right sm, I've just skimmed the recent msgs here as am knackered and need to get some sleep for dd kicks off her crying for the night.
my feeling as that you know in your head you need to see a solicitor, but in your heart you're not quite there yet. I can't help you with that part, but as regards the practicalities, I'll tell you what I did.
I didn't want to just select at random, so I looked on the sfla website \link[www.sfla.org.uk\here} for an accredited member. There are loads, so I chose one within walking distance of my home.
I didn't want anyone to know either, so I made an appt for a time when ds was at nursery and asked a friend to have dd (the appt was half an hour - though we did run over - so dd only needed to be looked after for 1 hr). I orignally made vague noises to the friend about going to the doctor - no one enquires too closely if you are non-committal about that sort of thing - but in the end I told her the truth as I was near breaking point. She has been v supportive.
The solicitor charged me £60 for the initial consultation, and I think most solicitors work in the same way - initial consultation is either free, or a lot less than standard rates.
I found all the info I cld on mortgage statement, bank account levels, debt levels, income, etc, to give full overview of our affairs.
I felt sick on the day, but believe me, there is nothing these people haven't seen before and they are good at putting you at your ease (mine was anyway). They want to help.
I do know, trust me I do, how hard it is to take what feels like a major step. But you aren't committing yourself to any further action, and finding out exactly where you stand will boost your confidence a lot. You should also see the CAB about what benefits you cld claim after a split.
As for your H finding out - just do it when he's at work. I know you work too, but could you not find a way to get an hour or so off? Again, vauge noises about doctors should do it.
Please do it. I am worried about you. I know you are in Kent too so if you want to CAT me we cld always talk privately. Take care.