No judgement here.
It was obvious from your original post that you already know what’s wrong with this situation and you’re clearly doing a very thorough job of beating yourself up over the impact you believe it’s having on your child and employer.
I think it’s clear you didn’t need anyone to reinforce, or elaborate on, these issues and I’m sorry so many people chose to do that. I doubt they raised anything that you weren’t already feeling bad about. But I’m just as sure that they made you feel even worse than you already did.
And you even shared how awful you were already feeling - you are miserable and you are crying every day. Even more than sharing that, the most obvious sign that you need empathy, not judgement, is the way you so quickly brushed over it. As if the impact it’s having on you doesn’t matter.
It matters.
You matter.
And it’s not ok that you’re living your life feeling like this.
First and foremost, you need to prioritise yourself. You need to make your life work for you. And from that you can then do the best for the people around you.
Unfortunately, we usually can’t get everything we want - or at least we often can’t get it all at the same time.
Just now, you’re prioritising the house. Everything else you’re doing and compromising is so that you can afford this house. And a fixer-upper that’s stretched you this much - I’m assuming it was the dream house. The family home you wanted to raise your child in. So I understand why you made the choice to go for it.
But now you say that you wish you hadn’t bought it.
So sell it.
I know you’ll have thought of this option already. But I think you might need to have this option validated. You bought it as a fixer-upper and since then you’ve spent money on it. You’ll be able to sell it.
And yes, maybe it was supposed to be your forever home but there will be other houses in the future to replace it.
If the house is that important though and you absolutely don’t want to sell it, then you need to find a way to afford it that doesn’t put you in this position.
if the money problems are about debt you built up for the repairs then there are options for that. Debt arrangement schemes. And these schemes would see childcare costs as an essential expenditure. You’d still pay back what you borrowed, you just wouldn’t have all the interest and it would be one affordable payment. And they will never come after your house. That’s protected.
But you also said “we” bought the house. From your post though, you seem to be the only one having to manage full time childcare and full time work. What is the other half of your “we” doing?
Take the fact you can work from home out of the equation. That’s just location. Treat your work the same way that you would if you were in an office.
How would you both manage then?
one option could be for you both to condense your hours so you’re working 5 days over 4 days. Leaving you both one day a week for childcare. And then with 15 hours free childcare (find somewhere that can take him) could you afford to pay the extra for him to be in nursery for 3 days?
You have options. I think you just can’t see them because you’re feeling overwhelmed and trapped. You can’t do it all - something needs to give. And your co-parent needs to step up and help.