AIBU to get my friend to buy me a horse?

[horsesarebest]

I've NC as it's a very outing problem.

I love horses and want a horse, but can't afford it because I'm a SAHM. My friend, who currently has lots of disposable income, can afford to buy it for me because she's just sold her house. AIBU to ask her to loan me the money so that I can get a horse? It's not an insignificant amount (4 figures), but buying a horse is an opportunity that may not come along for me again because I'll be able to keep it in a field that is close to my home that I can rent really cheaply.

I have no idea when I'd be able to pay my friend back, but I would be able to afford to look after the horse providing that I didn't get any unexpected expenses and the feed costs weren't too high.

I never had a horse before and don't ride very well, but instead of having lessons, it would mean that I can put my money in to a) having a horse and b) I can learn on the horse and have more "horsey time" and so learn quicker.

DH is against the idea, because we're going in to winter and he thinks that I spend too much of his money having riding lessons as it is. He has told me to get a job and use the money from that, because he's not funding it. To be fair to DH, I'm a SAHM and he already gives me a reasonable allowance of £200/month, but it won't cover the costs of buying and keeping the horse.

Me getting a job is not reasonable because DH is a workaholic who regularly works 60+ hours a week and I have to pick up the slack at home with child care and school runs. I have no idea how much he actually earns, but it is enough to pay for and keep a horse without asking my friend for a loan. DH just won't entertain it.

Friend can afford to lend me the money because like I said, she's just sold her house.

• [Note from MNHQ: Before commenting on this thread, please note that the OP discloses 6 posts down the line that this thread is a REVERSE...]

This is not serious? Surely?

Go for it!

(Who has the popcorn?!)

Ha ha ha ha ha! Good one OP! Clearly either a reverse or made up!

Are you actually serious?

"Me getting a job is not reasonable because DH is a workaholic who regularly works 60+ hours a week and I have to pick up the slack at home with child care and school runs."

How do you think lone parents manage?

Get a job if you so desperately want a horse. You can't ask your friend for money.

Lol.

Absolutely. My friend knows how much I love horses and what a dick my husband is over my hobby. I would pay her back, just not all at once.

4/10

Do you know what is involved in caring for horse? Expensive in cash and time. Why not volunteer at a stables first, you would probably get a discount on lessons and eventually livery.

Either a reverse, made-up, or you’re insane.

Remember to ask her for money for some leather riding gloves for your hairy hands.

One horse would be lonely. Just ask her to buy you a few then you can pick and choose which ones you like riding (when you’ve learned how).

Meanwhile, in the real world...

You’ve already said you can’t afford it! How are you going to pay your friend back on £200 pcm!

Now onto the £200 ‘allowance’ WTF 🤦‍♀️😡

You’ll need several horses, one will be lonely.

WTF

Sounds like a brilliant idea, particularly as vet bills for animals this size are next to nothing.

I don't think this is real but just in case it is...

Get a job.

Oooh snap Matilda!

Lol

Ridiculous.
You can't even cover a fraction of the costs of keeping a horse with your "allowance" of £200pm. You clearly don't know the first thing about owning and taking care of a horse. It's just something fun you've decided you want to so.
Consider vet fees, dental care, horse shoes, adequate winter shelter, daily grooming and care, feed.
I would be pissed off if I was your husband too. Seriously, grow up.

Go get a job on the understanding that your DH does his share of childcare/drop-offs/house stuff, etc.

Do not ask your friend for the money unless you want to be dropped as a friend the second the words have left your mouth.

If you can’t work because of childcare, are you going to be dragging your kids out into a field twice a day to look after the horse?

Also you say you can afford to look after if you don’t have any unexpected costs. What if you need a vet? Is the horse going to suffer because you can’t afford to call the vet?

YAB incredibly irresponsible o consider doing this.

YABU!

You cannot afford a horse, you have zero experience of keeping a horse and clearly no real idea of costs or their needs

You don't just bung a horse in a field and let it eat grass
Horses cost thousands of pounds to keep even without livery.
The fact you have no idea about horse welfare means the horse will not be cared for properly which will lead to ill health and vet bills.

Loan one if you are so desperate and learn more about keeping horses before you subject a poor animal to your incompetence.

Good idea keeping a horse in a field alone and teaching yourself how to ride when you've never had a horse before.