Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Money issues and selfish attitude are killing our relationship

161 replies

PickledCucumber · 08/02/2022 12:45

DP and I have been together for 2 years. In that time we've been dealing with an interfering ex (his). She's used their two teenage girls against him, not allowing contact and reporting him to the CMS to pay more maintenance (they had an agreement in place for years which worked and he is a reliable dad and always paid) to 'punish' him for moving on and having a new relationship. She was the one who broke up the marriage in the first place because she had an affair. That relationship didn't work out and I think she was trying to get back with my DP and him moving on with me riled her.

He and I don't live together. There has been mention of doing this 'when the time is right' and also of getting engaged ('maybe this Christmas'). I just feel that things are not progressing as I want them to. I understand how his head is messed up with how his ex has treated him and it's definitely affecting his relationship with me. I know that she will be delighted with this outcome as she has been so cruel and devious with her actions since he met me.

He has almost £13K of credit card debt which he amassed when they were together (buying her a car, holidays, etc). He has a good job and earns 30something K a year but he is crippled with the money he has to pay out each month in child maintenance and repaying the debt. We rarely go out. Any time we go away I book and pay for it. I go and stay at his at weekends and buy all the food and cook and clean up for him. I buy him stuff for his house that needs replaced. I give him money to help pay his bills. I don't mind helping him out but am I a bad person to say that I get really frustrated sometimes and feel like I'm being mugged off. Recently he invited me to go out to his social club for a few drinks and I jumped at the chance even though I had worked a nine hour shift that day. I came home, got dressed up and drove over to his only to find him in his pjs and he said he'd changed his mind about going out. I was really upset and annoyed and felt like driving home but I was utterly exhausted so just went to his bed and cried myself to sleep. This weekend we were supposed to go out for dinner, his idea to apologise for his behaviour. That didn't work out either as there was rugby and golf he had to watch. I went out to the supermarket to buy food to cook instead. I know I'm an idiot for putting up with this but I love and care for him so much. I also feel like I'm to blame for how his ex is treating him. If it wasn't for me being in his life she wouldn't have taken the case with the CMS. I feel like we can never move on with our lives together because of his debt and never be able to go out and go places. We're in our 50s and I just feel like I'm wasting my life. But I can't leave him. I've broken up with him before because of these issues but he always pleads with me to get back and because I'm so in love with him I end up back in the same situation.

Sharing this now as I need some impartial advice. I've talked to my mother about it and she has told me to leave him and when I mention that we're still together she doesn't even acknowledge his existence any more. He was on the phone to me this morning in tears because he knows he's f'ed up again this weekend. He said it's because of what his ex is doing not letting him see his children and it's depressing him and he doesn't feel like doing anything, he only wants to sit in the house when he's not working and watch tv. He says he can't lose me. I feel like I'd be a bad person to leave someone who is in this state of mind but I can't keep going in a relationship and keep my sanity if this is how it's going to be time after time.

OP posts:
Valdes · 08/02/2022 12:50

This sounds tough.

If he has depression, he needs to see his GP - you can't fix it for him, no matter what you do.

The CMS thing isn't your fault. If the ex was able to get CMS to increase his payments, he wasn't paying enough in the first place - kids are expensive and he needs to pay his fair share.

Lots of people are in debt, there are other things he could do to show effort to you. A picnic, cooking you dinner, spending time with you.

I would be rethinking whether there is a chance you're more into this relationship than he is.

Good luck

rubyslippers · 08/02/2022 12:50

You are being mugged off
You need to leave - you’re paying for everything; putting up with his poor behaviour and getting very little in return
If you moved in together nothing would improve and in fact you’d be paying even
More
This is not a relationship of equals - you’re sad and stuck
Time to break free

ComtesseDeSpair · 08/02/2022 12:50

This sounds like a lot of hassle to put up with in return for very little benefit for you. Of course he’s not interested in progressing things as you’d like: at the moment you do all the heavy lifting and let him make his excuses about why he can’t do X, Y and Z and it appears you’ll stick around regardless. The last thing to think about doing is moving in together. I think dumping him and finding somebody more available in every sense of the world is your only real option here.

RoyKentsChestHair · 08/02/2022 12:51

He’s using you to cook and clean for him. Selfish git. I don’t know what advice anyone can give except stop accepting his crumbs. If he loves you and wants to see you he gets off his arse and comes to you, with food, and he makes a bloody effort.

rubyslippers · 08/02/2022 12:51

His ex wife’s behaviour is not your fault
His behaviour now is not her fault
He sounds very lacking in responsibility

rubyslippers · 08/02/2022 12:52

The story he’s spun you - the debt is her fault from when they were together Confused

UnexpectedItemInShaggingArea · 08/02/2022 12:53

He's not in the right place for a relationship and he should be embarrassed and ashamed at the way he's treating you and exploiting your good nature.

Leave and don't look back.

Money issues and selfish attitude are killing our relationship
Crumbs22 · 08/02/2022 12:57

I have to agree with your mother OP. Of course we all want to be nice and help others but if the situation was reversed, would you think it was fair to treat him the way he's treating you? I'm not saying he's bad person at all. But the fact is that he is responsible for his life and finding ways to sort out his problems. None of them are your problems. You are not responsible for him and you've already broken up because of them before. Nothing will change unless he does something not you. For all the help you've given him, nothing has changed. It will be hard but you really have to look after yourself and put yourself first. He is not in a place where he can have another relationship. Cut yourself free and live your life. You deserve to be happy. This man has nothing to give you.

