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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think it's not right to charge adult children rent to live at home

822 replies

Hdhshxhs · 10/10/2021 11:50

I have a few friends who charge their adult DC rent to live at home.

I personally find this very strange, no matter their age my children will always be my children and welcome in my home without any expectation of money.

I think aswell with it being so hard for young people to get on the housing ladder these days one of the only ways they can is to live at home rent free so they can save for a deposit.

AIBU?

OP posts:
Whitefire · 17/10/2021 12:31

@Ted27

So in three years time, when I have retired and will be living on a pension, should I still be expected to enable my working son to live without cost in his home. Should I carry on working to facilitate that?
Yes you should, something about him not choosing to be born, you should never turn your back on your child and it will prove that you love him more than those who do charge. Wink
PoseyRosey · 17/10/2021 12:32

Depends. I'd want them to focus on their studies, if they're past that, then on their career, fulfill ambitions and save /invest for a deposit. I wouldn't do it for them as I believe that teaches independence too. It's our duty to support kids and I don't think that ends at 18. Of course if they themselves insist on paying maybe I'd allow and put it somewhere for them.

AliceinBorderland · 17/10/2021 13:52

@CounsellorTroi

How will they learn to manage their money and budget if they don’t pay rent?
I'm always baffled by this sort of comment.

You have a very low opinion of your children in that case.

Do you think that a young adult cannot do basic primary school maths? All budgeting requires is simple subtraction.

The figure for net salary less rent, bills and food. That's it. I never met anyone at university who couldn't do it at 18 when it came to paying hall fees and books and food. No one drank their student loan and pissed it up the wall to the extent they didn't pay their rent.

Maybe your children aren't capable but most are!

worriedatthemoment · 17/10/2021 13:52

@Whitefire disgusting comment nothing do do with loving less

Ted27 · 17/10/2021 14:14

@worriedatthemoment

I think the wink signals @Whitefire ‘s comment to be somewhat tongue in cheek

CallmeHendricks · 17/10/2021 14:14

[quote worriedatthemoment]@Whitefire disgusting comment nothing do do with loving less [/quote]
Think you missed the wink emoji there.

Getawaywithit · 17/10/2021 14:15

Yes you should, something about him not choosing to be born, you should never turn your back on your child and it will prove that you love him more than those who do charge

FFS. How ridiculous. What paralleluniverse do you come from?

CallmeHendricks · 17/10/2021 14:43

@Getawaywithit, Another one who's missed the sarcasm.

worriedatthemoment · 17/10/2021 15:17

@AliceinBorderland we clearly wouldn't have a debt problem if everyone could do this
And what people are getting at is if a adult has a full time job and lives and home and doesn't pay a penny towards some share of bills , they may not be aware of all the bills
Man students do spend money and call home or sacrifice Food etc at times as well.

worriedatthemoment · 17/10/2021 15:18

@Ted27 maybe but on this thread it wouldn't surprise me ,

worriedatthemoment · 17/10/2021 15:22

@PoseyRosey and adult can suddenly drink alcohol in the home as well so you may have to buy more of this , eat more or want certain foods but its also about standing in your own feet
If your adult child is 25 and still at home on £300000 a year, do you still think they don't pay?
Or maybe its because people have different beliefs and reasons as to why and really its no one else's business and maybe we could all be less judgemental
I don't judge you for not charging so why do you think its ok to judge those that do ?

Whitefire · 17/10/2021 16:21

Yes it was sarcastic, but each of those things have been said (or strongly alluded to at least) on this thread.

caringcarer · 17/10/2021 16:47

I could easily afford to take no keep money from my 2 sons aged 32 and 25, but I think it is important that they learn to budget and also to learn to live within their means too. This means sometimes going without something they want (latest phone) in order to prioritise something else. My eldest son has managed to save a 5 Percent deposit and we have gifted him 5 Percent but he paid keep whilst living at home. I have fastest internet, BT Sport and Sky Sport and Sky Movies in both boys rooms, as well as Disney+, Netflix and Amazon Prime. If so s not living at home I would have just Netflix and slower Internet. Younger son has saving plan and will have saved enough for 5 Percent deposit in 18 months to 2 years, again I will top up to 10 percent for him.

Properjob · 18/10/2021 21:20

Good points above. I will think about the poll tax and insurance (still ok to call it that, its based on a per head of population council tax, a 'poll' and reminds us the unfairness of it imho)

category12 · 18/10/2021 21:32

@caringcarer

I could easily afford to take no keep money from my 2 sons aged 32 and 25, but I think it is important that they learn to budget and also to learn to live within their means too. This means sometimes going without something they want (latest phone) in order to prioritise something else. My eldest son has managed to save a 5 Percent deposit and we have gifted him 5 Percent but he paid keep whilst living at home. I have fastest internet, BT Sport and Sky Sport and Sky Movies in both boys rooms, as well as Disney+, Netflix and Amazon Prime. If so s not living at home I would have just Netflix and slower Internet. Younger son has saving plan and will have saved enough for 5 Percent deposit in 18 months to 2 years, again I will top up to 10 percent for him.
Christ, if they haven't learnt to budget at 25 and 32, it's bloody frightening.
Ted27 · 19/10/2021 02:02

@caringcarer

I’m sorry but the way you talk about your sons makes it sound like they are 18, not grown men of 32 and 25.

This is the point that some people are making, at what point do they stop being ‘children’ that you support?

no way will my son be living at home in his 30s and not paying his way.

caringcarer · 19/10/2021 02:36

@Ted27, the point I was making is they do pay their own way. They pay me 'keep' money every month. They also do own laundry, cook for family one night a week each and help around house and garden.

Lanique · 19/10/2021 06:36

I think it depends on the circumstances - age, earnings, overall situation.

There's a difference between charging an 18 year old on an apprentice's salary to a nearly 30 year old on over 25k.

It also massively depends on the financial situation of your household.

userchange987 · 19/10/2021 06:59

I could easily afford to take no keep money from my 2 sons aged 32 and 25, but I think it is important that they learn to budget and also to learn to live within their means too. This means sometimes going without something they want (latest phone) in order to prioritise something else. My eldest son has managed to save a 5 Percent deposit and we have gifted him 5 Percent but he paid keep whilst living at home. I have fastest internet, BT Sport and Sky Sport and Sky Movies in both boys rooms, as well as Disney+, Netflix and Amazon Prime. If so s not living at home I would have just Netflix and slower Internet. Younger son has saving plan and will have saved enough for 5 Percent deposit in 18 months to 2 years, again I will top up to 10 percent for him.

I can't believe this post is talking about grown men aged 25-32 🙈

Flapjak · 19/10/2021 07:07

I think once they are working and in a reasonably well paid job then why shouldnt they comtribute to heating lighting food etc. What if they are earning more than you ?

IceCreamAndCandyfloss · 19/10/2021 07:10

[quote worriedatthemoment]@AliceinBorderland we clearly wouldn't have a debt problem if everyone could do this
And what people are getting at is if a adult has a full time job and lives and home and doesn't pay a penny towards some share of bills , they may not be aware of all the bills
Man students do spend money and call home or sacrifice Food etc at times as well.[/quote]
I agree with Alice, paying board doesn’t magically make a person good with money.
Many adults are in debt, many don’t financially contribute to their households and many rely on others to finance their children and life choices . It will have had nothing to do with board payments.

bangonthedoorgroovychick · 19/10/2021 07:53

I moved out at 21 but between 17 and 21 when I was working I paid rent, it taught me about budgeting and paying bills so it wasn't so much of a shock when I did move out.

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