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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Cohabitation agreement vs declaration of trust- while pregnant

166 replies

Janet198712 · 28/12/2025 14:33

Hi all, I’m looking for some outside perspective because I feel very emotionally tangled and can’t tell anymore what’s reasonable.

I live in a house I own outright. My partner has lived with me for 2 years and has paid bills but no rent/mortgage. He owns another property which he rents out and has built up significant savings while living here.

We have a toddler together and I’m currently 8 weeks pregnant.

Recently I told him I had an appointment booked with a solicitor in the new year to discuss a cohabitation agreement, mainly to get clarity and protect both sides as fundamental he has been pushing me for a declaration of trust. I’ve now been advised legally not to sign the agreement he wants, which includes a declaration of trust over my house and ownership of % of equity.

Since then, things have escalated. He says he won’t sign anything unless it includes the declaration of trust, says the relationship “isn’t getting him anywhere”, and has withdrawn emotionally. He’s also said he won’t contribute to a nanny for the first 9 months (which I need in order to keep my business running), as he said it’s my own fault as I don’t have a proper job where I get mat leave for 9 months.

He’s also blaming me, saying I’m emotional, that I “started this”, and that he can’t cope with “another pregnancy like last time”. I feel like my feelings are being framed as the problem rather than the actual issue.

I don’t want to be questioning whether I can cope with another baby on my own — I want stability and safety — but I also don’t feel I can trust him or make decisions under this kind of pressure. Then I start to question if I can cope on my own financially let alone emotionally.

I’m questioning whether I’m being unfair or overreacting by refusing to sign what he wants, or whether this is a red flag and I need to stand my ground, especially for my child.

I’d really appreciate some calm, honest outside opinions

OP posts:
PaperMachePanda · 28/12/2025 14:43

Get rid of him.

katmarie · 28/12/2025 14:45

Does his declaration of trust give you ownership of a % of his property? Or is it just one way? Get legal advice. Don't sign anything he puts in front of you, and think seriously about what's in your and your child's best interests here.

Healthymaybe · 28/12/2025 14:49

Okay, well as a preface to my opinion I'll tell you that I know nothing and probably have no business giving any relationship advice considering my own circumstances.

But...

From a bird's eye view I see two things that would concern me.

First of all, what's all this legal stuff? Signatures, contracts, etc...
Are we talking about love or a business deal?

Second, a child needs both parents - not a father who is half way committed. Not having a father in the home is a big deal. The kid ends up watching the mother constantly watching the mother struggle to fill both roles and often resents the father for his absence.

My father left me before I was born and my life has been pretty sad and difficult because of that.

Janet198712 · 28/12/2025 14:51

No he will not include his house and refuses too.

OP posts:
TwistedWonder · 28/12/2025 14:53

So does he want a % of your house as part of the declaration of trust?

Strictly1 · 28/12/2025 14:54

Listen to what he is telling you - he wants what is yours but refuses to give you anything in return. This is not a man to build a future with.

TwistedWonder · 28/12/2025 15:03

Strictly1 · 28/12/2025 14:54

Listen to what he is telling you - he wants what is yours but refuses to give you anything in return. This is not a man to build a future with.

Yep - what’s yours is shared and what’s his is his alone. Selfish prick

And he’s got substantial saving due to living rent free in your home but refuses to help pay for a nanny - what a prince he is!

Purplewarrior · 28/12/2025 15:04

He’s a piss taker. Bin him.

gogomomo2 · 28/12/2025 15:11

I would be seriously reconsidering whether it is wise to continue a pregnancy with this man. You will be a single mother sooner or later. He is a taker. I would be writing a letter and stating that there’s 3 options, a. You both keep your own assets as currently is the case and he contributes 50% to running costs excluding mortgage including child expenses, b. You share everything asset wise 50/50, his and yours or c. Split up and he pays you child support. Obviously if you are leaning towards c then id skip this in favour of kicking him out

AnotherForumUser · 28/12/2025 15:16

Boot him out OP. He's a parasite sucking up your resources whilst refusing to contribute any of his own. I'm sorry but to this misogynistic bastard you are a brood sow who should be delighted to hand over her property and security whilst getting nothing back but a lazy, greedy freeloading man who swings his limp dick around like a baton of honour. You are an intelligent capable woman. You have already provided a home for yourself and he's looking to steal it from you. Tell him he can stick his desired declaration up his arsehole and light it up.

