I just donated.
The last thing she needs is this additional worry.
I have made sure my children won't be burdened by my death and I think it's irresponsible to not plan ahead when you're a parent.
Within a month of being pregnant, DH and I sort wills and set up a specific bank account for our child(ren) to ensure they were at best, not financially out of pocket should we die. We got life insurance and health insurance and generally acted like adults.