OP, I hear what you are saying. Dating today sounds incredibly transactional, in a way that seems to breed entitlement to check list requirements, but leaves little room for real connection and exploration of whether or not you and that person have shared desires or values.
Friends of mine who have found a partner through online dating, have then gone on to have relationships in which each jealously guards 'their' money and property, in a way that makes me wonder if they ever really wanted a partnership at all.
One friend who spent most of her 30s pulling her hair out trying to find 'a good relationship' on the apps, has finally found a lovely bloke who she now lives with and is trying for a baby with, and spends most of his days doing up her new property, while she spends all her time whining about his lack of money and asking other friends if they will go on holiday with her as her 'boyfriend can't afford it'.
I do wonder if the housing crisis and the inherent inequality this has introduced to relationships has contributed to this increasingly transactional approach in relationships. My female friends say they aspire to the marriage and children but the institution of marriage and the concept of the nuclear family is based on shared property and finances, but men and women dating today don't seem like they really want to do that, but very little thought is given to HOW exactly they are going to do this.
Also, there seems to be an enormous amount of externalising of the problems single people experience when dating now. The dating pool is awful with women are all gold diggers while men are all trash, apparently, as demonstrated on this thread. Nothing to do with the posters themselves, oh, no no no.
When I was dating there was at least a little bit of reflection on the fact that the common denominator for all the awful lying, cheating, misogynistic arsehole men I was dating... was me!
I did eventually realise I needed to change my approach, relationship expectations and the pool I was looking in before it was fair to announce 'all men are trash'! And then, yes, I met my husband.