PaperMachePanda · 28/12/2025 15:33

Janet198712 · 28/12/2025 14:51

No he will not include his house and refuses too.

So he wants to take a percentage of your house but won't split any of his equitable properties or businesses.

You'd be a bloody idiot to sign anything he put in front of you.

Get rid of him.

Janet198712 · 28/12/2025 15:34

It’s really hard as we have a child already and it’s I’m trying to build a family. But it just feels wrong. He is telling me there is no way but what he is proposing.

OP posts:
MostlyHappyMummy · 28/12/2025 15:37

You will need to speak to friends or family for support in not being bullied into signing away your home to him. Do you have people who can intervene as you are unable to advocate for yourself?

ByQuaintAzureWasp · 28/12/2025 15:38

He's a cock lodger. Get rid of him.

BeeHive909 · 28/12/2025 15:39

you aren’t a family . He is nothing. But a leach. I guarantee if you sign it after a year he will split with you and go after your house. Your post gave me chills. Do not sign any agreements with him. You would be absolutely bat shit crazy to sign it. He will never be family with you child or no child

Clarehandaust · 28/12/2025 15:39

Janet198712 · 28/12/2025 15:34

It’s really hard as we have a child already and it’s I’m trying to build a family. But it just feels wrong. He is telling me there is no way but what he is proposing.

You are trying to build a family. He is trying to protect his interests. Not even his children’s interests his interests
Oh love, This is not the one

whatsinausernamethesedays · 28/12/2025 15:42

Taking any emotion out of it, he's already benefiting by living with you. He's able to rent out his property as he isn't living in it, and any profit he is earning from this is direct result of that.

If he is unwilling to pay towards a nanny while living with you, how much would you be receiving in child maintenance if you were to ask him to leave? This is a very drastic step, and one I hope you don't have to take it you don't want too, but I cannot caution enough that being financially reliable on him by losing your career is a mistake. It's a mistake even in the healthiest of relationships, and objectively his actions are not healthy.

If you are going to pool your assets while building a family together, marriage seems like an obvious step. Do you love him enough to marry him? Do you trust him enough to tie your assets into a joint pool? If the answer is no to either, get rid.

Welshmonster · 28/12/2025 15:46

You know it’s wrong when you were writing this post. Get your own independent legal advice.

he’s not a nice person and maybe he should have taken care of contraception if he didn’t want another kid.

tell him he can have kids 50:50 for custody or go halves on a nanny. He’ll pick the nanny

he is financially abusing you.

BreakingBroken · 28/12/2025 15:48

What’s yours is mine and what’s mine is mine…cocklodger on steroids since he owns a home.
He’s a massive liability and the relationship is doomed.
Sign nothing without a lawyer!

Tammygirl12 · 28/12/2025 15:51

he is so incredibly unkind in his treatment of you. Not like a partner

ByQuaintAzureWasp · 28/12/2025 15:52

Janet198712 · 28/12/2025 15:34

It’s really hard as we have a child already and it’s I’m trying to build a family. But it just feels wrong. He is telling me there is no way but what he is proposing.

It feels wrong because it is.

TwistedWonder · 28/12/2025 15:54

Clarehandaust · 28/12/2025 15:39

You are trying to build a family. He is trying to protect his interests. Not even his children’s interests his interests
Oh love, This is not the one

Agree either way this. He’s only interested in looking after number one.

And I do agree with a PP who says if you sign this agreement, he’ll be wanting to split and asking for a pay out from you within a couple of years.

Yes it’s hard when you have kids together but you’re doing the right thing by protecting your assets and therefore putting your kids first.

muggart · 28/12/2025 15:56

how on earth is he justifying that you should hand over a chunk of your assets to him?!

MissMountshaft1 · 28/12/2025 15:57

Janet198712 · 28/12/2025 14:51

No he will not include his house and refuses too.

Even though he has been building up savings?

he’s not been paying rent to you either?

he sounds alike a very selfish man - and clearly hasn’t got you and baby’s best interests at heart - I couldn’t be with someone like that

hepsitemiz · 28/12/2025 15:58

Can you even possibly like him at all when you hear those vile words coming out of his mouth?

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