Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

CM is apparently crippling him financially, and I don’t know what to do

298 replies

CMOrNoCM · 30/10/2021 13:38

ExH sees 7yo DD 1 night a fortnight, that’s it. This is court ordered. He occasionally has her for tea if it’s a special occasion that makes him look better i.e. his birthday, her birthday (which is in the order so can’t stop him) his parents birthdays etc.

He lives in a little house about a mile from me, but has contact at his parents’ 10 miles away as he has a housemate who’s in the other bedroom – DD and he both have their own rooms at his parents.

According to the CMS he earns £180 a week so about £850 a month. He has to give me £102 a month according to CMS.

Recently he’s asked me if we can look at what he pays as he can’t afford to live. He has sent me a breakdown of his outgoings to show he “can’t afford it” and according to that he pays rent on his house and to his parents for the 2 bedrooms there (I can well believe his parents charge him rent for those rooms as when he moved out when we moved in together they had lodgers in them paying around £50pw each – they have two bathrooms so they probably had exclusive use of one of them between them).

In one breathe I feel sorry for him but in another I don’t. I work 25 hours a week and can’t work more as DD has a muscle condition and some learning needs so she struggles with childcare for long periods. Apart from that £102 I get nothing else from him. I get some UC top up but DD doesn’t qualify for DLA or anything and she needs specific things for her condition – don’t tell me to apply for DLA I’ve applied 5 times and been told every time she doesn’t qualify or require more care than any other 7yo, I’ve even been to tribunal over it and had the decision maker upheld. I also think if he lost his job and couldn’t work for awhile I’d have to suck it up and work more myself and pay for more childcare (he wouldn’t have her more). I also work more hours than him usually anyway (I earn between £250 and £300 a week on my 25 hours).

Without the CM I could manage to live, but with CM DD and I have quite a comfortable life, I don’t have to worry about her needing new shoes (£85) or having to give up her extracurricular activities.

Another part of me thinks that I have to parent 95% alone and why shouldn’t he be made to pay at least the legal minimum? I have to pay for everything for her, clothes, shoes, extra activities, as well as bills and food when she’s with me. He refuses to have her 50% of the holidays so I have higher childcare costs then too (can be as much as £100 for 3 days holiday childcare).

So WWYD? Speak with him about a reduction or just ignore?

OP posts:
Whose · 30/10/2021 13:41

What's stopping him from earning more? £850 a month can't even be full time work.

VimFuego101 · 30/10/2021 13:42

I agree with the previous poster - it doesn't sound like he's working full time. Is there a reason why he can't?

Aishah231 · 30/10/2021 13:43

He needs to work more hours or move back in with his parents. If he's paying rent it's fair enough he lives there. I'm sure he'll say no but that's not your problem. I get that you want to be kind but it wouldn't be fair to your daughter if she goes without. Why can't he work more?

Viviennemary · 30/10/2021 13:44

He needs to get a full time job. No you shouldn't accept any less maintenance.

Yummypumpkin · 30/10/2021 13:44

He needs to get a full time job

AmDillDandin · 30/10/2021 13:45

Ignore, he needs to provide for his daughter.

SuperLoudPoppingAction · 30/10/2021 13:45

Don't pay him any mind. You have to prioritise your child.
If he's paying rent to his parents anyway, couldn't he just give up his other property if need be?

baileys6904 · 30/10/2021 13:45

85 quid for shoes???? For a 7 year old? That's more than comfortable and to be honest, I'd try and give him a break even if just temporarily. Show a bit of kindness now and it may come back in the future

Carrotsticks23 · 30/10/2021 13:46

Unfortunately he has a child and he needs to pay for her to live first and foremost. It is not an option to stop paying for his child.

If he is struggling he needs to look at ways to earn more money or ways to cut back. Sounds like he can't afford the 2 rents. I do see how he would be struggling on £800 a Month but the one thing he can't sacrifice is his daughyer

TheGriffle · 30/10/2021 13:46

No, if he can’t afford to live on what he has left after he pay the basic minimum he needs to find himself a better/second job. Your daughter should not suffer hardship or give up anything because he is a feckless arse.

ApocalypseNowt · 30/10/2021 13:46

He needs to get more hours/get a second job &/or move back to his parents

SpangoDweller · 30/10/2021 13:46

Yeah, paying out two loads of rent is a bit ridiculous, especially on such a low salary.

Acheyknees · 30/10/2021 13:46

No! It's not your problem. He cant live on 850 pounds a month? Then get another job that pays better

justabigdisco · 30/10/2021 13:46

Why is he paying for 2 lots of accommodation (his own house and his parents)? Why does he need to have contact at his parents house if he has his own place? Smells fishy to me.

Skiptheheartsandflowers · 30/10/2021 13:47

Boo fucking hoo. He should pay to support his child. Asking not to is pathetic.

As well as the points made above, he also appears to be choosing to pay rent in two places. He needs to increase his earnings or decrease his outgoings like every other adult in this position. And unless there is quite a bit of detail you haven't posted about him, it seems like he has more scope to do either of those things than you do. Tell him to stop moaning.

DoesHePlayTheFiddle · 30/10/2021 13:47

Do not accept less maintenance. It's a fool's game. I did it. It was hard a few years later when I told him I wanted the full amount and would go to court for it if necessary.

MiddleParking · 30/10/2021 13:47

Absolutely don’t consider not taking the CM. How the fuck has he had it ordered that he gets her on her birthday? Disgraceful.

Dishwashersaurous · 30/10/2021 13:47
  1. He needs to not pay two lots of rent.
  1. He needs to get a full time job.

Absolutely keep the child maintenance

Bobbybobbins · 30/10/2021 13:47

His financial problems are not due to CM. They are due to not working enough and paying two lots of rent!

Drywhitefruitycidergin · 30/10/2021 13:48

My approach would depend on the overall pic of his circumstances. No one would want someone else to not be able to live but is his situation of his own making?
£850 per month is very low. Why isn't he working full-time? (Assuming min wage ish 95hrs per month) Can't or won't??
Before you change your and your daughter's lifestyle I would expect him to maximise his income and ask what he is doing to remedy the situation/make it better for himself.

chillied · 30/10/2021 13:48

If it's an arrangement with CMS surely YOU can't change it anyway? Suggest he takes his arguments to the CMS? Or asks his parents for support instead?

donquixotedelamancha · 30/10/2021 13:48

It's not your money, it's hers. It's literally the very least she deserves from him.

£100 and two nights every month is not being a parent.

bigbluebus · 30/10/2021 13:48

Don't understand why he is earning so little. Even in a minimum wages job he'd surely bring home more than that on FT hours. He needs to find more hours/a better job.

DrManhattan · 30/10/2021 13:49

It doesn't sound like he's a total deadbeat.
2 of my friends get £15 a week and £7 a week.
Depends how much he lies to HMRC. The system is broken. i

MiddleParking · 30/10/2021 13:49

@baileys6904

85 quid for shoes???? For a 7 year old? That's more than comfortable and to be honest, I'd try and give him a break even if just temporarily. Show a bit of kindness now and it may come back in the future
Or it may not. Shall we take bets on which it would be?