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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To expect husband to pay towards childcare

222 replies

heartshapedcloud · 30/07/2020 10:01

Sorry this is long... will preface it by saying my DH is a lovely man, a very hands on dad but can at times be a bit tight.

Baby is only a few months old and this won't come in to play till beginning of next year but already feeling a bit off about it and just need to check if IBU before I bring it up...
I'll be taking a years maternity and going back half time when baby turns 11 months.

Husband is a much higher earner than me, salary just under 50k when mine is around 25 and will approximately halve once part time.

We both contribute to bills and mortgage, him 800 a month me 500 and I pay for most of the food shopping as I do it, unless I ask him when he will pay but never offers. He has a lot more than I do in savings, I don't have much since we had the baby.

I've already said I won't be able to pay for all the food on mat leave and will need to put a bit less towards bills, however I have bought pretty much everything so far for the baby other than gifts - hundreds of pounds on clothes,nappies wipes bottles etc and he makes me feel awkward asking and brings up how he pays for petrol and other stuff for the house. But he brings home thousands more than me each month.

What I'm worried about is that he seems to expect me to pay for childcare when I go back to work which will almost cancel out my earnings.

He's made loads of reference to how lucky I am having mat leave and going PT while baby is small but I did suggest him asking for part time hours too and he said no.

So he sort of acts like because I get time with the baby I don't need disposable income? I don't need a lot but am worried about having money just a bit for myself, my phone contract and occasional haircuts, baby groups etc

I really don't think I am, but before I gear up to potentially fall out with him AIBU for wanting some disposable income even though I get to stay off work with the baby?

OP posts:
billy1966 · 31/07/2020 13:56

I hope OP INSISTS on a spreadsheet.

Nothing quite like it all down in black and white...much harder to argue and dispute.

If he resists the spreadsheet and dismisses its value, it will once more indicate he knew bloody well he was screwwing his wife and mother of his child, while she was on mat leave...

#NOprize

I hope these posts spelling out Armageddon to the OP, gives her the strength to not allow herself to be abused further.

The threads on MN about financial abuse are chilling.

wingingit987 · 31/07/2020 14:06

In our house it's all one pot.

I think when I was pregnant I probably bought stuff for the baby but didn't really worry about asking for money back.

But not the big things that was done out of our savings.

We budget our food shop, petrol, baby clothes, birthdays and childcare under as bills.

We only have joint savings!

We always have the exactly the same amount for the month.

If he skirts you out while he's got loads of money im pretty sure it's financial abuse.

RonnieBob · 31/07/2020 14:13

Well done OP for talking to him.

I can’t imagine being married to someone with separate finances.

timeisnotaline · 31/07/2020 15:04

he makes me feel awkward asking and brings up how he pays for petrol and other stuff for the house. But he brings home thousands more than me each month.
Tears huh? And how could you think this about me? The next time he brings this stuff up you look at him coolly and say that’s exactly why I was afraid you’d leave me penniless due to paying for childcare on my own, any woman would take your attitude the same way.

SeaToSki · 31/07/2020 15:28

Is he going to refund your savings for his half /portion of the baby expenditures you have already spent? Otherwise how are you going to build your savings back up as you have depleted them to cover his share of the baby costs. And that isnt even getting into the years of you buying all the food and him just buying some petrol.

SunshineCake · 31/07/2020 17:07

When dh and I moved from my flat to a house we started a joint account and weren't even engaged. This is not a nice man. He thinks he is charge of you. Stop him.

66redballons · 31/07/2020 17:17

He is not a lovely man because he is treating you less than equal to himself.
I am so disappointed for you that this wasn’t discussed before getting pregnant. But.. onwards. He needs to pay money to you every month at the very least. Ideally a joint account would be better, household finances include everything for parenting too. Childcare to nappy cream!
He is not lovely. He is not contributed fairly so far. Where does he think all the baby gear came from? The stork? Joint account. All money pooled. After all bills are paid, savings agreed and spare money is halved. You are married. Entitled to half anyway so no point in him shoving money up his arse!

