To be upset my friend has asked for money?

[Tobeavsangel]

I woke up to a text of a friend asking to borrow £700.

I dont have that kind of money to just lend out and not worry until next payday. Ive also recently purchased (last week) a new house and paid the deposit. Which she knows about.

I paid her phone bill a year ago and I wasnt paid back for over a month.

Im upset of being put in such an awkward position.

Just say no

No, only lend money if you can afford to lose it, or the friendship, or most probably; both.

You text back and say sorry but you can’t help her.

There doesn't have to be an awkward situation.

You can't afford to lend her £££'s so tell her and she 'll have to accept it.

Just tell her you can't afford it, you're skint after the house purchase. She needs to learn to manage her own money better.

Definitely say no! I wouldn't ask my parents for that amount of cash. Time to find a new friend.

What is this money for? In any effort that is a lot money to lend and I think most people would struggle to do this if a friend requested it.

Send her a text to say that you don't have that sort of money to lend her any more as you a 're on a tight budget yourself. What did she want the money for any way?

She should have the brains to realise that you probably don't have the money to lend after buying a house! Don't tell her you can't afford it, just tell her no, you no longer lend money to friends

I don't think it's awkward. Just say no. If she doesn't take no for an answer it's awkward.

This would be my reply-

I'm assuming that text wayang for someone else! Hope your having a nice weekend, see you soon xxx

• Was for

Flaming auto correct!!

Just say "no, sorry not got that kind of money to spare"
End of, no discussion.

DId she say what its for? Not that it matters, who asks to borrow £700 by stealth txt so you woke up to it, not even got the guts to ask to your face?

No is a complete sentence!

Just say I'm sorry what with the house purchase I don't have any money to spare.

Don't engage with any begging texts either

Your friend sounds quite rude asking for that amount, can only assume she's very desperate to do so. You are under no obligation though, I think 'feeling upset and awkward' is a bit much. It's only awkward if she starts begging. I'd see if I can offer to help her situation in any other way, that is a lot of money to be needing to borrow!

£700??

How much was the phone bill you paid last year? Was it a similar amount? Did she approach you via text last time?

Does she say what she needs that kind of money for?

God no don't send a pass agg response, so unnecessary.
Just be brief and honest - sorry no I can't.

Oh yeah, and what does she want the £700 for this time?

Just say no (nicely). The less you explain the less opportunity you give her to argue.

The evil in me would be tempted to text back and say

"you want to borrow 7 quid? Sure, but I'll need it back by the end of x. Bit tight at the moment due to house sale."

Never a lender nor a borrower be!!

I never lend money.

I have done years ago but it then came to the point were once someone had paid me back they were asking for a borrow again within 2 weeks so i was never actually getting the money back as it was being borrowed again.

£700 ! That's a lot,of money. What does she want it for.

Just say no!

I'd reply with
"Hi x, I'm after getting your text message. Since completing the purchase of my new house, I don't have any money spare to loan you." You could finish by saying sorry, but that would be your choice.

Definitely never lend money you cannot afford to lose.

Last year I lent a few hundred pounds to a relative who assured me they would be homeless without it. I could just about afford to lose it if they didn't pay me back, but I agreed a repayment scheme with them up front.

They never paid a penny, and I had to put up with photos of them at nice restaurants with their friends "Margarita time!" until I blocked them.

Just text back saying, sorry no spare money here. Hope you get it sorted.