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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Is this financial abuse? Or am I just being spoiled?

387 replies

Breathingunderwater · 15/02/2020 15:22

I’m very lucky in that we agreed after dc2 - now 3 - id be a sahm. Dh works aboard quite a bit so it seemed sensible that I be at home and he is a high earner.
He gives me a set amount of money each month that covers my expenses - car insurance, phone bill, petrol, some of the food bill and also clothes etc for the children (we have two of them). It is just enough - just enough - to get by. After I’ve taken out the above expenses I have about £300 a month free which should be plenty but I also have the dc all the time so if I take them anywhere then it comes out of that money too. If I want anything myself - like I needed my hair cutting - I had to ask dh for the money.
Sometimes he will pay for extra things but he often says the bank is closed and he’s not spending anything else.
He has a lot lot lot more free income than me but then he’s earned it so it’s his money - I mainly struggle in the holidays when basically I’ve got £10 a day for the three of us to do anything which doesn’t go far.
My friends asked me on a spa day recently for one of their birthdays and there’s no way I could afford to go, dh goes on golf holidays / nights away for things if he wants to. But then it is his money and I have been lucky enough to stay home so I don’t know. It doesn’t always feel fair but given that I’m not adding anything I don’t know.

OP posts:
TatianaLarina · 17/02/2020 16:05

Can’t really tell from the number of bedrooms - depends more on square footage, room size, ceiling height. You’re happy with it, that’s the main thing.

Elbeagle · 17/02/2020 16:07

Grin how patronising.

Greenkit · 17/02/2020 16:11

FFS 'woman up' for the sake of your children, he lives in luxury and you and the kids have to sell things to get by...

what father does this?
what husband does this?

A fucking selfish one, that's who

You are his WIFE, not the home help, you are enabling him to work by running the home and looking after HIS children!!

But hey, if its the life you want, crack on..

TatianaLarina · 17/02/2020 16:13

What d’you expect me to say? Confused

You’re arguing over the size of your house which no-one can see. It’s big to you, it might be small to someone else, it’s all a bit pointless and moot.

Elbeagle · 17/02/2020 16:15

I don’t expect you to say anything. I’m not arguing about anything Confused. I was just pointing out that our house isn’t ‘small’ by most people’s standards, and that it’s not outrageous that someone has a £300k house on £100k income. Not everyone mortgages themselves to the hilt.
But it’s all irrelevant anyway.

thenightsky · 17/02/2020 16:19

Who earns 100k and lives in a 300k house?

We have around that figure coming in and live in a 250k house. And it is not small - 5 bedroom detached thank you very much!

TatianaLarina · 17/02/2020 16:23

You haven’t mentioned other people’s standards, just your own. Everyone has different standards so it’s meaningless. 🤷🏼‍♀️

Tript · 17/02/2020 16:31

I'm a SAHM and I have full access to our finances, I don't even think DH would know the log in details to our account as I am usually the one that deals with budgeting and bill-paying.

He would never dream of giving me an allowance and if the situations were reversed I couldn't imagine doing that to him it would seem very degrading. We don't have a lot of money but absolutely everything is split 50/50.

He will also always discuss a bug expenditure with me beforehand, he would hate to see me scrimping while he's off on weekends away. I think you need to think about what kind of person would be happy with that.

Tript · 17/02/2020 16:42

In NI 300k would get you a LOT of house

ArthurDentsSpaceTowel · 17/02/2020 17:25

In NI 300k would get you a LOT of house

Very true, and it can often be incredibly difficult to sell if it's out in the sticks or the wrong end of town. I know someone over there whose house, which she bought with her exH, is a millstone round her neck.

TheReef · 17/02/2020 17:27

I used to earn just shy of 100k (a year ago) and lived in a house worth 135k. I'm not sure how relevant the cost of their house is to the discussion, it's horses for courses.

TatianaLarina · 17/02/2020 17:27

NI is one place in the UK where 300 would get you a ‘lot’ of house.

London - a small flat.

TheSheepofWallSt · 18/02/2020 07:31

OP... did your husband want to have children?
I’m not being goady- I’m wondering if this is why you feel like you’re being entitled if you seek a divorce and 50/50 asset split....

