My DP is mid 60s I am late 40s. We have been together 10 years. He has DC I don't and no DC together. I wanted to get married, he knew it but it never happened and now I know it won't. He is financially secure, I am not as my work has always been freelance (nature of the arts industry). Every now and then I suggest we start paying towards life insurance mainly because if something happens to him I end up homeless. We do not own a property together. Every time I bring up the topic he gets agressive and combative. It has never been 'of course let's do it and give you the peace of mind'. In my previous long term relationships the topic of life insurance has always come up early on and naturally. Simply a clear message 'I care and want to make sure we are looked after'. Here is not the case and I am puzzled as why after a decade together we've build nothing, not even a sense of safety in case of a crisis. Am I missing something?