JSW642 · 31/07/2020 17:20

Well done setting it all out OP! This is what I did with my husband pre baby and now we just have joined finances and savings etc, even though I'm back at work. Just makes it much easier.

Disfordarkchocolate · 31/07/2020 17:21

Honestly you need to nip this in the bud now. You have already left this discussion far to long. Surely this is a conversation you have before you get pregnant, then you can see you have managed to marry a useless sexist pig before you are tied to years of him being tight with money while he manages to save and you do without. Sorry if that sounds harsh but it's true. This is not what nice people do.

Lemonyfuckit · 31/07/2020 18:20

I would go so far as to say this is financially abusive OP. I don't really understand how a married couple with a baby don't have joint pooled finances. Fairest would be as everyone has suggested all salaries go into household account for all joint expenses (including everything re child) and then you each take same amount out for your own account so you have the same amount of disposable income. That kind of inequality in a relationship makes me very uneasy....

backseatcookers · 31/07/2020 20:12

@timeisnotaline

he makes me feel awkward asking and brings up how he pays for petrol and other stuff for the house. But he brings home thousands more than me each month. Tears huh? And how could you think this about me? The next time he brings this stuff up you look at him coolly and say that’s exactly why I was afraid you’d leave me penniless due to paying for childcare on my own, any woman would take your attitude the same way.
Another cynic here. Tears at a time like this are rather making it all about him and his feelings, don't you think?

Spreadsheets, agreements and bullet proof your contraception.

SusanKennedyshouldLTB · 31/07/2020 20:30

he actually got really upset almost tearful
Well that’s textbook isnt it!

Op, dont sacrifice your earning potential. He certainly wont.

Baybetterdays · 31/07/2020 20:36

Ugh, what a pig to leave the mother of his child like this. You know it’s not right OP, you’re together or not. Good luck with this selfish man.

Whydoireadthis · 31/07/2020 20:41

No no no, if he’s the main earner, with a substantially bigger salary, I would be wanting him to pay all the bills as I imagine he’d still have enough to play with. Maternity pay would then cover your maternity leave- baby classes, stuff you’re going to be doing with baby etc. I will never understand these couples that don’t have these discussions before marriage/ kids. Nobody should be asking their partner for pocket money.

Summer8900 · 31/07/2020 21:13

I am sorry you are in this situation. He’s not respectful to you nor appreciative of your hard work as a mother. Without wasting anymore time all your money should be pooled and treated as one pot. God forbid you lose a job - would you have to beg him to give you £5 a day for some bread?

Be careful, my friend found herself in a similar situation. He never told her how much he was earning. Spent all “his money” anyway he liked and throughout their divorce he even tried to take some of her very tiny savings while he hid all his money. A Disgusting man.

Chocoholic12 · 31/07/2020 21:45

Wow he does not sound like a nice husband or father. You are basically a single mum financially.

VestaTilley · 31/07/2020 23:13

What the hell? He needs to pay half the childcare, or more if he earns a lot more than you. You also should have a joint account and pooled finances- all bills, food, anything for the children and house should be joint.

Catforaheadrest · 01/08/2020 00:46

Well done OP! Really good update. I have so many friends that I wish would face into something like this as well as you have Smile I’ve had to do similar, but must admit I was not as successful as you have been so far!

Porridgeoat · 02/08/2020 20:19

Ask for half the baby items cash now so you can put it in a savings account for yourself. A nest egg

SunshineCake · 09/08/2020 21:18

What was the result @heartshapedcloud?

PumbaasCucumbas · 09/08/2020 22:44

Agree with all posts upthread about how unfair on you this is.

Another point to make (Sorry haven’t rtft) is you may not go over personal allowance to claim tax free childcare... whereas he definitely would. If you did this, as a family you would be better off... he needs to start seeing finances as family finances, not trying to carry on growing his private savings hoard while you struggle.

PumbaasCucumbas · 09/08/2020 22:49

Sorry, saw your update... well done OP sounds really positive :)

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