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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I know IABU in not wanting to ask for maintenance. Need some sense!

242 replies

swiftt · 06/07/2021 14:52

I’ve posted about this situation before. Back story: I have a 3 week old baby. Her dad is involved but we are not together, and we never have been. He stayed with me for 2 weeks after her birth and is currently seeing her for a few hours every other evening and more at the weekend. He works full time. I’m on maternity leave and it drops down to approx £150/week as of this month.

I asked if we could have a discussion about maintenance amounts months ago and he put it off, we argued and eventually he said we’d sort it nearer the time. Well, she’s here now and we still haven’t come to an agreement. I know I need to bring this up with him again but he has made some comments recently about money and I feel like I’m walking on eggshells when I think about bringing it up. We had a newborn photo shoot done last week and when I asked him to transfer me his half for the photos (this was agreed well in advance of doing the photo shoot) he said, ‘oh, I want a new TV. Will you pay half?’ Then said he was just joking about how he wants something and I should pay half for it. I asked him in advance if he wanted the photos done and gave him the option of saying no, so to pass that off as a joke really felt like more of a dig to me.

He’s also made other comments in the past about how unfair maintenance is etc, and I feel like I’m just anticipating an argument about him basically not wanting to give me money, even though it’s for our daughter. I said to him before that even if I don’t end up needing the money for her, I’d save it in a bank account for her. I’m not the type to go and spend it on crap for the sake of it.

He’s coming over to see her tonight and I really need to nail this conversation as I’m well aware that I’m just dragging it on and making it worse but I feel so anxious about it. For context, he has bought a couple of packs of nappies and brings some stuff in from the shops for me when he visits (had a c section so I can’t drive yet). I’ve bought anything else we’ve needed for baby since she was born and haven’t asked him to contribute.

Also very aware of how pathetic I sound in this situation. I usually don’t have issues with assertiveness but he’s really difficult to have a conversation with and I’m not feeling totally in the right headspace just yet, with dealing with a newborn, sleep deprivation and doing it mostly on my own. From my other threads, I also know this doesn’t bode well for co-parenting but I just need advice on the here and now.

Bottom line here: I feel irrationally guilty about asking for child maintenance money even though my daughter is entitled to it. How do I grow some balls?!

OP posts:
ivegotthisyeah · 06/07/2021 14:53

Just go to the CMS far easier! Do you know how much he earns

Idontgiveagriffindamn · 06/07/2021 14:54

Make it formal and go through CMS he’s being a dick.

tallduckandhandsome · 06/07/2021 14:54

YABU to feel guilty! Just go through CMS. He sounds like the type who will come up with excuses for not paying regularly.

SconesJamthenCream · 06/07/2021 14:54

CMS - you'll get a fair amount and then he can't argue.

If you pay for photos he doesn't get a copy unless you choose to give him one!

cinammonbuns · 06/07/2021 14:55

Go through CMS you don’t even need to talk to him.

SconesJamthenCream · 06/07/2021 14:55

Fair as in reasonable rather than a lot! GrinGrin

spinningspaniels · 06/07/2021 14:57

The CMS will calculate it and deal with it.

Then he can blame them instead of you, which he no doubt will Hmm

PegasusReturns · 06/07/2021 15:00

Just tell him that if he doesn’t agree to a regular sum tonight you’ll lick off the process with the child maintenance service.

Any idea how much he earns?

MaskingForIt · 06/07/2021 15:00

Not sure what you mean by that “you’ve never been together”.

Was this a sperm donation co-parenting set-up, in which case you really should have taken finances before attempting fertilisation.

Or was he just a fuck buddy? In which case it’s ridiculous that you’re willing to let him put his willy inside you, but you’re all shy about money.

Either way, tonight you need to say “we need to agree how much maintenance you are going to pay for Shantelle, unless you’d prefer I contact CMS”.

swiftt · 06/07/2021 15:04

I have a rough idea of his earnings but I’m not 100%. I will go through CMS if I have to but was hoping I wouldn’t have to.

@MaskingForIt yep, totally agree that I’m being ridiculous. I just hate asking for money from anyone and usually just avoid it, but obviously I can’t do that in this situation.

OP posts:
Fiddliestofsticks · 06/07/2021 15:04

Just call CMS and let them deal with it. All you need to say to him is, "I've tried to have the conversation with you but you put it off and I get the sense that it just won't go well or fairly so we'll do it officially and then it's all fair and no one can feel like they are being badly treated".

Keep repeated that you're doing it the fair way. Dont say anything else.

Fiddliestofsticks · 06/07/2021 15:06

Going through CMS isnt a bad thing. They take the emotion out of it. They make sure there is no need for you to have awkward discussions with him. It's just much easier and much fairer.

