I had a really lovely childhood my parents did loads with us. We had great holidays, my parents were quite well off so our holidays were often holiday cottages or hotels abroad. We were often taken for days out to zoos them parks etc and I loved it and made great memories. However my DH still says he had a good childhood but he never went on holiday or out for days out mainly because they couldn't afford it but also because his mum always was and still is of the school of thought that kids should make their own entertainment without needing an adult to provide it. We are comfortably well off as me husband is very very careful with money ie saving and rarely spending it. He wants to retire at 55 so he needs all the money he can so this is possible. So no holidays, days out or meal out for the kids as we can't afford it. He says memories can be made with picnics, and walks in the wood, free museums etc .Because I did so much I feel my kids are missing out . My DD just asked to go to a zoo hubby looked at the price £50 for 4 of us (not bad!!) and he said absolutely no way, a total waste of money. They have only ever been to attractions with school or cubs. AIBU or is he just being money savvy???