CherryDocsInYrBalls · 08/02/2022 12:58

Some men reverse their stories to hook you in. He cheated. He racked up debt. He wasn't paying enough child maintenance. He has poor boundaries with his ex. Your mum is right. He's not a keeper

Planetzero · 08/02/2022 12:59

It’s not his ex’s fault that he wanted to watch the rugby and golf instead of going out somewhere nice with you.

AttilaTheMeerkat · 08/02/2022 13:00

"We're in our 50s and I just feel like I'm wasting my life. But I can't leave him. I've broken up with him before because of these issues but he always pleads with me to get back and because I'm so in love with him I end up back in the same situation".

You are indeed wasting your life with this person and you need to get off this merry go around.

You have a choice re him even now; this cycle continuing indefinitely or leaving him permanently. There are no other options open to you. He basically told you what you wanted to hear to bring you back in. Are you also confusing love with codependency here too?.

MrsBaublesDylan · 08/02/2022 13:01

I would out good money on him telling his ex that he doesn't pay cms because you are demanding his money.

I would also bet that he just doesn't want to see his kids but knows you are gullible enough to swallow his bullshit.

PickledCucumber · 08/02/2022 13:02

Thanks everyone, I know you're absolutely correct in what you are advising. I need to break up with him and keep to it. But I know it will devastate him and make him even more depressed. This weekend I have booked and paid for a fancy b&b for us to stay in for Valentine's Day. I have to go through with it as it's non refundable. Should I give him a final ultimatum then or never believe that he will change and finish with him after the trip?

OP posts:
MellowBird85 · 08/02/2022 13:02

It astonishes me that people can be so in love with someone who treats them so diabolically. He’s using you! What a cushy little arrangement he’s got…you’re paying towards his bills, food, leisure, cooking and cleaning for him, sex on tap…of course he’s going to turn the tears on when you threaten to leave! He’s taking you for an absolute mug and stringing you on with moving in together / engagement promises. Please get some self respect and leave him for good. This won’t get better.

Planetzero · 08/02/2022 13:03

You’re making all the effort op.

Is it this weekend where he wants to do nothing but you have booked a valentine’s break in a hotel?

PickledCucumber · 08/02/2022 13:05

Yeah it was all my idea, he doesn't 'do Valentine's Day' but has reluctantly agreed because I really want to celebrate it. I'm far more romantically inclined than he is.

OP posts:
MrsBaublesDylan · 08/02/2022 13:05

No, he has no intention of changing.

It will cost you more because you'll need to buy his food and drink while you're away.

Also, poor darling is depressed so it would be very hard for him.

I don't doubt you feel you are in love, but what exactly is it (real stuff, not the promise of stuff) that you love about him?

Neverhot · 08/02/2022 13:05

You do realise that cms calculates the legal bare minimum that a parent has to pay? So the arrangement they had before wouldn't have been fair anyway, she was certainly right to go to the cms.

MrsBaublesDylan · 08/02/2022 13:06

@PickledCucumber

Yeah it was all my idea, he doesn't 'do Valentine's Day' but has reluctantly agreed because I really want to celebrate it. I'm far more romantically inclined than he is.
That's very generous of him isn't it? He's all give this man.
Planetzero · 08/02/2022 13:06

That’s sad for you. It’s as if you are making him go if he has ‘reluctantly agreed.’ I would personally prefer to lose the money.

PickledCucumber · 08/02/2022 13:08

Yes I know the CMS calculation is correct and he was underpaying before. He told me this prior agreement had been made informally between them because she got to stay in the marital home, she knew he had debts to pay off which were related to her. The timing of her going to the CMS was purely based on her annoyance with him getting with me.

OP posts:
Naunet · 08/02/2022 13:09

He’s treating you like an absolute moron. FFS, he wants sympathy after paying less than the absolute minimum CMS for years, he now has to pay up?? Gee, poor him, having to provide for the children he created, breaks my heart 🙄
Well actually, that’s not even true is it? YOU are paying seeing as you’ve decided to pick up some of his bills and feed this big selfish baby. Just stop for god sake, where’s your self worth?

NotSorry · 08/02/2022 13:11

Of course he doesn't "do" Valentine's Day - he doesn't "do" anything!

Agree with PPs, you need to let go of him. Whilst you're wasting time with him there could be someone out there who is worthy of you and they are passing you by.

Planetzero · 08/02/2022 13:11

Well if they divorced paying off the credit card debt would have been agreed as part of the financial settlement. I suspect you won’t have the full story here.

ChocolateMassacre · 08/02/2022 13:14

@PickledCucumber

Thanks everyone, I know you're absolutely correct in what you are advising. I need to break up with him and keep to it. But I know it will devastate him and make him even more depressed. This weekend I have booked and paid for a fancy b&b for us to stay in for Valentine's Day. I have to go through with it as it's non refundable. Should I give him a final ultimatum then or never believe that he will change and finish with him after the trip?
I'd go by yourself and enjoy yourself.

Tbh, he sounds like a dead loss who doesn't add much to your life.

Leave him without any guilt. You're not responsible for his financial situation or his state of mind. You're being taken for a mug atm.

No need for it to become unpleasant. "This relationship isn't working for me right now" ought to do the trick.

Swipe left for the next trending thread