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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

CM is apparently crippling him financially, and I don’t know what to do

298 replies

CMOrNoCM · 30/10/2021 13:38

ExH sees 7yo DD 1 night a fortnight, that’s it. This is court ordered. He occasionally has her for tea if it’s a special occasion that makes him look better i.e. his birthday, her birthday (which is in the order so can’t stop him) his parents birthdays etc.

He lives in a little house about a mile from me, but has contact at his parents’ 10 miles away as he has a housemate who’s in the other bedroom – DD and he both have their own rooms at his parents.

According to the CMS he earns £180 a week so about £850 a month. He has to give me £102 a month according to CMS.

Recently he’s asked me if we can look at what he pays as he can’t afford to live. He has sent me a breakdown of his outgoings to show he “can’t afford it” and according to that he pays rent on his house and to his parents for the 2 bedrooms there (I can well believe his parents charge him rent for those rooms as when he moved out when we moved in together they had lodgers in them paying around £50pw each – they have two bathrooms so they probably had exclusive use of one of them between them).

In one breathe I feel sorry for him but in another I don’t. I work 25 hours a week and can’t work more as DD has a muscle condition and some learning needs so she struggles with childcare for long periods. Apart from that £102 I get nothing else from him. I get some UC top up but DD doesn’t qualify for DLA or anything and she needs specific things for her condition – don’t tell me to apply for DLA I’ve applied 5 times and been told every time she doesn’t qualify or require more care than any other 7yo, I’ve even been to tribunal over it and had the decision maker upheld. I also think if he lost his job and couldn’t work for awhile I’d have to suck it up and work more myself and pay for more childcare (he wouldn’t have her more). I also work more hours than him usually anyway (I earn between £250 and £300 a week on my 25 hours).

Without the CM I could manage to live, but with CM DD and I have quite a comfortable life, I don’t have to worry about her needing new shoes (£85) or having to give up her extracurricular activities.

Another part of me thinks that I have to parent 95% alone and why shouldn’t he be made to pay at least the legal minimum? I have to pay for everything for her, clothes, shoes, extra activities, as well as bills and food when she’s with me. He refuses to have her 50% of the holidays so I have higher childcare costs then too (can be as much as £100 for 3 days holiday childcare).

So WWYD? Speak with him about a reduction or just ignore?

OP posts:
WonderfulYou · 30/10/2021 14:34

You say it’s court ordered but is there no way to change that so he does more overnights which means he’ll pay less and gives you more of a break.

minimecantrollerskate · 30/10/2021 14:34

perhaps all the people berating OP for spending £85 on special shoes for her child with muscle problems, could share their links of where OP can buy them cheaper?

catsandhens · 30/10/2021 14:35

why does he rent rooms at his parents and have a housemate. Surely before expecting his child to go without he could either move back in with his parents or ask his housemate to move out so he no longer needs to pay his parents (or finds his own place etc)

HollowTalk · 30/10/2021 14:38

So it isn't the double rent that's crippling him or the fact he's only working 20 hours or the alcohol he no doubt drinks, but the money for food and clothing for his disabled daughter that's tipping the balance?

He should be ashamed of himself.

IHateCoronavirus · 30/10/2021 14:40

Absolutely do not give in to him. The message is “DD is the lowest priority in my life” when she should be the highest.

He should try absolutely everything to support his child. If he can’t afford to pay two sets of rent and I paying rent at his parents house, he should move bank there full time. His house share is a luxury he can’t afford.

Does he have subscriptions/takeaways/addictions that are eating into his funds? If so they stop too.

How many of us would see our DC go without when we have the chance to spend less or earn more ourselves? It isn’t like he needs worry about childcare as you do it all (pretty much).

Artie30 · 30/10/2021 14:40

What is stopping him from working more? He must only work part time on £850 a month!

Is there a chance he's earning more and just not declaring it?

His financial situation is not your fault! Yes he may be broke but he needs to provide for your Dd one way or another! I mean why couldn't he have her more? It's clear he doesn't work full time!!! What does he do with his time?

