about over this as the other flat was gonna be my happy ever after home I wish I could have tollorated the trees 🌳.. would anybody know if I would have any rights as the exchange should not have gone ahead due to the fact that they only had the wet room fitted 7mths before that horrible day that I spoke with them on msgr. They just came over straight away & I told them I was not comfortable with them just turning up. & the fact I was all by myself I said No Way At First..then the next thing I know I had to move she kept going on about her husband having Epilepsy sezure's ie guilt tripping me.. you all may think silly cow.. but I have been completely mugged off & abuse when in a extremely vulnerable mental state with exsisting mental health illnesses that my landlord knew about this exchange was a few months ago now is there anything that I can do to get help here as the flat I now live in is damp cold & depressing ..I'm having to sleep on my sons couch things are that bad.. the place stinks of sweaty cats I allso have to keep the fridge freezer in the front room I feel suicidal..as I dis have the perfect flat but was cohursed into doing a exchange..I did email my exsisting landlord but they said sorry too late exchange has gone through but there was illegal conflicts going on throughout the duration..I feel so ashamed & stupid & now am stuck with a flat I can't even stay in ..without feeling violated can someone pls advise me if they know how I can get this Wrong Doing rectified I did read that a mutual exchange can be reversed but would I need a housing solicitor for that ??

QuirkyPoet · 10/01/2025 04:07

Please can anyone reading this advise me as I'm feeling suicidal home is everything to me it's the very foundations of life & now I have absolutely nothing & have lossed two beautiful flats in under 6mths ..

Ponderingwindow · 10/01/2025 05:09

I thought you were going to say you were 60.

you are going to want more space very soon. If you can afford the house now and you enjoy living there, you would be irresponsible to give it up.

Even if it is a bit of a stretch financially at the moment, this is an investment in your long term financial stability. As long as it is manageable, stay put.

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