To feel conflicted that I'll be a homeowner before 30?

[Maria53]

And it's mostly not through my own hard graft. I come from a fairly working class/lower middle class family.

I met my grandfather about 10 times in my whole lifetime - I wont get too deep into it, but he had a very hard childhood, where some very bad things happened which he ended up receiving a large pay out/compensation for. He never spent the money & was always mean with money while alive and struggled to have a proper relationship with any of us.

In the end we tried to have a relationship in the last couple of years of his life, I helped him out during his illness and I now have a large chunk of inheritance. I have just, as of today, become a homeowner using mostly this money and a portion of my own savings. I will be paying all legal fees and furnishings myself.

But I almost feel I dont deserve it? And I don't think I can mention it to my friends in any way, many of whom will struggle to own their own home for years. As I am currently single, I also worry what a future partner will think about this. AIBU?

[quote Maria53]@FelicityBob I keep seeing comments on here saying most people they know owned a home before 30.

But I only know 2 friends that own their homes. 1 through rich parents and the other through her own money mostly. But I think there are much less people of my generation that will be able to own their own home any time soon.[/quote]
What does it achieve, though, knowing how they came into a position to buy a house? I have no idea how most of my friends with owned houses got the money to do so. I never think about it. I get slight envy of one of my friends who has a good job and also married someone with a good job, because they’re now very well off and live in a huge beautiful house. But the thought passes! Just don’t over-think it and like many posters have said, don’t go into any detail with anyone if you think it will cause awkwardness, jealousy or any other negative emotion.

I felt bad for a while because I only became a homeowner because my DH had a 40k deposit - 30k he had saved working abroad and 10k from his parents. My parents were too poor to give me anything and I hadnt saved a penny because I hadnt even thought about it...then DHs grandad lent us 20k to extend our house. We got the mortgage based on both our salaries and I have paid half since then.
If I had been alone there is no way I'd be a home owner even now, and I feel bad for all those out there who find it hard to get on the ladder, for all the reasons I would have done without meeting a money savvy DH with generous parents.
I no longer feel bad. I've contributed many thousands to the mortgage, and taken hits to my salary and pension to care for our DC.
Look, life throws things in your favour sometimes. Enjoy having the security of a home and dont waste time feeling bad.

[quote Maria53]@FelicityBob I keep seeing comments on here saying most people they know owned a home before 30.

But I only know 2 friends that own their homes. 1 through rich parents and the other through her own money mostly. But I think there are much less people of my generation that will be able to own their own home any time soon.[/quote]
Most people do NOT own their own home before 30 nowadays unless they have some financial help. Times have changed, years ago it was the usual thing to buy your first house in your 20s but not now. Hardly anyone can afford a £60,000 deposit for a start! Lots of young adults are even still living with their mum and dad.

I am glad you have had a bit of good luck, there's nothing to feel guilty about, be happy. Anyway it's your business. In a few years you'll look back and wonder why you were so bothered - you'll be in a really good place then and can relax. We don't get many breaks in life so must embrace them when they happen.

Whatever you do, DO NOT tell new partners that you own your home outright.

Why @StarCat2020 ? I wouldn't offer up the info freely but what if they ask the question.

@Maria53

Why *@StarCat2020* ? I wouldn't offer up the info freely but what if they ask the question.

Why would they ask? Answer mind your own business on my mortgage.

Until you are ready to make a long term commitment to someone, marriage, moving in, I wouldn't tell them that you are mortgage free.

The last thing you want is some who wants their hands on your cash. Sees your house as free digs as you aren't paying for it.

Why @StarCat2020 ? I wouldn't offer up the info freely but what if they ask the question
I would think twice about a new partner that wanted to know about my finances in this way.

Your GD left this money for YOUR benefit.

I know that you feel uneasy about it right now but there is no reason for anyone else to know about your finances.

@Maria53

Why *@StarCat2020* ? I wouldn't offer up the info freely but what if they ask the question.

Nobody's going to ask the question, ffs. Why would anybody?