Boyfriend been evicted..

[whitefiorlane]

We have been together over a year.
He spoke about moving in together and I said I wasn't ready for that yet.
That was 3 months ago
He has his own flat
He has told me today he has been evicted and owes over £1500 rent (3 months)
I was just starting to think about us moving in together ...then I find out he stopped paying his rent.
Not sure how I'm supposed to feel
He said he couldn't afford it
He earns £1,700 a month and rent is £500

NO!!!! Op, just NOOOO.

He's spending his money on presents for you now. If you let him move in he'll be too busy spending money on himself to pay rent and you'll be picking up the slack. I wonder how many credit cards and loans he has.

That is not kind. That is ridiculous and irresponsible.
Do you want to be in a relationship with someone ridiculous and irresponsible?
Do not let him move in.
Do not let him even stay one night.
Why on earth is he buying you pans? He's clearly doing the groundwork to make your place his home.
At best he's a user. At worst he's a loser.

Yes he can catch up!

The judges do give time to catch up with rent, even if its £5 a week.

Oh my god. He really has been planning this and has already decided how he’s going to have his new home looking.

New pans? Your kitchen is already his.

Nights away - he’s buttering you up.

He’s about to eat you alive. And not in a pleasurable way,

It takes a long time for a housing association to evict you.

He's trying to get his feet under your table. Don't be a fool.

He's either a total fucking idiot, or a cocklodger in waiting.

Neither sounds appealing does it OP? Unless you have crashingly low self esteem.

have you posted about him wanting to move in before OP?

Ex income officer here for a HA.

He has had a notice of seeking possession. It’s totally something he can solve.

He needs to sort out his budget. Rent, council tax and fuel and water. Get Debt advice if he has any ( bet he does) and enter into a repayment plan with the HA.

DO NOT LET HIM MOVE IN.

He sounds at best irresponsible and will sink you down with him.

I am a HA tenant.

He will not certainly have been evicted for non-payment of three months' rent. They will have advised in a letter that this is a possible final outcome if he doesn't contact them and work with them to clear the arrears. Usually they can set up a payment arrangement/plan and can advise on any housing benefits he might be able to apply for.

They will evict him for if he is breaking the tenancy agreement, dealing drugs, etc., but there would have to be a lot of arrears before they actually moved to evict on non-payment of rent alone. Someone in our street WAS evicted with the reason given as non-payment of rent (there were other issues as well), but I heard that their arrears racked up to nearly £20,000 before the HA actually went to court. The HA have to explore every possibility to keep tenants (even grim ones) in situ before evicting them.

He (and you) ought to keep in mind that if he is foolish enough to get evicted, that will stay on his record, making it very VERY difficult for him to get another HA property in future. His rent isn't even one third of his income - where the hell is his money going? Pans don't cost that much.

It's a hard thing for a single person to get a HA property these days. I was on the waiting list for more than 8 years. I would strongly urge your boyfriend to contact his HA as soon as possible and resolve this with them.

Don't accept any more gifts until he has started making even token payments to, or spoken with his HA. Look at similar local private rental properties? I doubt there are many he'd like that only cost £500 per month.

And, as others have suggested, really think hard about whether someone this reckless with money and responsibility is someone that you want to share your life with.

"Kind"?

Love-bombing you with expensive presents he cannot afford, while reneging on his obligation to pay his own rent?

Not telling you for 3 months that he has not paid his rent? (Or even worse - lying about it - it doesn't stack up - he has enough £ to afford it).

Setting you up to be his default provider of his next roof?

(came back with pans the other week )
😂
Sorry to laugh OP but nothing screams "I need to move into your home" louder than a man refusing to pay his rent while buying household goods for his reluctant-to-cohabit girlfriend!

Assuming his £1700 is net, he has £1200 a month for bills & food.
That's plenty, with enough left over for fun too.

He's setting you up OP.
Please stick to your guns.
Why would you shack up with a man who is financially incompetent?
Or pretending to be financially incompetent to manipulate you?
(I'm with PP who feel there is more to his story of eviction than he's making out.)

If he can’t afford his £500 rent, how is he going to be able to afford to pay you rent money, pay for his food, pay towards bills, which will be more than £500???

You are a complete fool if you let him move in with you and everyone is telling you the exact same thing, and all you can say is he is kind, and buys you gifts and pans?

If he’s a monthly payer then he’d have been served a NOSP after 2 months after having had payment reminders. This isn’t an overnight thing. He has £1200 of income after his rent. He’ll be getting a single persons discount, his other priority bills won’t be that much.

£500 on a flat for a secure tenancy and he can’t pay the rent. Nope it’s cos he’s spending his income on other things.

It's a story hes telling you so he can move in and have you mummy him.
It takes/took pre covid about 2 years to be evicted from secure tenancy. I know this because I helped someone just before covid hit trying to keep their HA house. They hadnt paid rent in two years, AND didnt ever keep to all the repayment plans that were discussed and put place in those 2 years.
All he has to do is start paying his rent and arrears and most likely they will let him stay.
Tell him to start paying, he will owe it anyway so may as well get started on paying the arrears and tell him to stop buying you stuff you probably dont even want.

He's a loser, OP! Don't be a Mug-in-waiting!

These are all the things a HA have to do before going to court. Of course if he won’t engage with him then he’s not helping himself.

england.shelter.org.uk/professional_resources/legal/possession_and_eviction/possession_process_for_rented_property/pre-action_protocol_for_possession_claims_by_social_landlords#:~:text=Aims%20of%20the%20pre%20action%20protocol,-The%20current%20version&text=The%20aims%20of%20the%20protocol,settle%20disputes%20out%20of%20court

Remember no one falls in love quicker than someone seeking an accommodation solution.

I would seriously be considering your relationship with this man. He doesn’t sound like the one.

Do not let him move in, if he can easily just stop paying rent then he will easily leave his girlfriend to pay rent and bills for him

🚩 🚩

Open your eyes. This is a major red flag and it's good that you've seen this before he's moved in.

This is a glimpse at your life if he moves in. Will £50 spent on pans make up for not paying half of the rent and bills ? What possessed him to buy you gifts when he owed rent? That's surely the first bill that skint people pay and £500 rent on £1500 income is a reasonable amount.

Well that’s a massive red flag, and it’s hard to think of an explanation for it that wouldn’t be a good enough reason to stop him moving in with you.

I suspect he’s going to expect that you will now just let him move in, but he sounds like a real liability, so please think extremely carefully about what you do next.

idiot...if he loses the cheap flat he wont get another...he needs to talk to them fast and set up payment plan...same flat private would probably be double....he is stupid....proceed with caution.

That’s a problem for him. If he’s planning on moving himself in to your home he must think you’re thick as fuck.

The bar couldn’t be any lower. ‘He bought pans’ 😍😍😍😍😍😍😍😍
Give me strength, ffs.

He's not kind. He's a fool. He's spending his £1700 a month money on pans, rather than paying the rent on his housing association flat.

And you would be a bigger fool if you let him wangle his way under your roof, you'll be getting evicted next because. He will drag you down with him if you let him. Don't.

He's trying to buy his way into your affection so that you will take responsibility for looking after him like a mother.
His fantasy was you two were moving in together anyway, so he could stop paying his rent because when you were getting the new place you'd sort out all the finances then.

I strongly agree that this is also true. He's probably lying to you about a number of areas. Don't be surprised to learn that this 'gifts' were bought on a credit card with an unfavourable APR.

I'm echoing everyone else who is advising against allowing him to move in with you. All other issues aside, he will not only drain you of your remaining financial and emotional resources but plausibly wreck your credit score rating.