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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I’m so angry with my friend of 30 years. Do I tell her?

269 replies

Hillfarmer · 26/09/2020 17:45

Once of my closest friends has told me she has just committed insurance fraud. I am incensed.

We have been close friends for decades and seen each other through all sorts of ups and downs life has thrown at us. She had the benefit of a brilliant education, happy family life, loving parents etc. She has an interesting and stimulating job, is noted in her field, owns her own house, has dc, is not short of money and travels widely.

When we last met up, she told me she had made a false claim on her travel insurance. I don’t want to give too many details but safe to say the claim would be worth at least £1000.

I am absolutely outraged. The more I think about it, the more furious I am. It is fraud. She must have lied through her teeth. She is taking the piss out of all of us who pay our premiums in the hope that we don’t have to claim. My ( and everyone else’s) premiums cost more because of people like her. And she saw fit to tell me...bold as bloody brass!

I as grumpy with her when she blithely told me, said I couldn’t believe she’d done this, but it could have come across as ironic or jokey. And it wasn’t till afterwards that I fully recognised how absolutely fucking angry-making it was. I’m also really angry that she thought it was OK to tell me! I now feel burdened with this information. I haven’t wanted to speak to her since that meeting and I just don’t know what to say, since I am seething.

Thing is...she is a very old and, despite everything, a valued friend. Should I tell her how I feel. And what would I be doing apart from telling her off? I don’t want this to be an end to our friendship, but i don’t feel I can let it go.

I’ve been pondering this on my own, and really don’t know where it leaves our friendship. But there is absolutely no excuse (if ever there is) for what she has done.

OP posts:
c75kp0r · 26/09/2020 19:42

I'd find this very difficult too OP. And I would also see her as placing a burden on the OP. I'd feel very put upon and angry with her. I'm afraid I'd almost certainly tell her that - but if she was my friend of 30 years she would already know I would find her behaviour very difficult.

FunDragon · 26/09/2020 19:42

I’m amazed how many people think it’s ok. It’s a criminal offence. It’s not the same as taking shampoo from a hotel room - it’s fraud. I would really struggle to move past it.

I would almost certainly lose my job and be permanently disbarred from my profession if I did this and was found out, so maybe that’s why I see it like this.

Hillfarmer · 26/09/2020 19:42

She made up a claim. She didn’t inflate or pad out a valid or existing claim. She made out that she had lost something that didn’t exist.

I don’t think it’s ridiculous to have serious misgivings about that.

OP posts:
billy1966 · 26/09/2020 19:44

I wouldn't want to lose a good friend over it.

I would be very pissed off she told me.

I definitely would think differently about her.

You have to be very, very deliberate to file a fraudulent claim.

It's very dishonest.....

It's not like you are drinking a free beer that never was scanned in the supermarket...years ago this happened to my friend and she told me her husband thought she should go in and tell them and she was🙄 at him........

LadySeaThing · 26/09/2020 19:47

I'm with you OP. A friend (friend of ex, not my close friend thankfully) once told us how he always made enough false claims on insurance to make sure he got all his premiums back. I was really shocked! Not just that it's criminal behaviour (that does actually impact me, along with everyone else) but that he was acting all breezy and smug about it, and on top of that, is a high earner. I'd maybe have a tiny bit of sympathy if it was someone who was painfully poor. But not a rich smug twat! Angry

saraclara · 26/09/2020 19:51

@Hillfarmer

She made up a claim. She didn’t inflate or pad out a valid or existing claim. She made out that she had lost something that didn’t exist.

I don’t think it’s ridiculous to have serious misgivings about that.

I'm with you. That is straightforward stealing.
SpecialWGM · 26/09/2020 19:55

@Potterpotterpotter

Friends for 30 years yet you're seething at her for something she’s done that doesn’t even effect you? Dramatic much. Let it go.
It does affect her and everyone else that takes insurance out because it ultimately costs us all more when fraudsters are ripping off the companies we use.
MsTSwift · 26/09/2020 19:56

Yanbu. Common thief.

mrsjoyfulprizeforraffiawork · 26/09/2020 19:59

YANBU. I don't think you are jealous at all (as some posters have suggested - what a strange thing for anyone to think that). I have had two people I was fond of turn out to have a very different moral code from that I find acceptable and it inevitably changes your relationship with them as you look at them quite differently and lose your trust in them. It is very hard to continue your friendship in the same way if that happens. I definitely think insurance fraud is criminal (so does the law). Sadly, reading all the replies, there are a lot of people who seem to think some kinds of theft are quite all right.

Seagrassorchid · 26/09/2020 19:59

I’m definitely going to hell because this wouldn’t bother me.

Not something I would do personally however.

SmileyClare · 26/09/2020 20:02

It goes on all the time. Do you use Amazon? They're 'stealing" on a grand scale by tax avoidance in this country. Most MPs are stealing from the government with their off shore accounts and dubious expenses.