LivingLaVidaBabyShower · 30/10/2021 14:41

Sorry but he needs to get off his arse and get a FT job like every other fucker. There are a plethora of job available right now

#Adulting

BirdyBirdyTweetTweet · 30/10/2021 14:41

He could have her 50% of the time ?
Everything can then literally be split down the middle:

Clothes / shoes
Food / dinner money
Extra curricular clubs
School pick up / drop off
School holidays
Dentist
Doctors / medical appointments
Play dates / fun stuff
Trips out
Hairdressers

The list goes on and on and on .......

Artie30 · 30/10/2021 14:42

You don't have to explain the shoes. Dd has muscle issues too and shoes aren't cheap, my Dd can only wear specific shoes!

BarbaraofSeville · 30/10/2021 14:42

There's not just every retailer that's desperate for staff, but also pretty much every restaurant, cafe, bar, food factory, care provider, the list is endless. And a lot of them are paying more than NMW. He could probably double his income if he actually applied himself to the task of finding more work.

BurntTheFuckOut · 30/10/2021 14:43

He’s financially crippled because he’s a lazy arsehole who doesn’t want to to work full time.

Tell him to piss off.

Mychitchatdays · 30/10/2021 14:43

No over time in a supermarket?! He's taking you for a mug! Don't believe his poor me speech.

BigBessie · 30/10/2021 14:45

It's coming up to Christmas and there are a bajillion jobs around for people to top up their income with . He is lying about not being able to find extra work.

If he can't get more hours the very least he could do is more childcare.

He sounds like he needs a good shake .

BunNcheese · 30/10/2021 14:45

Send him jobs if you have to OP. Pure lazy!!

twilightermummy · 30/10/2021 14:45

He needs to get another job and help out more. His refusal to have her more disgusts me.
Do not relent on this, your daughter deserves better.

Lennybenny · 30/10/2021 14:46

Give him a breakdown if everything you're expected to pay for. From someone whose exh doesn't pay anything towards his dc, he's getting off easy with that amount. He needs to adjust his life to afford not yours and hers. £102 is really not enough and he obviously knows if he worked more he would pay more so is basically doing as little as possible to earn extra. Supermarkets always have overtime so that's rubbish.

DriftingBlue · 30/10/2021 14:46

He is barely providing for his child as it is. He has no constraints on his availability to work and earn. This is his problem to solve, not yours and certainly not one that should impact the child.

AuntieStella · 30/10/2021 14:46

Time for him to learn to adult.

'Sorry XH, but your budget is nothing to do with me any more. The CMS level of maintenance is pretty basic, and it's a set proportion same for everyone. You'll have to do as they do, and live within your means. Paying for your DC is the most important spending there is. I'm sure you'll find a way"

Do not under any circumstances get drawn into his finances

Oh4Tunas · 30/10/2021 14:50

He's being pathetic. I wouldn't "be kind". Hmm

THisbackwithavengeance · 30/10/2021 14:51

A grown man presumably with all his faculties and in good health apparently can't get full time work in a time where companies are begging for staff?

God, he's pathetic. I can see why he is your Ex.

Do not under any circumstances, agree to reduce the CM.

parttimemary · 30/10/2021 14:52

I don't believe he can't work more hours/get another job. Half the shops and restaurants in my town have signs in the windows advertising jobs at the moment! It should be really easy to get work right now unless you're somewhere really remote or something.

BluebellsGreenbells · 30/10/2021 14:52

DD 16 works two jobs, one Saturday one evenings around school. She’s been offered a third job waitressing the other two evenings - plus holiday cover.

Local supermarket here has 25 jobs advertised for Christmas staff various hours - why not have a look at his place of work and see what’s really on offer?

Whose · 30/10/2021 14:52

Isn't there a labour shortage?
Where I am (and I'll admit we may be in an odd area) there are literally hundreds of job vacancies - shops and bars and restaurants are actually reducing their opening hours and their services because of staff shortages.

It would be a very unusual situation if he indeed could only find a few hours at the supermarket.

DeireadhFomhair · 30/10/2021 14:54

Don't let him pay less, he needs to earn more!

mmmmmgyrl · 30/10/2021 14:54

@IveGotASongThatllGetOnYNerves

Fuck him. Reply with a full breakdown of every penny you spend on or for your child - including a portion of utilities, difference in house cost due to additional bedroom needed.

Ask him why he thinks the pittance he contributes is too much compared to what you contribute.

And fuck be kind. Fuck it in the arse. With a poker. A hot one. Covered in chilli powder.

yes to this energy