This could be a divisive one.
I am very lucky to have a pony. I've had horses all my life (used to work on riding yards) and only stopped having them when I had children. It was actually DHs suggestion that I got pony, as I was really suffering with my mental health and he knew how much horses had been a huge part of my life. It did indeed make a massive difference. At the time, I was very hesitant to take up the offer because i told DH how expensive horses can be. We have managed, because I bought a particularly cheap pony who needed lots of work and i keep him on the cheapest yard possible, don't feed more than essential or compete etc which can cost a lot. But it's still approx £500 per month.
DH has always wanted a luxury sports car. It's been his goal ever since a teenager. He's now started frequently bringing up that if I've got pony, he should get his sports car. But the cost to buy it (on finance) and run insurance, maintenance, fuel etc would be the same sort of cost per month as pony, if not a bit more.
While we are just about at a point in our lives that we could afford that, it would mean no disposable income at all. No family holidays. No chance of a bigger house (which we could really do with now our DCs are getting older and there's a bunfight for the bathroom every morning). And absolutely no safety net if finances became tighter, either of us lost jobs etc.
DH and I both earn very similar. But he gets decent bonuses which in fairness he always puts towards the family- it's how we go on holiday, or we wouldn't be able to. I don't get bonuses. I have said to him his bonus is his, if he wants to use it on a car instead of a family holiday that's his choice but he wants the holidays as well.
But the logic I'm struggling with is I can't see a car and an animal as the same thing. Pony is a lifestyle...he keeps me fit, gives me routine, a group of friends, gets me outside, gives me training goals and is my friend, he gives me affection when I feel alone. There are plenty of expensive items I covet...I'd love a Mulberry handbag! But they're definitely not "essential" and wouldn't impact my mental health by not having. I don't see how a luxury sports car can make so much difference to DH's life to be worth all our family holidays, putting us in risk of financial strain etc. Surely it's mainly a status symbol; a car can't love you back? We have 2 x perfectly good family cars by the way for every day use purposes.
Interested in perspectives. I appreciate this is an incredibly first world issue however it is causing arguments in my household...