You don't agree with what your friend's done Op. Air your disapproval and move on. I really don't understand your level of anger, mostly it seems because you think it'll affect your own premiums.

If it's completely out of character she may have been coerced by a partner or something. It just seems such rigid thinking to drop a friend over this. One strike and you're out after 30 years.

SpecialWGM · 26/09/2020 20:02

I actually completely understand where the OP is coming from. All of people saying 'are you unhappy with your life OP' are getting it wrong, she is essentially saying her friend has a charmed life and despite that the friend still feels the need to be an opportunist - and thinks it's okay, almost to be marvelled at - that she managed to make a fraudulent claim.
It would make me think of my friend differently and wonder whether we were actually compatible. I think opportunist behaviour particularly stealing is sneaky and I'm not sure I'd want to be friends with a sneak.

MsTSwift · 26/09/2020 20:02

I would no longer be associated with anyone that did this. I don’t see it as hugely different to breaking into your house and nicking your tv.

Bluntness100 · 26/09/2020 20:03

I’m also wondering if there is envy there.

Do you have financial issues op, are you struggling ..or do you feel she has more than you financially or in terms of material things?

Your reaction is very odd, this anger, this level of drama, feeling she’s made a fool of you etc.

Unless you’re a very moralistic straight laced person who puts honesty above friendships , which I’m surprised she didn’t know, so I’m guessing you’re not, then I’d assume you think she has it all compared to you and you’re angry she’s now just got more.

So envy at its core.

GabsAlot · 26/09/2020 20:04

how the hell did she do that they usually ask for proof you bought it or had it at one time

otherwise everyone would be able to do it

Russellbrandshair · 26/09/2020 20:04

@nokidshere

I can never understand threads where the conflict is with "my oldest, dearest friend" but you can't just be honest with her.
Exactly. If she’s so close then talk to her about it.
SmileyClare · 26/09/2020 20:05

I don't see it as hugely different to breaking into your house and stealing your tv

A court would, and so would I.

PigletJohn · 26/09/2020 20:06

A thousand-pound insurance fraud is no worse than smashing the front window of Curry's and stealing a TV.

Bluntness100 · 26/09/2020 20:06

Furious, seething,,,all such strong emotions. Then the description of her charmed life.

This isn’t about the fact she made a false claim, this is about the fact she has it all in the ops eyes and still wants more. It’s a type of envy and bitterness.

Hairbobble · 26/09/2020 20:07

If it's a one-off like this, then I'd probably let it go - albeit with a caveat in my mind that my so called "solid friend" is capable of pretty large theft and not to trust her in the future.

If she's done stuff like this before.... well.... oh dear.

I'm never one to have a big old confrontation - she will learn her lessons herself at some point, won't she?

Mooballs · 26/09/2020 20:07

It would def make me see her differently. It is a criminal act. Not sure why so many are ok with it but we all have our own values I guess.

Bluntness100 · 26/09/2020 20:08

@GabsAlot

how the hell did she do that they usually ask for proof you bought it or had it at one time

otherwise everyone would be able to do it

Yes, that confuses me too, because you need proof, bank or credit card statement proving you bought it, a receipt, pictures etc. It’s very unusual to be able to do what rhe op is suggesting.
AlternativePerspective · 26/09/2020 20:08

Amazing how many posters on this site would judge a woman for not breastfeeding or for writing a post without paragraphs, or for not loving their dog as much as their children, yet crime and fraud and even in one case on this thread, murder is ok...

Those who think it’s trivial, you do know that in some instances fraud carries a jail term?

It’s hardly surprising that insurance premiums go up when people seem to think that insurance fraud is ok.

As for the “you sound jealous,” comments, how pathetic. NEver ceases to amaze me that people come out with that kind of shite when they clearly have nothing intelligent to contribute.

And to the posters who say that they mustn’t have any morals,no, clearly you don’t.

OP for me it would change my view of her. Not just because she’d committed fraud, but because she’d thought it was ok to tell me and seemingly thought I’d think nothing of it. It takes a certain kind of person to be so arrogant as to think your friends are just as open to committing fraud as you are.

And I’d wonder what else she’d done that she hadn’t told me.

Hairbobble · 26/09/2020 20:11

The only other thing is, if it seems v out of character, is she issuing a cry for help?

Or does she want to test the friendship?

Is it a form of sabotage? Self sabotage? Sometimes people do weird things when they are under a lot of stress. Did covid get to her?

Aren't lots of people claiming on travel insurance? Seems like travel industry screwed completely anyway. Not to condone her actions...

SmileyClare · 26/09/2020 20:11

Do you mean no better pigletjohn? You've made it sound like you're fine with robbing Currys Grin

Of course there are victims in your second example; possibly traumatised Currys staff, injuries and the disregard of people's safety, criminal damage..
It would be viewed far worse in a court of law.