Page 4 | Would you do this?

closetmeupandshootmetotheskies · 10/04/2022 10:58

She's not asked you to pay for anything. She has offered to transfer funds to you and asked you to withdraw as she has lost her bank card and has no cash.

If this is your definition of " a position" then by heck OP you've had an easy life.

I wouldn't want someone who is so lazy and unwilling to help a friend in need as a friend.

Sirzy · 10/04/2022 10:59

From helping a friend pay for a meal to money laundering - that’s a massive leap even for MN standards.

If your worried it may not be genuine then just say “I will pay and you transfer your part over”

Amybelle88 · 10/04/2022 10:59

What an odd little human 🤦🏻‍♀️

Fadeout83 · 10/04/2022 11:00

@ilovemyelectriccar

This could easily be a scam, it's a known method. Are you sure the message is from her? As suggested upthread, phone her first and check it is indeed from her. If it is, genuinely, from her then the next question is how much is she talking about? A small amount could be genuine but a large amount sounds like money laundering for which you could be in trouble.... Just check it all out!

Lol. Are you serious? What the heck kind of meal do you think they’re having.

Fadeout83 · 10/04/2022 11:00

@Sirzy

From helping a friend pay for a meal to money laundering - that’s a massive leap even for MN standards.

If your worried it may not be genuine then just say “I will pay and you transfer your part over”

I genuinely laughed out loud at the money laundering suggestion.

clpsmum · 10/04/2022 11:00

@Changename111

Supposed to be having lunch with a few friends from work. One has just messaged me and said she has lost her bank card so if she transfers money can I withdraw it as cash. I'm really not happy she's put me on this situation.

Why not what's the problem? You're not that hood a friend if you're unhappy when your friend asks for a minor favour that will inconvenience you in now way in a time of need

FiveShelties · 10/04/2022 11:02

@Changename111

Just thought it was an odd request from a grown woman to have lost her bank card (whilst out drinking last night)

Oh well if she lost it whilst out drinking then that makes all the difference. Message her and tell her you will only help if she lost it whilst not out enjoying herself.

Keeponmoving2213 · 10/04/2022 11:02

@ilovemyelectriccar

This could easily be a scam, it's a known method. Are you sure the message is from her? As suggested upthread, phone her first and check it is indeed from her. If it is, genuinely, from her then the next question is how much is she talking about? A small amount could be genuine but a large amount sounds like money laundering for which you could be in trouble.... Just check it all out!

So scammer intercepts friends number Knows that they have lunch plans Says she will transfer money and then op withdraws the cash

The worse thickest scammer on the planet!

clpsmum · 10/04/2022 11:02

@Changename111

Just thought it was an odd request from a grown woman to have lost her bank card (whilst out drinking last night)

Pa you must be absolutely perfect as a grown adult never to have lost anything

Summersolargirl · 10/04/2022 11:02

I cannot see the issue either and Loosing your bank card once is not some odd thing. You say Lunch with work friends then you say she’s bothering a colleague. So I’m guessing you don’t see her as a friend but she clearly does you.

Lovely.

clpsmum · 10/04/2022 11:03

@sweeneytoddsrazor

I would actually just say don't worry I will pay for it and you can pay next time. Unless of course she needs some cash until her new card comes through, in which case I would help

This

Theunamedcat · 10/04/2022 11:03

Paypal friends and family that way she can't claim its fraudulent because if she has lost her bank card all her transactions will be recalled as fraudulent unless she tells them it isn't

Theunamedcat · 10/04/2022 11:04

Who doesn't keep cash in the house anyway? I have emergency cash? Doesn't everyone? Am I weird?

shabbalabba · 10/04/2022 11:04

Ffs...seriously @Changename111 she's not asking for your firstborn child!!

sweeneytoddsrazor · 10/04/2022 11:05

How likely is it the OP is going out to lunch with someone who launders money.?

KenAdams · 10/04/2022 11:05

This is the most MN thread ever.

Stop being so miserable and just help her out.

dementedpixie · 10/04/2022 11:06

@Theunamedcat

Who doesn't keep cash in the house anyway? I have emergency cash? Doesn't everyone? Am I weird?

Yes you're weird I 'borrow' cash from my dcs as I don't keep my own money in the house. I pay them back online

Antarcticant · 10/04/2022 11:06

The worse thickest scammer on the planet!

Nope. They start with an innocuous-sounding request, then if the victim plays along, it will escalate.

As a general rule - never let anyone transfer money into your bank account, whatever the pretext - you might be being used as a money-mule.

PPs advising the OP to speak to her friend to check this is genuine before handing over her bank details are absolutely correct.

Xmassprout · 10/04/2022 11:06

Perhaps you should tell her everything you've written here.

Then she can decide whether you're really a friend or just a work colleague

Fadeout83 · 10/04/2022 11:07

@Theunamedcat

Who doesn't keep cash in the house anyway? I have emergency cash? Doesn't everyone? Am I weird?

Yes you’re weird. Who has cash lying around?? Who even has cash ON them these days?!

Wavygravy1 · 10/04/2022 11:07

Wtf - you’re a good mate aren’t you…

BarbaraofSeville · 10/04/2022 11:08

There are scams involving transfer of money but I can't see how this could be one.

But the easiest thing to do would be to speak to the friend, so you know it's her and there's no interception involved.

In fact, I'd ask her if she needed to transfer a bit more so she has enough money to pay for the meal and anything else she might need until her new card arrives. As long as it's an amount I can get out of the cash machine in one go, so up to £2/300, it makes no difference to me.

Fadeout83 · 10/04/2022 11:08

@Antarcticant

The worse thickest scammer on the planet!

Nope. They start with an innocuous-sounding request, then if the victim plays along, it will escalate.

As a general rule - never let anyone transfer money into your bank account, whatever the pretext - you might be being used as a money-mule.

PPs advising the OP to speak to her friend to check this is genuine before handing over her bank details are absolutely correct.

Wavygravy1 · 10/04/2022 11:08

@Theunamedcat

Who doesn't keep cash in the house anyway? I have emergency cash? Doesn't everyone? Am I weird?

Oh yeah in a cost of living crisis everyone has cash lying around

Fadeout83 · 10/04/2022 11:09

@BarbaraofSeville

There are scams involving transfer of money but I can't see how this could be one.

But the easiest thing to do would be to speak to the friend, so you know it's her and there's no interception involved.

In fact, I'd ask her if she needed to transfer a bit more so she has enough money to pay for the meal and anything else she might need until her new card arrives. As long as it's an amount I can get out of the cash machine in one go, so up to £2/300, it makes no difference to me.

Spot on! “Gosh Nancy, sorry you lost your card. Do you need any more to get you by til you get a new one?”