As long as he isnt self employed, then it works well.

KnobJockey · 06/07/2021 15:06

I remember your thread about the nappy changes, he's going to be an arse about it.

Ask him, don't get into an argument as to why you need it, you've always got the option of CMS. Don't doubt that you shouldn't be asking for it- if the situation was reversed, would you expect him to solely pay?

Don't undervalue it either. CMS is 15% ish of his income for one child. This is not a lot. Right now, you may not think she costs you too much. But in the grand scheme of things, having that child will cost you extra rent/ mortgage/ council tax to have a house big enough next to a good school, more water/gas/electric, clothing, school trips, uniforms, bikes, just the cost of making it her home. It doesn't go up if they cost more one month.

If he tries to fob you off with £20/30 a week, don't just accept it. Push for what your child NEEDS.

And finally, that money is NOT your child's. You don't need to justify saving it. It's his contribution towards the financial cost of raising a child. I can guarantee you that of you are the main carer, it will cost you more than it does him in the future.

swiftt · 06/07/2021 15:08

@Fiddliestofsticks they charge him more though, don’t they? Rather than doing it direct? Again, as daft as it sounds I seem to be more concerned about the impact on him for some reason. I just hate rocking the boat and really want to keep things civil, even though I know he has to pay it. Need to give my bloody head a wobble.

OP posts:
SengaMac · 06/07/2021 15:10

Keep repeated that you're doing it the fair way. Dont say anything else.

This.
It sounds like he's a jerk who will mess you about even if he claims to agree to start off with.
(Like he did with the photos.)

Tell him that CMS will save argument and will be fair to everyone.

Fiddliestofsticks · 06/07/2021 15:11

They only charge if they need to collect it.

First, they'll contact him and start the case. Theyll do a calculation based on his earnings and then send you both a payment schedule. He then needs to make thise payments on the agreed dates. If he doesnt, you call CMS up and they will move to collect and pay. If they need to collect from him, then they charge an extra 20%. That would be his fault though, for refusing to pay. That only happens if he does not pay the legal minimum shown in the calculation you are both given.

swiftt · 06/07/2021 15:12

@KnobJockey thank you. The way he’s been about everything else just makes me worried that he’s going to expect me to justify what it’s for, or say something like how she doesn’t need anything at the moment etc. I need to try and remember that I don’t need to justify anything to him. I hate feeling like I’m being grabby even though I know that I’m not! 🤦‍♀️

I think I’ll just ask him tonight how much and when he’s planning on paying maintenance. I was going to tell him about my wages dropping as of next month but I don’t think I will as that feels like me trying to justify ‘needing’ his money. And if he reacts badly or tries to argue, I will just tell him that I’ll put a claim through CMS to save us having to argue about it and that way it will be fair.

OP posts:
claralara42 · 06/07/2021 15:13

Going through CMS isnt a bad thing

IT is if you can get more through a private arrangement. IT's always worth trying that first.

swiftt · 06/07/2021 15:13

@Fiddliestofsticks ah okay, that’s good to know. Thank you.

OP posts:
MrsTerryPratchett · 06/07/2021 15:13

You need to go through CMS. He won't consistently pay. Come on, you do know that, right? It's really pretty obvious. So one conversation rather than one a month, "oh I've put in a claim with CMS this week, thought you should know". And done!

swiftt · 06/07/2021 15:14

@claralara42 I very much doubt he will offer to pay any more than the bare minimum. 🙈

OP posts:
Fiddliestofsticks · 06/07/2021 15:15

Just to clarify, you need to call them and open a case and have them do the calculation so that you then have that protection and the option of moving to collect and pay. They will collect anything he has refused to pay as well as monthly payments going forward.

Do not just use the online calculator yourself. You dont have any protection that way and if he just doesnt pay you, then you're back to step 1 and need to call them anyway, but you will lose months of payments. They cant enforce any payments if you dont call them up and open a case. Do not do the calculation yourself.

They're open now. Give them a call.

MrsTerryPratchett · 06/07/2021 15:16

Also, he's a misogynist. Don't shag any more of them. They really are the worst.

FrDamo · 06/07/2021 15:16

You care about the impact on him?

He doesn't give a flying fuck about the impact on you!

By all means try to have the conversation with him one last time. Don't mention you are considering the CMS. HE WILL FOB YOU OFF, one way or another. Then you'll know where you stand.

The you MUST MUST MUST go through the CMS. Don't warn, don't explain. Do what's right for you and your child.

TheBurmundseyIndustrialEstate · 06/07/2021 15:16

He should shoulder some of the costs for his child, it took two to create after all.
He’s got a child and it could be the most rewarding experience of his life being a father, but he sounds too immature, the photographer costs should be the final straw.
Skip the drama and go direct to the CMS.

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