Breathingunderwater · 18/02/2020 08:20

Yes. He wanted them more than me.

OP posts:
MashedPotatoBrainz · 18/02/2020 09:55

I really don't understand this mindset. I don't work so have no income of my own. My DH works long hours for a good salary. He'd be mortified if his wife and children were scraping by while he lived a life of riley. His pride comes from knowing he's giving his kids the best life that he can give them, better than he had himself. Your husband is a selfish twat.

mcmooberry · 18/02/2020 10:39

I hope by reading all the horrified replies on here the OP is going to do something about this. Was thinking of her earlier as I drove my 2 younger children to a sports camp as I was mulling over what to do with my eldest as anything I could think of would cost way more than £10. It's disgraceful that he would keep you so short of money that the school holidays become so restricted, especially at this time of year where not really possible to have cheap park days.

Hont1986 · 18/02/2020 11:08

I spend £120 per month on petrol and I drive 250 miles a week.

Quartz2208 · 18/02/2020 11:47

So he wanted children, needs you to look after them and you still dont see it as joint family money. You are not asking for his you are asking for access to your joint money

AngelsSins · 18/02/2020 11:47

Jesus Christ, these men. Selfish beyond belief.

So you see it as his money because he earns it? Ok, so are the kids yours because you created them and raised them? Would it be fair for you to restrict his access to them? Of course not.

This man is meant to be your partner, but instead he’s your owner. How could you love a man who has such little respect for you? Who see’s you as below him? Personally I couldn’t, I’d leave.

Blackandgreenteas · 18/02/2020 12:11

OP you should have MORE than 50% in a divorce because your earning power is so much reduced by having been at home / being the main career.

ffswhatnext · 18/02/2020 14:14

That fear of what he might or might not do shouldn't stop you. Sooo many men use this threat as control. He knows you wouldn't want this.

Don't think of it as him dodging maintenance.
Think about the financial freedom you will have.
At the moment you have no savings or your own income. Leave him and you will be financially better off. You will have an income from UC, and you know what, until he sees your not bluffing maintenance - remember you don't need to wait until divorce to put in a claim.

Then let's talk about the divorce. He thinks it's all his, all the savings, the pension, the house etc. The reality is once he put a ring on your finger, it all became both of yours.

I know its scary the thought of going it alone. But trust me, you and your children will be so much happier. It's really not a cliche. The weight that gets lifted from your shoulders. That dark cloud constantly hanging over you goes. Yes it takes time, but you have the strength within you to see that this isn't the life for you or your children.

At times you will feel alone, but remember you aren't. You have people in your life I hope that can be there for you to help you proactively. If not you always have mn.

There will be times when you question if you are doing the right thing. Just remember all those times you and your children have gone without whilst he's spending £££££.
Remember that feeling you have when you run out of money and you cannot ask him.

And you know what else? You will have your haircut and will have seen a dentist before the papers have been written. By the time the papers are signed, you will look and feel more amazing than you are now because you will be free and that confidence will start to show.

And karma is a wonderful thing. Start getting access to all the bank details now, and save all the bank statements somewhere he cannot get to. Those will show he's been swanning off buying things, whilst transferring you a small sum which remains the same whether he's in the country or not.

Flamingnora123 · 18/02/2020 19:58

Get a job. You're not lucky, he's lucky that you're accepting his abuse. It's shared money, you agreed together that you would stay home and raise the children. What he earns is for both of you, just as you are raising the kids for both of you. Why do so many people on here put up with such shite?? You need a job anyway, because when you leave him he's going to be a total fucker about maintenance for his kids.

Breathingunderwater · 18/02/2020 20:14

Yet he’s just said how much he loves us and how he wants to give us everything.
Maybe he just doesn’t see it.
I know I need a job, I just worry I’m basically unemployable. Old and been out of workplace for a few years. Everything moves so fast. I think I’d need something paying around £18k. Is that too ambitious? I don’t know.

OP posts:
Quartz2208 · 18/02/2020 20:16

then tell him OP. Tell him that you are a partnership and you demand joint access

OhLook · 18/02/2020 20:17

What kind of work did you do before?

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