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Is there a salary your partner would have to earn to encourage you to be a stay at home partner/parent?

209 replies

Peppynana · 09/05/2026 18:35

Just wondering what salary your partner would have to earn in order for you to be a stay at home partner or SAHP....your answer could of course be that no salary would be enough to give up your own income and security!

OP posts:
RapunzelHadExtensions · 09/05/2026 18:36

I'd say minimum 100k tbh. Never gonna happen though, he's on 24k at the moment god love him 😂

Floppyearedlab · 09/05/2026 18:36

No amount of money in the world would stop me setting an example my daughter that girls too have to work hard at school and get jobs rather than just hook a rich man and be bankrolled through life

Dimms · 09/05/2026 18:37

Enough to cover the mortgage and all other outgoings, a good amount into savings each month, pension contributions for me.

SavedByTheBells · 09/05/2026 18:37

Your second option, I'd never give up financial security unless you were talking millions and a cast iron agreement in case of divorce but on the whole I'd miss working even then

JuliettaCaeser · 09/05/2026 18:39

It’s fine temporarily as long as you have a skill so can pick your career up again when they go to school. You’ll need money when they get to university.

Nofeckingway · 09/05/2026 18:39

It would depend on his tax bracket . I went through a phase where if we both worked my entire salary would essentially be taxed ie working for nothing . As it was a job and not a career I chose to be a SAHM for awhile.

Boxingshibes · 09/05/2026 18:41

I think it's an interesting question. I'm probably much older than you, almost 50. But I was a sahm when my 2 were little. We lived in London. Dh was on £50k , this was 18 years ago( just googled now would be worth 90k!!)
I went back to work as my brain was dying. But I spent 5 years at home.
Dh has also been a sahp. And currently for the last 5 years is medically unable to work. We unfortunately still rent in the SE. I make around £70k. But now things are v tight.

MummyWillow1 · 09/05/2026 18:41

Enough to be able to ‘pay’ me what I earn now and him still have a comfortable income, so he would need to earn over £90k. Not happening though so a moot point.

SavedByTheBells · 09/05/2026 18:42

Nofeckingway · 09/05/2026 18:39

It would depend on his tax bracket . I went through a phase where if we both worked my entire salary would essentially be taxed ie working for nothing . As it was a job and not a career I chose to be a SAHM for awhile.

Why didn't you have a personal allowance? I didn't know that was possible

BiddyPopthe2nd · 09/05/2026 18:42

No amount - I couldn’t wait to get back to being a person in my own right and not just “mum” in every transaction (literally “mum” - I had apparently lost my real name when I gave birth, it seemed).

Yoheresthestory · 09/05/2026 18:43

Nope. He earns somewhere in the region of £400k +. I’ve zero intention of being the person running the home.

Apprentice26 · 09/05/2026 18:43

SavedByTheBells · 09/05/2026 18:42

Why didn't you have a personal allowance? I didn't know that was possible

She did, it makes no sense

TheCurious0range · 09/05/2026 18:45

It would need to be a lot and probably not PAYE , if he had his own company that I could have a directorship of and draw dividends I would consider it or if he bought a house for say 500k and put it in my name as security I would think about it, but there would need to be some protection. I'd be very uncomfortable to not be financially independent. If DH walked away tomorrow never to be seen again, I could keep our house and pay the bills etc on my own. If he did that and I was unemployed I would be screwed

DelurkingAJ · 09/05/2026 18:45

Not a chance. I nearly went spare on mat leave. We talked about DH being a SAHD but he wasn’t sure so we both kept our careers.

DurinsBane · 09/05/2026 18:46

18 years ago 25k.

Haffway · 09/05/2026 18:47

It wasn’t about salary, but about balancing the family needs. We had enough to get by, and the family unit was better off on a number of metrics with me at home.

If it was purely a question of salary, there wasn’t one. Being a sahm was the best choice for the family, not for me.

InterestingDuck · 09/05/2026 18:48

no salary would be enough to give up your own income and security!

Pretty much this. I mean, if someone offered him a CEO position for 10 million a year, he could do it for a year and then we'd both give up work, but I wouldn't for any salary he could realistically get.

Nofeckingway · 09/05/2026 22:29

@Apprentice26 @SavedByTheBells I did have an allowance but the numbers didn't add up . After childcare my contribution would be nothing . It just didn't make financial sense . This was quite a few years ago .

WhatAMarvelousTune · 09/05/2026 22:33

No realistic salary. Even if we could easily live comfortably off his salary, I’d work and just put it all into a pension/investments and we’d both retire sooner.

It would have to be so much money that my earnings were just not even worth mentioning. And even then I think I’d work a bit.

summeronthehorizon · 09/05/2026 22:35

£150k

youalright · 09/05/2026 22:35

The amount wouldn't matter i need to work to keep my sanity

Motheranddaughter · 09/05/2026 22:35

No I would never be reliant on my DH

titchy · 09/05/2026 22:40

None. It’s not about the money. I enjoy my work, it’s intellectually fulfilling, I have a strong sense of identity being a <insert job here> rather than just a parent. I worked hard at school, went to uni, got further qualifications. I’m quite good at what I do. To waste that knowledge and experience and hard work seems awful to me.

And I didn’t encourage my dd to become very highly qualified and ambitious to just quit work if she becomes a parent.

Sortalike · 09/05/2026 22:46

I earn considerably more than DH, and even if he was to run the show where he works he still wouldn't out earn me.

So unless he somehow lands a 400k job it won't be happening!

kscarpetta · 09/05/2026 22:54

£50k

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